First State Bank of Illinois in city_name, state_name - Detailed Financial Reports, Location

First State Bank of Illinois in La Harpe, Illinois (IL)
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First State Bank of Illinois routing number info

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First State Bank of Illinois - Overview

General
FDIC Certificate #: 9632
Status: Active
Federal Reserve ID: 953535
Bank Holding Company (Regulatory Top Holder): First State Bancorporation, Inc. (RSSDID: 3735152, Location: Milan, IL)
Date Established: January 04, 1904
WWW: http://www.firststateil.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 9 (Domestic: 9, Interstate: No)
OTS Docket #: 12436
FDIC's unique #: 6157
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 13, 2008
Last Structure Change Process Date: January 06, 2009
Last Data Update: January 06, 2009
Data Source Date: April 05, 2012
Location
Address: 128 East Main Street, La Harpe, IL 61450
County: Hancock
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Participated in Absorption/Consolidation/Merger
Financial Summary
Total assets: $256.0 mil
Equity capital: $33.5 mil
Deposits held in domestic offices: $208.6 mil
Return on assets (ROA): 0.52% ($1.3 mil)
Quarterly return on assets: 0.73% ($1.9 mil)
Return on Equity (ROE): 4.04% ($1.4 mil)
Quarterly return on equity: 5.64% ($1.9 mil)
Net income: $1.3 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 0.76% ($1,945.3 mil)
Quarterly Pretax return on assets: 1.10% ($2,815.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
77Total employees (full-time equivalent)
$255,965Total assets
$7,687Cash and due from depository institutions
$1,450Interest-bearing balances
$45,694Securities
$4,920Federal funds sold & reverse repurchase agreements
$173,052Net loans & leases
$2,317Loan loss allowance
$0Trading account assets
$5,029Bank premises and fixed assets
$56Other real estate owned
$13,748Goodwill and other intangibles
$255,965Life insurance assets
$5,779All other assets
$222,416Total liabilities and capital
$208,604Total liabilities
$177,984Total deposits
$208,604Interest-bearing deposits
$92Deposits held in domestic offices
500.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$10,761Trading liabilities
$0Other borrowed funds
$2,551Subordinated debt
$33,549All other liabilities
$33,549Total equity capital
$33,549Total bank equity capital
$0Perpetual preferred stock
$580Common stock
$31,196Surplus
$1,773Undivided profits
Memoranda
$0Noncurrent loans and leases
$338Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,683Income earned, not collected on loans
$0Earning assets
$1,889Long-term assets (5+ years)
$225,116Average Assets, year-to-date
$56,835Average Assets, quarterly
$252,441Volatile liabilities
$257,273Insider loans
$184,548FHLB advances
$243,682Loans and leases held for sale
$2,509Unused loan commitments
$2,509Tier 1 (core) risk-based capital
$21,707Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$28,628Restructured Loans and leases
$7,195Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$10,572Total interest income
$2,088Total interest expense
$8,484Net interest income
$777Provision for loan and lease losses
$1,389Total noninterest income
$0Fiduciary activities
$467Service charges on deposit accounts
$0Trading account gains & fees
$922Additional noninterest income
$7,170Total noninterest expense
$3,643Salaries and employee benefits
$1,145Premises and equipment expense
$2,382Additional noninterest expense
$1,926Pre-tax net operating income
$1Securities gains (losses)
$606Applicable income taxes
$1,321Income before extraordinary items
$0Extraordinary gains - net
$1,321Net income attributable to bank
$0Net charge-offs
$1,321Cash dividends
$274Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.75%Yield on earning assets
0.94%Cost of funding earning assets
3.81%Net interest margin
0.62%Noninterest income to earning assets
3.22%Noninterest expense to earning assets
0.52%Net operating income to assets
0.52%Return on assets (ROA)
0.76%Pretax return on assets
4.04%Return on equity (ROE)
4.04%Retained earnings to average equity (YTD only)
0.16%Net charge-offs to loans
283.58%Credit loss provision to net charge-offs
9.86%Efficiency ratio
67,497Assets per employee
3.32%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.32%Loss allowance to noncurrent loans
137.67%Noncurrent assets plus other real estate owned to assets
0.68%Noncurrent loans to loans
0.96%Net loans and leases to deposits
82.96%Net loans and leases to core deposits
95.98%Equity capital to assets
13.11%Core capital (leverage) ratio
8.91%Tier 1 risk-based capital ratio
11.76%Total risk-based capital ratio
Memoranda
$13Average assets
$252,441Average earning assets
$32,663Average equity
$222,460Average loans

List of branches

9 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	6157	First State Bank Of Illinois	128 East Main Street, La Harpe, IL 61450	January 04, 1904	Full Service Brick and Mortar
1	8958	Carthage Branch	433 Main Street, Carthage, IL 62321	May 04, 1934	Full Service Brick and Mortar
2	270897	Macomb Branch	500 East Jackson, Macomb, IL 61455	January 01, 1889	Full Service Brick and Mortar
3	220734	Carthage Drive-Up Facility	407 Buchanan, Carthage, IL 62321	June 05, 1997	Limited Service Facility
5	278223	1035 Broadway Branch	1035 Broadway, Hamilton, IL 62341	January 01, 1882	Full Service Brick and Mortar
6	428549	Blandinsville Branch	135 South Main Street, Blandinsville, IL 61420	May 06, 2004	Full Service Brick and Mortar
7	278225	Monmouth Branch	122 West Boston Avenue, Monmouth, IL 61462	January 01, 1882	Full Service Brick and Mortar
9	6159	Colusa Branch	Main Street, Colusa, IL 62329	December 20, 1919	Full Service Brick and Mortar
11	527110	Peoria Branch	6809 North Knoxville, Peoria, IL 61614	December 01, 2011	Full Service Brick and Mortar

First State Bank of Illinois in La Harpe, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Illinois - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Illinois in La Harpe, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Illinois - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Illinois in La Harpe, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches