State Bank of Colusa in Colusa, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 13, 2008

  • State Bank of Colusa in Colusa, Illinois (IL)
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State Bank of Colusa - Overview

  • General
  • FDIC Certificate #: 9634
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First State Bank of Illinois (#9632)
    Federal Reserve ID: 35936
    Date Established: December 20, 1919
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 6159
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 13, 2008
    Last Structure Change Process Date: January 06, 2009
    Last Data Update: January 06, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Colusa, IL 62329
    County: Hancock
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $29.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $18,125Total assets
  • $562Cash and due from depository institutions
  • $0Interest-bearing balances
  • $7,782Securities
  • $1,950Federal funds sold & reverse repurchase agreements
  • $7,605Net loans & leases
  • $37Loan loss allowance
  • $0Trading account assets
  • $25Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $201All other assets
  • $18,125Total liabilities and capital
  • $14,727Total liabilities
  • $14,526Total deposits
  • $11,465Interest-bearing deposits
  • $14,526Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $201All other liabilities
  • $3,398Total equity capital
  • $3,398Total bank equity capital
  • $3,398Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $900Undivided profits
  • Memoranda
  • $2,398Noncurrent loans and leases
  • $1,490Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $180Average Assets, year-to-date
  • $17,337Average Assets, quarterly
  • $6,144Volatile liabilities
  • $16,666Insider loans
  • $17,344FHLB advances
  • $815Loans and leases held for sale
  • $494Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,490Total unused commitments
  • $0Restructured Loans and leases
  • $37Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $928Total interest income
  • $345Total interest expense
  • $583Net interest income
  • $0Provision for loan and lease losses
  • $96Total noninterest income
  • $0Fiduciary activities
  • $81Service charges on deposit accounts
  • $0Trading account gains & fees
  • $15Additional noninterest income
  • $370Total noninterest expense
  • $277Salaries and employee benefits
  • $29Premises and equipment expense
  • $64Additional noninterest expense
  • $309Pre-tax net operating income
  • $0Securities gains (losses)
  • $88Applicable income taxes
  • $221Income before extraordinary items
  • $0Extraordinary gains - net
  • $221Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $90Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.80%Yield on earning assets
  • 2.16%Cost of funding earning assets
  • 3.64%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 2.31%Noninterest expense to earning assets
  • 1.33%Net operating income to assets
  • 1.33%Return on assets (ROA)
  • 1.85%Pretax return on assets
  • 6.58%Return on equity (ROE)
  • 3.90%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 54,492Assets per employee
  • 3.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 40.72%Loss allowance to loans
  • 0.48%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 52.35%Net loans and leases to core deposits
  • 55.47%Equity capital to assets
  • 18.75%Core capital (leverage) ratio
  • 19.67%Tier 1 risk-based capital ratio
  • 35.22%Total risk-based capital ratio
  • Memoranda
  • $36Average assets
  • $16,666Average earning assets
  • $3,361Average equity
  • $15,999Average loans

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