First State Bank of Mapleton in Mapleton, Iowa (IA)



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First State Bank of Mapleton routing number info

Table of contents:
First State Bank of Mapleton
GeneralFDIC Certificate #: 236
Status: Active
Federal Reserve ID: 867940
Bank Holding Company (Regulatory Top Holder): Security National Corporation (RSSDID: 1200348, Location: Dakota Dunes, SD)
Date Established: January 01, 1889
WWW: http://www.fsbmapleton.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
OTS Docket #: 12664
FDIC's unique #: 189
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: April 30, 2008
Last Structure Change Process Date: May 15, 2008
Last Data Update: May 15, 2008
Data Source Date: April 05, 2012
LocationAddress: 313 North Fourth Street, Mapleton, IA 51034
County: Monona
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of ChangesChange in Location
Financial SummaryTotal assets: $46.8 mil
Equity capital: $4.1 mil
Deposits held in domestic offices: $42.3 mil
Return on assets (ROA): 0.95% ($0.4 mil)
Quarterly return on assets: 0.60% ($0.3 mil)
Return on Equity (ROE): 11.50% ($0.5 mil)
Quarterly return on equity: 7.04% ($0.3 mil)
Net income: $0.4 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.42% ($665.1 mil)
Quarterly Pretax return on assets: 0.84% ($393.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)10
Total assets$46,838
Cash and due from depository institutions$7,231
Interest-bearing balances$5,876
Securities$11,093
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$26,187
Loan loss allowance $717
Trading account assets$0
Bank premises and fixed assets$1,018
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$1,309
Life insurance assets$46,838
Total liabilities and capital$42,779
Total liabilities$42,319
Total deposits$34,393
Interest-bearing deposits$42,319
Deposits held in domestic offices$97
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $460
All other liabilities $4,059
Total equity capital$4,059
Total bank equity capital$4,059
Perpetual preferred stock$0
Common stock$500
Surplus$500
Undivided profits $3,059
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $88
Earning assets $0
Long-term assets (5+ years) $362
Average Assets, year-to-date $43,156
Average Assets, quarterly $12,514
Volatile liabilities $46,372
Insider loans $47,037
FHLB advances $27,691
Loans and leases held for sale $47,329
Unused loan commitments $473
Tier 1 (core) risk-based capital $295
Tier 2 risk-based capital $3,925
Total risk weighted assets $0
Total unused commitments $178
Restructured Loans and leases $4,732
Derivatives$963
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,917
Total interest expense $536
Net interest income $1,381
Provision for loan and lease losses $0
Total noninterest income $359
Fiduciary activities $0
Service charges on deposit accounts $156
Trading account gains & fees $0
Additional noninterest income $203
Total noninterest expense $1,083
Salaries and employee benefits $527
Premises and equipment expense $126
Additional noninterest expense $430
Pre-tax net operating income $657
Securities gains (losses) $0
Applicable income taxes $217
Income before extraordinary items $440
Extraordinary gains - net $0
Net income attributable to bank $440
Net charge-offs $0
Cash dividends $440
Sale, conversion, retirement of capital stock, net -$27
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.44%
Cost of funding earning assets 1.24%
Net interest margin 3.20%
Noninterest income to earning assets 0.83%
Noninterest expense to earning assets 2.51%
Net operating income to assets 0.95%
Return on assets (ROA) 0.95%
Pretax return on assets 1.42%
Return on equity (ROE) 11.50%
Retained earnings to average equity (YTD only) 11.50%
Net charge-offs to loans -0.10%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$62,241
Cash dividends to net income (YTD only)4.68%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.67%
Noncurrent assets plus other real estate owned to assets 814.77%
Noncurrent loans to loans 0.19%
Net loans and leases to deposits0.33%
Net loans and leases to core deposits 61.88%
Equity capital to assets 62.28%
Core capital (leverage) ratio 8.67%
Tier 1 risk-based capital ratio 8.29%
Total risk-based capital ratio 14.17%
Memoranda
Average assets$15
Average earning assets$46,372
Average equity $3,827
Average loans $43,207
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1 Iowa Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0189First State Bank Of Mapleton313 North Fourth Street, Mapleton, IA 51034January 01, 1889Full Service Brick and Mortar
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