Blencoe State Bank in Blencoe, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Blencoe State Bank - Overview

  • General
  • FDIC Certificate #: 13446
    Status: Active
    Federal Reserve ID: 886044
    Bank Holding Company (Regulatory Top Holder): Monona Bancorporation (RSSDID: 1202472, Location: Blencoe, IA)
    Date Established: June 30, 1931
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 8466
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 04, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 401 Main Street, Blencoe, IA 51523
    County: Monona
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $34.9 mil
    Equity capital: $3.6 mil
    Deposits held in domestic offices: $30.9 mil
    Return on assets (ROA): 0.88% ($0.3 mil)
    Quarterly return on assets: 0.97% ($0.3 mil)
    Return on Equity (ROE): 8.44% ($0.3 mil)
    Quarterly return on equity: 9.36% ($0.4 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.20% ($418.2 mil)
    Quarterly Pretax return on assets: 1.47% ($512.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $34,854Total assets
  • $2,879Cash and due from depository institutions
  • $730Interest-bearing balances
  • $10,608Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $19,204Net loans & leases
  • $247Loan loss allowance
  • $0Trading account assets
  • $1,534Bank premises and fixed assets
  • $79Other real estate owned
  • $0Goodwill and other intangibles
  • $34,854Life insurance assets
  • $550All other assets
  • $31,226Total liabilities and capital
  • $30,926Total liabilities
  • $19,781Total deposits
  • $30,926Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $300Subordinated debt
  • $3,628All other liabilities
  • $3,628Total equity capital
  • $3,628Total bank equity capital
  • $0Perpetual preferred stock
  • $155Common stock
  • $1,494Surplus
  • $1,979Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $92Income earned, not collected on loans
  • $0Earning assets
  • $370Long-term assets (5+ years)
  • $30,542Average Assets, year-to-date
  • $2,497Average Assets, quarterly
  • $34,004Volatile liabilities
  • $35,285Insider loans
  • $21,816FHLB advances
  • $33,367Loans and leases held for sale
  • $10Unused loan commitments
  • $10Tier 1 (core) risk-based capital
  • $3,441Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,290Restructured Loans and leases
  • $315Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,374Total interest income
  • $211Total interest expense
  • $1,163Net interest income
  • $30Provision for loan and lease losses
  • $201Total noninterest income
  • $0Fiduciary activities
  • $171Service charges on deposit accounts
  • $0Trading account gains & fees
  • $30Additional noninterest income
  • $925Total noninterest expense
  • $501Salaries and employee benefits
  • $185Premises and equipment expense
  • $239Additional noninterest expense
  • $409Pre-tax net operating income
  • $0Securities gains (losses)
  • $109Applicable income taxes
  • $300Income before extraordinary items
  • $0Extraordinary gains - net
  • $300Net income attributable to bank
  • $0Net charge-offs
  • $300Cash dividends
  • $39Sale, conversion, retirement of capital stock, net
  • $167Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.50%Yield on earning assets
  • 0.69%Cost of funding earning assets
  • 3.81%Net interest margin
  • 0.66%Noninterest income to earning assets
  • 3.03%Noninterest expense to earning assets
  • 0.88%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 1.20%Pretax return on assets
  • 8.44%Return on equity (ROE)
  • 3.74%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 76.92%Credit loss provision to net charge-offs
  • 11.26%Efficiency ratio
  • 67,815Assets per employee
  • 3.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.67%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 268.48%Noncurrent assets plus other real estate owned to assets
  • 0.49%Noncurrent loans to loans
  • 0.47%Net loans and leases to deposits
  • 62.10%Net loans and leases to core deposits
  • 62.10%Equity capital to assets
  • 10.41%Core capital (leverage) ratio
  • 10.31%Tier 1 risk-based capital ratio
  • 15.77%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $34,004Average earning assets
  • $3,556Average equity
  • $30,549Average loans

List of branches

  • 2 Iowa Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08466Blencoe State Bank401 Main Street, Blencoe, IA 51523June 30, 1931Full Service Brick and Mortar
    1363693Onawa Branch21947 State Highway 175, Onawa, IA 51040March 15, 2002Full Service Brick and Mortar
David ira Bryan
Mar 26, 2023 @ 6:18 pm
I have legal ownership rights to this bank and all assets...I'm the original deed holder to holbrook bros bank established 1857..621 6th st..I have proof that in 1931 various smaller banks illegally stold the charter tax i.d. to holbrook bros bank along with assets stocks and copyright laws

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