Blencoe State Bank in city_name, state_name - Detailed Financial Reports, Location

Blencoe State Bank in Blencoe, Iowa (IA)
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Blencoe State Bank routing number info

Blencoe State Bank - Overview

General
FDIC Certificate #: 13446
Status: Active
Federal Reserve ID: 886044
Bank Holding Company (Regulatory Top Holder): Monona Bancorporation (RSSDID: 1202472, Location: Blencoe, IA)
Date Established: June 30, 1931
WWW: http://www.blencoestatebank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 8466
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 04, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 401 Main Street, Blencoe, IA 51523
County: Monona
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $34.9 mil
Equity capital: $3.6 mil
Deposits held in domestic offices: $30.9 mil
Return on assets (ROA): 0.88% ($0.3 mil)
Quarterly return on assets: 0.97% ($0.3 mil)
Return on Equity (ROE): 8.44% ($0.3 mil)
Quarterly return on equity: 9.36% ($0.4 mil)
Net income: $0.3 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.20% ($418.2 mil)
Quarterly Pretax return on assets: 1.47% ($512.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
9Total employees (full-time equivalent)
$34,854Total assets
$2,879Cash and due from depository institutions
$730Interest-bearing balances
$10,608Securities
$0Federal funds sold & reverse repurchase agreements
$19,204Net loans & leases
$247Loan loss allowance
$0Trading account assets
$1,534Bank premises and fixed assets
$79Other real estate owned
$0Goodwill and other intangibles
$34,854Life insurance assets
$550All other assets
$31,226Total liabilities and capital
$30,926Total liabilities
$19,781Total deposits
$30,926Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$300Subordinated debt
$3,628All other liabilities
$3,628Total equity capital
$3,628Total bank equity capital
$0Perpetual preferred stock
$155Common stock
$1,494Surplus
$1,979Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$92Income earned, not collected on loans
$0Earning assets
$370Long-term assets (5+ years)
$30,542Average Assets, year-to-date
$2,497Average Assets, quarterly
$34,004Volatile liabilities
$35,285Insider loans
$21,816FHLB advances
$33,367Loans and leases held for sale
$10Unused loan commitments
$10Tier 1 (core) risk-based capital
$3,441Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,290Restructured Loans and leases
$315Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$1,374Total interest income
$211Total interest expense
$1,163Net interest income
$30Provision for loan and lease losses
$201Total noninterest income
$0Fiduciary activities
$171Service charges on deposit accounts
$0Trading account gains & fees
$30Additional noninterest income
$925Total noninterest expense
$501Salaries and employee benefits
$185Premises and equipment expense
$239Additional noninterest expense
$409Pre-tax net operating income
$0Securities gains (losses)
$109Applicable income taxes
$300Income before extraordinary items
$0Extraordinary gains - net
$300Net income attributable to bank
$0Net charge-offs
$300Cash dividends
$39Sale, conversion, retirement of capital stock, net
$167Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.50%Yield on earning assets
0.69%Cost of funding earning assets
3.81%Net interest margin
0.66%Noninterest income to earning assets
3.03%Noninterest expense to earning assets
0.88%Net operating income to assets
0.88%Return on assets (ROA)
1.20%Pretax return on assets
8.44%Return on equity (ROE)
3.74%Retained earnings to average equity (YTD only)
0.22%Net charge-offs to loans
76.92%Credit loss provision to net charge-offs
11.26%Efficiency ratio
67,815Assets per employee
3.87%Cash dividends to net income (YTD only)
Condition Ratios (%)
55.67%Loss allowance to loans
1.27%Loss allowance to noncurrent loans
268.48%Noncurrent assets plus other real estate owned to assets
0.49%Noncurrent loans to loans
0.47%Net loans and leases to deposits
62.10%Net loans and leases to core deposits
62.10%Equity capital to assets
10.41%Core capital (leverage) ratio
10.31%Tier 1 risk-based capital ratio
15.77%Total risk-based capital ratio
Memoranda
$17Average assets
$34,004Average earning assets
$3,556Average equity
$30,549Average loans

List of branches

2 Iowa Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	8466	Blencoe State Bank	401 Main Street, Blencoe, IA 51523	June 30, 1931	Full Service Brick and Mortar
1	363693	Onawa Branch	21947 State Highway 175, Onawa, IA 51040	March 15, 2002	Full Service Brick and Mortar

David ira Bryan

⚠

Mar 26, 2023 @ 6:18 pm

I have legal ownership rights to this bank and all assets...I'm the original deed holder to holbrook bros bank established 1857..621 6th st..I have proof that in 1931 various smaller banks illegally stold the charter tax i.d. to holbrook bros bank along with assets stocks and copyright laws

Blencoe State Bank in Blencoe, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Blencoe State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Blencoe State Bank in Blencoe, Iowa (IA)Overview, Financial Summary, Detailed Financial Reports, Branches

Blencoe State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Blencoe State Bank in Blencoe, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches