First State Bank of Warren in Warren, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Warren - Overview

  • General
  • FDIC Certificate #: 94
    Status: Active
    Federal Reserve ID: 843542
    Bank Holding Company (Regulatory Top Holder): Bradley Bancshares, Inc. (RSSDID: 1097463, Location: Warren, AR)
    Date Established: January 01, 1890
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 74
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 104 S Main Street, Warren, AR 71671
    County: Bradley
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $101.8 mil
    Equity capital: $11.1 mil
    Deposits held in domestic offices: $90.3 mil
    Return on assets (ROA): 1.07% ($1.1 mil)
    Quarterly return on assets: 0.79% ($0.8 mil)
    Return on Equity (ROE): 10.13% ($1.1 mil)
    Quarterly return on equity: 7.20% ($0.8 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.29% ($1,313.6 mil)
    Quarterly Pretax return on assets: 0.93% ($947.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $101,829Total assets
  • $9,215Cash and due from depository institutions
  • $6,371Interest-bearing balances
  • $45,404Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $44,613Net loans & leases
  • $629Loan loss allowance
  • $0Trading account assets
  • $1,208Bank premises and fixed assets
  • $88Other real estate owned
  • $0Goodwill and other intangibles
  • $101,829Life insurance assets
  • $1,301All other assets
  • $90,710Total liabilities and capital
  • $90,255Total liabilities
  • $76,014Total deposits
  • $90,255Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $455Subordinated debt
  • $11,119All other liabilities
  • $11,119Total equity capital
  • $11,119Total bank equity capital
  • $0Perpetual preferred stock
  • $590Common stock
  • $1,910Surplus
  • $8,619Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,174Income earned, not collected on loans
  • $0Earning assets
  • $637Long-term assets (5+ years)
  • $96,388Average Assets, year-to-date
  • $40,605Average Assets, quarterly
  • $101,858Volatile liabilities
  • $102,330Insider loans
  • $61,009FHLB advances
  • $102,298Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $10,496Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $1,266Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,406Total interest income
  • $812Total interest expense
  • $3,594Net interest income
  • $120Provision for loan and lease losses
  • $575Total noninterest income
  • $15Fiduciary activities
  • $310Service charges on deposit accounts
  • $0Trading account gains & fees
  • $250Additional noninterest income
  • $2,819Total noninterest expense
  • $1,506Salaries and employee benefits
  • $622Premises and equipment expense
  • $691Additional noninterest expense
  • $1,230Pre-tax net operating income
  • $89Securities gains (losses)
  • $234Applicable income taxes
  • $1,085Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,085Net income attributable to bank
  • $0Net charge-offs
  • $1,085Cash dividends
  • $26Sale, conversion, retirement of capital stock, net
  • $788Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.66%Yield on earning assets
  • 0.86%Cost of funding earning assets
  • 3.80%Net interest margin
  • 0.61%Noninterest income to earning assets
  • 2.98%Noninterest expense to earning assets
  • 0.99%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.29%Pretax return on assets
  • 10.13%Return on equity (ROE)
  • 2.77%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 461.54%Credit loss provision to net charge-offs
  • 51.92%Efficiency ratio
  • 67,618Assets per employee
  • 3.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 72.63%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 53.58%Noncurrent assets plus other real estate owned to assets
  • 1.24%Noncurrent loans to loans
  • 2.59%Net loans and leases to deposits
  • 49.43%Net loans and leases to core deposits
  • 52.71%Equity capital to assets
  • 10.92%Core capital (leverage) ratio
  • 10.26%Tier 1 risk-based capital ratio
  • 17.20%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $101,858Average earning assets
  • $10,706Average equity
  • $94,579Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,666Managed Assets
  • 1Number of Accounts
  • $1,666Personal trust and agency accounts
  • $964Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $702Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 26Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 4 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    074First State Bank Of Warren104 S Main Street, Warren, AR 71671January 01, 1890Full Service Brick and Mortar
    1181027Hermitage BranchMain Street, Hermitage, AR 71647September 09, 1937Full Service Brick and Mortar
    2181028Martin And Pine Branch413 West Pine Street, Warren, AR 71671May 05, 1976Full Service Brick and Mortar
    4181029Hampton BranchHighway 4 And Highway 167, Hampton, AR 71744April 25, 1994Full Service Brick and Mortar

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