First Bank in Hampton, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank - Overview

  • General
  • FDIC Certificate #: 88
    Status: Active
    Federal Reserve ID: 329345
    Bank Holding Company (Regulatory Top Holder): Harrell Bancshares, Inc. (RSSDID: 2352196, Location: Camden, AR)
    Date Established: October 08, 1907
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Domestic: 8, Interstate: No)
    OTS Docket #: 10660
    FDIC's unique #: 68
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2012
    Last Structure Change Process Date: Febuary 13, 2012
    Last Data Update: Febuary 13, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 302 E Main, Hampton, AR 71744
    County: Calhoun
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Camden, AR (#15780)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Reorganization
  • Financial Summary
  • Total assets: $241.9 mil
    Equity capital: $24.0 mil
    Deposits held in domestic offices: $216.3 mil
    Return on assets (ROA): 0.91% ($2.2 mil)
    Quarterly return on assets: 0.92% ($2.2 mil)
    Return on Equity (ROE): 9.48% ($2.3 mil)
    Quarterly return on equity: 9.21% ($2.2 mil)
    Net income: $2.2 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 1.29% ($3,120.9 mil)
    Quarterly Pretax return on assets: 1.31% ($3,169.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 74Total employees (full-time equivalent)
  • $241,932Total assets
  • $6,114Cash and due from depository institutions
  • $559Interest-bearing balances
  • $52,791Securities
  • $3,275Federal funds sold & reverse repurchase agreements
  • $162,424Net loans & leases
  • $2,428Loan loss allowance
  • $0Trading account assets
  • $6,731Bank premises and fixed assets
  • $2,964Other real estate owned
  • $1,491Goodwill and other intangibles
  • $241,932Life insurance assets
  • $6,142All other assets
  • $217,921Total liabilities and capital
  • $216,307Total liabilities
  • $192,264Total deposits
  • $216,307Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $497Trading liabilities
  • $0Other borrowed funds
  • $1,117Subordinated debt
  • $24,011All other liabilities
  • $24,011Total equity capital
  • $24,011Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $15,799Surplus
  • $8,112Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $342Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,678Income earned, not collected on loans
  • $0Earning assets
  • $1,166Long-term assets (5+ years)
  • $219,049Average Assets, year-to-date
  • $38,291Average Assets, quarterly
  • $247,092Volatile liabilities
  • $242,888Insider loans
  • $171,751FHLB advances
  • $242,535Loans and leases held for sale
  • $3,937Unused loan commitments
  • $3,937Tier 1 (core) risk-based capital
  • $21,667Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $15,644Restructured Loans and leases
  • $4,135Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $12,359Total interest income
  • $2,531Total interest expense
  • $9,828Net interest income
  • $600Provision for loan and lease losses
  • $1,975Total noninterest income
  • $0Fiduciary activities
  • $1,121Service charges on deposit accounts
  • $0Trading account gains & fees
  • $854Additional noninterest income
  • $8,051Total noninterest expense
  • $3,927Salaries and employee benefits
  • $1,218Premises and equipment expense
  • $2,906Additional noninterest expense
  • $3,152Pre-tax net operating income
  • $37Securities gains (losses)
  • $944Applicable income taxes
  • $2,245Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,245Net income attributable to bank
  • $0Net charge-offs
  • $2,245Cash dividends
  • $236Sale, conversion, retirement of capital stock, net
  • $1,746Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.44%Yield on earning assets
  • 1.11%Cost of funding earning assets
  • 4.33%Net interest margin
  • 0.87%Noninterest income to earning assets
  • 3.54%Noninterest expense to earning assets
  • 0.90%Net operating income to assets
  • 0.91%Return on assets (ROA)
  • 1.29%Pretax return on assets
  • 9.48%Return on equity (ROE)
  • 2.11%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 254.24%Credit loss provision to net charge-offs
  • 15.90%Efficiency ratio
  • 67,203Assets per employee
  • 3.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 77.77%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 144.70%Noncurrent assets plus other real estate owned to assets
  • 1.92%Noncurrent loans to loans
  • 1.02%Net loans and leases to deposits
  • 75.09%Net loans and leases to core deposits
  • 80.78%Equity capital to assets
  • 9.92%Core capital (leverage) ratio
  • 8.93%Tier 1 risk-based capital ratio
  • 12.62%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $247,092Average earning assets
  • $23,693Average equity
  • $227,158Average loans

List of branches

  • 8 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    068First Bank302 E Main, Hampton, AR 71744October 08, 1907Full Service Brick and Mortar
    1271504Washington Branch1120 Washington Street, N.W., Camden, AR 71701June 30, 1985Full Service Brick and Mortar
    2181018Cardinal Branch235 Cardinal Shopping Center, Camden, AR 71701September 23, 1996Full Service Retail
    3181019Junction City Branch131 North Main Street, Junction City, AR 71749September 08, 1998Full Service Brick and Mortar
    4440193Camden Operations Branch1325 Highway 278 By-Pass, Camden, AR 71701May 09, 2005Full Service Brick and Mortar
    5497953East Camden Branch119 Highway 274, Camden, AR 71701October 06, 2009Full Service Brick and Mortar
    6452367Rogers Southern Hills Branch3710 Southern Hills Boulevard, Suite 100, Rogers, AR 72758July 10, 2006Full Service Brick and Mortar
    7456660Siloam Springs Branch200 Progress Avenue, Suite 100, Siloam Springs, AR 72761November 20, 2006Full Service Brick and Mortar

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