First State Bank of the Oaks in city_name, state_name - Detailed Financial Reports, Location

First State Bank of the Oaks in Thousand Oaks, California (CA)
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First State Bank of the Oaks - Overview

General
FDIC Certificate #: 23214
Status: Inactive
Closing history: Absorption - Without Assistance
Acquiring institution: First Interstate Bank of California (#1226)
Federal Reserve ID: 364560
Date Established: October 01, 1980
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
FDIC's unique #: 16267
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: October 01, 1980
Last Structure Change Effective Date: January 13, 1994
Last Structure Change Process Date: Febuary 24, 1994
Last Data Update: Febuary 24, 1994
Data Source Date: April 05, 2012
Location
Address: 230 North Moorpark Road, Thousand Oaks, CA 91360
County: Ventura
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Los Angeles (West)
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Ventura, CA (#8735)
Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
Core Based Statistical Area (CBSA): Oxnard-Thousand Oaks-Ventura, CA (#37100)
CBSA Metro Statistical Area: Oxnard-Thousand Oaks-Ventura, CA (#37100)
Financial Summary
Total assets: $144.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$87Total assets
$144,839Cash and due from depository institutions
$14,557Interest-bearing balances
$99Securities
$26,289Federal funds sold & reverse repurchase agreements
$44,000Net loans & leases
$55,742Loan loss allowance
$747Trading account assets
$0Bank premises and fixed assets
$607Other real estate owned
$1,748Goodwill and other intangibles
$1,896Life insurance assets
$0All other assets
$0Total liabilities and capital
$144,839Total liabilities
$131,677Total deposits
$130,516Interest-bearing deposits
$87,366Deposits held in domestic offices
130516.00%% insured (estimated)
$82Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$1,161Total equity capital
$1,161Total bank equity capital
$13,162Perpetual preferred stock
$0Common stock
$4,188Surplus
$4,187Undivided profits
Memoranda
$4,787Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$309Income earned, not collected on loans
$229Earning assets
$126,130Long-term assets (5+ years)
$10,094Average Assets, year-to-date
$142,956Average Assets, quarterly
$141,927Volatile liabilities
$7,010Insider loans
$1,715FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$36,264Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$13,162Total risk weighted assets
$72,019Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$8,783Total interest expense
$2,031Net interest income
$6,752Provision for loan and lease losses
$0Total noninterest income
$2,800Fiduciary activities
$0Service charges on deposit accounts
$1,317Trading account gains & fees
$9Additional noninterest income
$1,474Total noninterest expense
$9,551Salaries and employee benefits
$4,091Premises and equipment expense
$1,184Additional noninterest expense
$4,276Pre-tax net operating income
$1Securities gains (losses)
$40Applicable income taxes
$71Income before extraordinary items
-$30Extraordinary gains - net
$0Net income attributable to bank
-$30Net charge-offs
-$2Cash dividends
$327Sale, conversion, retirement of capital stock, net
$7Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.99%Cost of funding earning assets
1.62%Net interest margin
5.37%Noninterest income to earning assets
2.23%Noninterest expense to earning assets
7.60%Net operating income to assets
-0.04%Return on assets (ROA)
-0.02%Pretax return on assets
0.03%Return on equity (ROE)
-0.22%Retained earnings to average equity (YTD only)
-2.66%Net charge-offs to loans
-0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
99,990Assets per employee
1.66%Cash dividends to net income (YTD only)
Condition Ratios (%)
-1090.00%Loss allowance to loans
1.32%Loss allowance to noncurrent loans
241.75%Noncurrent assets plus other real estate owned to assets
1.42%Noncurrent loans to loans
0.55%Net loans and leases to deposits
42.71%Net loans and leases to core deposits
45.13%Equity capital to assets
9.09%Core capital (leverage) ratio
9.12%Tier 1 risk-based capital ratio
18.28%Total risk-based capital ratio
Memoranda
$19Average assets
$142,956Average earning assets
$13,420Average equity
$125,702Average loans

First State Bank of the Oaks in Thousand Oaks, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of the Oaks - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

First State Bank of the Oaks in Thousand Oaks, California (CA)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of the Oaks - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

First State Bank of the Oaks in Thousand Oaks, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches