First Suburban National Bank in Maywood, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 22, 2010

First Suburban National Bank - Overview

  • General
  • FDIC Certificate #: 16089
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: Seaway Bank and Trust Company (#19328)
    Federal Reserve ID: 172747
    Date Established: September 07, 1943
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    OTS Docket #: 11476
    FDIC's unique #: 10307
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: September 07, 1943
    Last Structure Change Effective Date: October 22, 2010
    Last Structure Change Process Date: October 25, 2010
    Last Data Update: October 25, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 150 South 5th Avenue, Maywood, IL 60153
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $143.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 49Total employees (full-time equivalent)
  • $171,277Total assets
  • $17,374Cash and due from depository institutions
  • $15,341Interest-bearing balances
  • $18,337Securities
  • $1,300Federal funds sold & reverse repurchase agreements
  • $122,307Net loans & leases
  • $2,168Loan loss allowance
  • $0Trading account assets
  • $4,466Bank premises and fixed assets
  • $5,582Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,911All other assets
  • $171,277Total liabilities and capital
  • $165,669Total liabilities
  • $161,209Total deposits
  • $143,364Interest-bearing deposits
  • $161,209Deposits held in domestic offices
  • 94.74%% insured (estimated)
  • $459Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,000Other borrowed funds
  • $0Subordinated debt
  • $1,001All other liabilities
  • $5,608Total equity capital
  • $5,608Total bank equity capital
  • $5,608Perpetual preferred stock
  • $0Common stock
  • $537Surplus
  • $16,554Undivided profits
  • Memoranda
  • $-11,483Noncurrent loans and leases
  • $19,534Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $20,276Earning assets
  • $0Long-term assets (5+ years)
  • $553Average Assets, year-to-date
  • $157,285Average Assets, quarterly
  • $24,151Volatile liabilities
  • $179,992Insider loans
  • $174,690FHLB advances
  • $63,455Loans and leases held for sale
  • $4,337Unused loan commitments
  • $3,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $19,534Total unused commitments
  • $0Restructured Loans and leases
  • $1,544Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $8,170Total interest income
  • $4,090Total interest expense
  • $4,080Net interest income
  • $1,653Provision for loan and lease losses
  • $981Total noninterest income
  • $11Fiduciary activities
  • $363Service charges on deposit accounts
  • $0Trading account gains & fees
  • $607Additional noninterest income
  • $7,748Total noninterest expense
  • $3,422Salaries and employee benefits
  • $1,045Premises and equipment expense
  • $3,281Additional noninterest expense
  • -$4,340Pre-tax net operating income
  • $682Securities gains (losses)
  • $0Applicable income taxes
  • -$3,658Income before extraordinary items
  • $0Extraordinary gains - net
  • -$3,658Net income attributable to bank
  • $0Net charge-offs
  • -$3,658Cash dividends
  • $1,217Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.95%Yield on earning assets
  • 2.48%Cost of funding earning assets
  • 2.47%Net interest margin
  • 0.59%Noninterest income to earning assets
  • 4.69%Noninterest expense to earning assets
  • -2.41%Net operating income to assets
  • -2.03%Return on assets (ROA)
  • -2.03%Pretax return on assets
  • -44.68%Return on equity (ROE)
  • -44.68%Retained earnings to average equity (YTD only)
  • 0.92%Net charge-offs to loans
  • 135.83%Credit loss provision to net charge-offs
  • -2.21%Efficiency ratio
  • 153,092Assets per employee
  • 3.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.74%Loss allowance to noncurrent loans
  • 10.69%Noncurrent assets plus other real estate owned to assets
  • 15.10%Noncurrent loans to loans
  • 16.29%Net loans and leases to deposits
  • 75.87%Net loans and leases to core deposits
  • 120.84%Equity capital to assets
  • 3.27%Core capital (leverage) ratio
  • 3.16%Tier 1 risk-based capital ratio
  • 4.57%Total risk-based capital ratio
  • Memoranda
  • $6Average assets
  • $179,992Average earning assets
  • $8,187Average equity
  • $165,154Average loans

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