First Suburban National Bank in city_name, state_name - Detailed Financial Reports, Location

First Suburban National Bank in Maywood, Illinois (IL)
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First Suburban National Bank - Overview

General
FDIC Certificate #: 16089
Status: Inactive
Closing history: Absorption - Assisted
Acquiring institution: Seaway Bank and Trust Company (#19328)
Federal Reserve ID: 172747
Date Established: September 07, 1943
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 4 (Interstate: No)
OTS Docket #: 11476
FDIC's unique #: 10307
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: No
Date of Deposit Insurance: September 07, 1943
Last Structure Change Effective Date: October 22, 2010
Last Structure Change Process Date: October 25, 2010
Last Data Update: October 25, 2010
Data Source Date: April 05, 2012
Location
Address: 150 South 5th Avenue, Maywood, IL 60153
County: Cook
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $143.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

Dollar figures in thousands
49Total employees (full-time equivalent)
$171,277Total assets
$17,374Cash and due from depository institutions
$15,341Interest-bearing balances
$18,337Securities
$1,300Federal funds sold & reverse repurchase agreements
$122,307Net loans & leases
$2,168Loan loss allowance
$0Trading account assets
$4,466Bank premises and fixed assets
$5,582Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,911All other assets
$171,277Total liabilities and capital
$165,669Total liabilities
$161,209Total deposits
$143,364Interest-bearing deposits
$161,209Deposits held in domestic offices
94.74%% insured (estimated)
$459Federal funds purchased & repurchase agreements
$0Trading liabilities
$3,000Other borrowed funds
$0Subordinated debt
$1,001All other liabilities
$5,608Total equity capital
$5,608Total bank equity capital
$5,608Perpetual preferred stock
$0Common stock
$537Surplus
$16,554Undivided profits
Memoranda
$-11,483Noncurrent loans and leases
$19,534Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$20,276Earning assets
$0Long-term assets (5+ years)
$553Average Assets, year-to-date
$157,285Average Assets, quarterly
$24,151Volatile liabilities
$179,992Insider loans
$174,690FHLB advances
$63,455Loans and leases held for sale
$4,337Unused loan commitments
$3,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$19,534Total unused commitments
$0Restructured Loans and leases
$1,544Derivatives

Income and Expense (December 31, 2009)

Dollar figures in thousands
$8,170Total interest income
$4,090Total interest expense
$4,080Net interest income
$1,653Provision for loan and lease losses
$981Total noninterest income
$11Fiduciary activities
$363Service charges on deposit accounts
$0Trading account gains & fees
$607Additional noninterest income
$7,748Total noninterest expense
$3,422Salaries and employee benefits
$1,045Premises and equipment expense
$3,281Additional noninterest expense
-$4,340Pre-tax net operating income
$682Securities gains (losses)
$0Applicable income taxes
-$3,658Income before extraordinary items
$0Extraordinary gains - net
-$3,658Net income attributable to bank
$0Net charge-offs
-$3,658Cash dividends
$1,217Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2009)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.95%Yield on earning assets
2.48%Cost of funding earning assets
2.47%Net interest margin
0.59%Noninterest income to earning assets
4.69%Noninterest expense to earning assets
-2.41%Net operating income to assets
-2.03%Return on assets (ROA)
-2.03%Pretax return on assets
-44.68%Return on equity (ROE)
-44.68%Retained earnings to average equity (YTD only)
0.92%Net charge-offs to loans
135.83%Credit loss provision to net charge-offs
-2.21%Efficiency ratio
153,092Assets per employee
3.50%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.74%Loss allowance to noncurrent loans
10.69%Noncurrent assets plus other real estate owned to assets
15.10%Noncurrent loans to loans
16.29%Net loans and leases to deposits
75.87%Net loans and leases to core deposits
120.84%Equity capital to assets
3.27%Core capital (leverage) ratio
3.16%Tier 1 risk-based capital ratio
4.57%Total risk-based capital ratio
Memoranda
$6Average assets
$179,992Average earning assets
$8,187Average equity
$165,154Average loans

First Suburban National Bank in Maywood, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Suburban National Bank - Overview

Assets and Liabilities (December 31, 2009)

Income and Expense (December 31, 2009)

Performance and Condition Ratios (December 31, 2009)

Comment about this bank, ask questions, or add new information about it:

First Suburban National Bank in Maywood, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First Suburban National Bank - Overview

Assets and Liabilities (December 31, 2009)

Income and Expense (December 31, 2009)

Performance and Condition Ratios (December 31, 2009)

Comment about this bank, ask questions, or add new information about it:

First Suburban National Bank in Maywood, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches