Forest Park National Bank and Trust Company in Forest Park, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Forest Park National Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 15945
    Status: Active
    Federal Reserve ID: 926632
    Bank Holding Company (Regulatory Top Holder): First Forest Park Corporation (RSSDID: 1203853, Location: Forest Park, IL)
    Date Established: May 15, 1943
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 15819
    FDIC's unique #: 10176
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: May 15, 1943
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 7348 West Madison Street, Forest Park, IL 60130
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $191.9 mil
    Equity capital: $16.8 mil
    Deposits held in domestic offices: $174.1 mil
    Return on assets (ROA): 0.45% ($0.9 mil)
    Quarterly return on assets: 0.46% ($0.9 mil)
    Return on Equity (ROE): 5.18% ($0.9 mil)
    Quarterly return on equity: 5.19% ($0.9 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.45% ($863.6 mil)
    Quarterly Pretax return on assets: 0.46% ($882.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 45Total employees (full-time equivalent)
  • $191,908Total assets
  • $16,611Cash and due from depository institutions
  • $1,898Interest-bearing balances
  • $24,016Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $139,302Net loans & leases
  • $1,833Loan loss allowance
  • $0Trading account assets
  • $4,350Bank premises and fixed assets
  • $4,395Other real estate owned
  • $0Goodwill and other intangibles
  • $191,908Life insurance assets
  • $3,234All other assets
  • $175,152Total liabilities and capital
  • $174,055Total liabilities
  • $140,766Total deposits
  • $174,055Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,097Subordinated debt
  • $16,756All other liabilities
  • $16,756Total equity capital
  • $16,756Total bank equity capital
  • $0Perpetual preferred stock
  • $410Common stock
  • $2,835Surplus
  • $13,511Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,041Income earned, not collected on loans
  • $0Earning assets
  • $885Long-term assets (5+ years)
  • $165,216Average Assets, year-to-date
  • $15,198Average Assets, quarterly
  • $188,248Volatile liabilities
  • $189,828Insider loans
  • $148,582FHLB advances
  • $190,473Loans and leases held for sale
  • $1,610Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $16,210Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,610Total unused commitments
  • $23,431Restructured Loans and leases
  • $523Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,299Total interest income
  • $1,118Total interest expense
  • $8,181Net interest income
  • $665Provision for loan and lease losses
  • $1,388Total noninterest income
  • $0Fiduciary activities
  • $599Service charges on deposit accounts
  • $0Trading account gains & fees
  • $789Additional noninterest income
  • $8,054Total noninterest expense
  • $3,854Salaries and employee benefits
  • $2,114Premises and equipment expense
  • $2,086Additional noninterest expense
  • $850Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $850Income before extraordinary items
  • $0Extraordinary gains - net
  • $850Net income attributable to bank
  • $0Net charge-offs
  • $850Cash dividends
  • $766Sale, conversion, retirement of capital stock, net
  • $500Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.55%Yield on earning assets
  • 0.67%Cost of funding earning assets
  • 4.88%Net interest margin
  • 0.83%Noninterest income to earning assets
  • 4.81%Noninterest expense to earning assets
  • 0.45%Net operating income to assets
  • 0.45%Return on assets (ROA)
  • 0.45%Pretax return on assets
  • 5.18%Return on equity (ROE)
  • 2.13%Retained earnings to average equity (YTD only)
  • 0.57%Net charge-offs to loans
  • 86.81%Credit loss provision to net charge-offs
  • 1.98%Efficiency ratio
  • 84,168Assets per employee
  • 4.26%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 58.82%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 89.81%Noncurrent assets plus other real estate owned to assets
  • 3.35%Noncurrent loans to loans
  • 1.45%Net loans and leases to deposits
  • 80.03%Net loans and leases to core deposits
  • 82.81%Equity capital to assets
  • 8.73%Core capital (leverage) ratio
  • 8.51%Tier 1 risk-based capital ratio
  • 10.91%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $188,248Average earning assets
  • $16,422Average equity
  • $167,525Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010176Forest Park National Bank And Trust7348 West Madison Street, Forest Park, IL 60130May 15, 1943Full Service Brick and Mortar
    1235981Roosevelt Road Facility7331 Roosevelt Road, Forest Park, IL 60130May 04, 1983Full Service Brick and Mortar

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