First Trust Bank in city_name, state_name - Detailed Financial Reports, Location

First Trust Bank in Ontario, California (CA)
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First Trust Bank - Overview

General
FDIC Certificate #: 3480
Status: Inactive
Closing history: Corrections
Acquiring institution: First Interstate Bank of California (#1226)
Federal Reserve ID: 598767
Date Established: March 16, 1887
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 15 (Interstate: No)
FDIC's unique #: 2231
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 03, 1995
Last Structure Change Process Date: March 06, 1995
Last Data Update: December 19, 1995
Data Source Date: April 05, 2012
Location
Address: 437 North Euclid Avenue, Ontario, CA 91761
County: San Bernardino
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Los Angeles (North)
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Riverside-San Bernardino, CA (#6780)
Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
Core Based Statistical Area (CBSA): Riverside-San Bernardino-Ontario, CA (#40140)
CBSA Metro Statistical Area: Riverside-San Bernardino-Ontario, CA (#40140)
History of Changes
Absorption - Assisted
Corrections
Financial Summary
Total assets: $227.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$175Total assets
$227,695Cash and due from depository institutions
$28,279Interest-bearing balances
$0Securities
$25,005Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$138,472Loan loss allowance
$5,441Trading account assets
$0Bank premises and fixed assets
$3,960Other real estate owned
$26,252Goodwill and other intangibles
$5,727Life insurance assets
$0All other assets
$0Total liabilities and capital
$227,695Total liabilities
$226,238Total deposits
$223,573Interest-bearing deposits
$152,803Deposits held in domestic offices
223573.00%% insured (estimated)
$91Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$339Subordinated debt
$0All other liabilities
$2,326Total equity capital
$2,326Total bank equity capital
$1,457Perpetual preferred stock
$0Common stock
$3,472Surplus
$8,537Undivided profits
Memoranda
$-10,552Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$18,106Income earned, not collected on loans
$1,053Earning assets
$163,477Long-term assets (5+ years)
$5,071Average Assets, year-to-date
$260,417Average Assets, quarterly
$236,248Volatile liabilities
$5,014Insider loans
$2,571FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$33,245Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,479Total risk weighted assets
$179,768Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$16,420Total interest expense
$4,667Net interest income
$11,753Provision for loan and lease losses
$2,708Total noninterest income
$5,687Fiduciary activities
$1,657Service charges on deposit accounts
$2,650Trading account gains & fees
$0Additional noninterest income
$1,380Total noninterest expense
$22,396Salaries and employee benefits
$8,865Premises and equipment expense
$2,617Additional noninterest expense
$10,914Pre-tax net operating income
-$7,664Securities gains (losses)
$0Applicable income taxes
$25Income before extraordinary items
-$7,689Extraordinary gains - net
$0Net income attributable to bank
-$7,689Net charge-offs
$1,167Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.63%Cost of funding earning assets
2.45%Net interest margin
6.18%Noninterest income to earning assets
2.99%Noninterest expense to earning assets
11.78%Net operating income to assets
-2.95%Return on assets (ROA)
-2.95%Pretax return on assets
-2.94%Return on equity (ROE)
-114.00%Retained earnings to average equity (YTD only)
-114.00%Net charge-offs to loans
0.69%Credit loss provision to net charge-offs
232.05%Efficiency ratio
128,417Assets per employee
1.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
3.78%Loss allowance to noncurrent loans
30.05%Noncurrent assets plus other real estate owned to assets
12.55%Noncurrent loans to loans
12.58%Net loans and leases to deposits
61.94%Net loans and leases to core deposits
63.36%Equity capital to assets
0.64%Core capital (leverage) ratio
0.63%Tier 1 risk-based capital ratio
0.82%Total risk-based capital ratio
Memoranda
$2Average assets
$260,417Average earning assets
$6,745Average equity
$190,166Average loans

First Trust Bank in Ontario, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Trust Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

First Trust Bank in Ontario, California (CA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Trust Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

First Trust Bank in Ontario, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches