First Trust & Savings Bank in Moville, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches


First Trust & Savings Bank - Overview

  • General
  • FDIC Certificate #: 8092
    Status: Active
    Federal Reserve ID: 831044
    Date Established: January 01, 1919
    WWW: http://www.firsttrustsavingsbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 5146
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 28, 2008
    Last Structure Change Process Date: August 28, 2008
    Last Data Update: August 28, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 245 Main Street, Moville, IA 51039
    County: Woodbury
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Sioux City, IA-NE (#7720)
    Combined Statistical Area (CSA): Sioux City-Vermillion, IA-NE-SD (#512)
    Core Based Statistical Area (CBSA): Sioux City, IA-NE-SD (#43580)
    CBSA Metro Statistical Area: Sioux City, IA-NE-SD (#43580)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $115.6 mil
    Equity capital: $20.6 mil
    Deposits held in domestic offices: $94.2 mil
    Return on assets (ROA): 0.88% ($1.0 mil)
    Quarterly return on assets: 0.86% ($1.0 mil)
    Return on Equity (ROE): 4.91% ($1.0 mil)
    Quarterly return on equity: 4.81% ($1.0 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.01% ($1,167.3 mil)
    Quarterly Pretax return on assets: 0.89% ($1,028.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $115,571Total assets
  • $42,188Cash and due from depository institutions
  • $39,369Interest-bearing balances
  • $49,279Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $22,274Net loans & leases
  • $1,078Loan loss allowance
  • $0Trading account assets
  • $753Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $115,571Life insurance assets
  • $1,077All other assets
  • $94,997Total liabilities and capital
  • $94,174Total liabilities
  • $84,364Total deposits
  • $94,174Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $823Subordinated debt
  • $20,574All other liabilities
  • $20,574Total equity capital
  • $20,574Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $1,500Surplus
  • $18,874Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $86Income earned, not collected on loans
  • $0Earning assets
  • $845Long-term assets (5+ years)
  • $110,922Average Assets, year-to-date
  • $28,294Average Assets, quarterly
  • $111,440Volatile liabilities
  • $115,518Insider loans
  • $56,357FHLB advances
  • $115,766Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $19,606Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,868Restructured Loans and leases
  • $280Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,600Total interest income
  • $1,017Total interest expense
  • $2,583Net interest income
  • $0Provision for loan and lease losses
  • $100Total noninterest income
  • $0Fiduciary activities
  • $56Service charges on deposit accounts
  • $0Trading account gains & fees
  • $44Additional noninterest income
  • $1,579Total noninterest expense
  • $938Salaries and employee benefits
  • $238Premises and equipment expense
  • $403Additional noninterest expense
  • $1,104Pre-tax net operating income
  • $20Securities gains (losses)
  • $142Applicable income taxes
  • $982Income before extraordinary items
  • $0Extraordinary gains - net
  • $982Net income attributable to bank
  • $0Net charge-offs
  • $982Cash dividends
  • -$151Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.34%Yield on earning assets
  • 0.94%Cost of funding earning assets
  • 2.40%Net interest margin
  • 0.09%Noninterest income to earning assets
  • 1.47%Noninterest expense to earning assets
  • 0.87%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 1.01%Pretax return on assets
  • 4.91%Return on equity (ROE)
  • 4.91%Retained earnings to average equity (YTD only)
  • -0.65%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 58,852Assets per employee
  • 8.26%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.62%Loss allowance to noncurrent loans
  • 1253.49%Noncurrent assets plus other real estate owned to assets
  • 0.07%Noncurrent loans to loans
  • 0.37%Net loans and leases to deposits
  • 23.65%Net loans and leases to core deposits
  • 24.35%Equity capital to assets
  • 17.80%Core capital (leverage) ratio
  • 16.94%Tier 1 risk-based capital ratio
  • 34.79%Total risk-based capital ratio
  • Memoranda
  • $36Average assets
  • $111,440Average earning assets
  • $20,017Average equity
  • $107,771Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $47Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 6Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $47Other retirement accounts
  • $47Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 3 Iowa Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05146First Trust & Savings Bank245 Main Street, Moville, IA 51039January 01, 1919Full Service Brick and Mortar
    1217911Lawton Branch319 Cedar Street, Lawton, IA 51030September 25, 1936Full Service Brick and Mortar
    212272Climbing Hill BranchMain Street, Climbing Hill, IA 51015January 01, 1917Full Service Brick and Mortar

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