Kingsley State Bank in Kingsley, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Kingsley State Bank - Overview

  • General
  • FDIC Certificate #: 19447
    Status: Active
    Federal Reserve ID: 809940
    Bank Holding Company (Regulatory Top Holder): Kingsley Banc Corp (RSSDID: 1133633, Location: Kingsley, IA)
    Date Established: January 01, 1883
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 13248
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: June 11, 1965
    Last Structure Change Effective Date: March 03, 2009
    Last Structure Change Process Date: March 03, 2009
    Last Data Update: March 03, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 East Second Street, Kingsley, IA 51028
    County: Plymouth
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $144.1 mil
    Equity capital: $20.3 mil
    Deposits held in domestic offices: $123.5 mil
    Return on assets (ROA): 1.41% ($2.0 mil)
    Quarterly return on assets: 1.45% ($2.1 mil)
    Return on Equity (ROE): 10.04% ($2.0 mil)
    Quarterly return on equity: 10.23% ($2.0 mil)
    Net income: $1.9 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.47% ($2,118.9 mil)
    Quarterly Pretax return on assets: 1.51% ($2,176.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $144,141Total assets
  • $11,249Cash and due from depository institutions
  • $1,365Interest-bearing balances
  • $60,704Securities
  • $8,382Federal funds sold & reverse repurchase agreements
  • $58,543Net loans & leases
  • $949Loan loss allowance
  • $0Trading account assets
  • $1,853Bank premises and fixed assets
  • $100Other real estate owned
  • $0Goodwill and other intangibles
  • $144,141Life insurance assets
  • $3,310All other assets
  • $123,793Total liabilities and capital
  • $123,498Total liabilities
  • $109,927Total deposits
  • $123,498Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $295Subordinated debt
  • $20,348All other liabilities
  • $20,348Total equity capital
  • $20,348Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $2,500Surplus
  • $17,348Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $245Income earned, not collected on loans
  • $0Earning assets
  • $1,013Long-term assets (5+ years)
  • $128,994Average Assets, year-to-date
  • $64,130Average Assets, quarterly
  • $135,494Volatile liabilities
  • $140,860Insider loans
  • $80,331FHLB advances
  • $139,138Loans and leases held for sale
  • $1,841Unused loan commitments
  • $1,841Tier 1 (core) risk-based capital
  • $18,386Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,625Restructured Loans and leases
  • $829Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,190Total interest income
  • $1,272Total interest expense
  • $3,918Net interest income
  • $0Provision for loan and lease losses
  • $387Total noninterest income
  • $46Fiduciary activities
  • $125Service charges on deposit accounts
  • $0Trading account gains & fees
  • $216Additional noninterest income
  • $2,307Total noninterest expense
  • $1,545Salaries and employee benefits
  • $400Premises and equipment expense
  • $362Additional noninterest expense
  • $1,998Pre-tax net operating income
  • $0Securities gains (losses)
  • $93Applicable income taxes
  • $1,905Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,905Net income attributable to bank
  • $0Net charge-offs
  • $1,905Cash dividends
  • $42Sale, conversion, retirement of capital stock, net
  • $1,187Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.22%Yield on earning assets
  • 1.03%Cost of funding earning assets
  • 3.18%Net interest margin
  • 0.31%Noninterest income to earning assets
  • 1.87%Noninterest expense to earning assets
  • 1.41%Net operating income to assets
  • 1.41%Return on assets (ROA)
  • 1.47%Pretax return on assets
  • 10.04%Return on equity (ROE)
  • 3.79%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 47.57%Efficiency ratio
  • 53,589Assets per employee
  • 6.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 62.31%Loss allowance to loans
  • 1.60%Loss allowance to noncurrent loans
  • 387.35%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.41%Net loans and leases to deposits
  • 47.40%Net loans and leases to core deposits
  • 49.33%Equity capital to assets
  • 14.12%Core capital (leverage) ratio
  • 13.21%Tier 1 risk-based capital ratio
  • 22.89%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $135,494Average earning assets
  • $18,966Average equity
  • $123,118Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $8,944Managed Assets
  • 1Number of Accounts
  • $8,738Personal trust and agency accounts
  • $8,738Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 42Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $206Other retirement accounts
  • $206Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 3 Iowa Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013248Kingsley State Bank1 East Second Street, Kingsley, IA 51028January 01, 1883Full Service Brick and Mortar
    1366365Le Mars Branch850 12th Street, Sw, Le Mars, IA 51031January 17, 2003Full Service Brick and Mortar
    2437112Kingsley State Bank, Sergeant Bluff Office705 1st Street, Sergeant Bluff, IA 51054Febuary 04, 2005Full Service Brick and Mortar

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