First of Englewood, F.S.B. in city_name, state_name - Detailed Financial Reports, Location

First of Englewood, F.S.B. in Englewood, Florida (FL)
Show street view No street view available for this location

First of Englewood, F.S.B. - Overview

General
FDIC Certificate #: 31046
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: SouthTrust Bank of Florida, National Association (#21679)
Federal Reserve ID: 606372
Date Established: July 10, 1959
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 6304
FDIC's unique #: 43880
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: July 10, 1959
Last Structure Change Effective Date: March 29, 1996
Last Structure Change Process Date: April 11, 1996
Last Data Update: April 11, 1996
Data Source Date: April 05, 2012
Location
Address: 1200 South Mc Call Road, Englewood, FL 33533
County: Charlotte
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Tampa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Punta Gorda, FL (#6580)
Combined Statistical Area (CSA): Sarasota-Bradenton-Punta Gorda, FL (#494)
Core Based Statistical Area (CBSA): Punta Gorda, FL (#39460)
CBSA Metro Statistical Area: Punta Gorda, FL (#39460)
Financial Summary
Total assets: $139.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$39Total assets
$139,591Cash and due from depository institutions
$5,873Interest-bearing balances
$3,628Securities
$30,200Federal funds sold & reverse repurchase agreements
$1,142Net loans & leases
$95,958Loan loss allowance
$794Trading account assets
$0Bank premises and fixed assets
$2,763Other real estate owned
$1,545Goodwill and other intangibles
$2,110Life insurance assets
$0All other assets
$0Total liabilities and capital
$139,591Total liabilities
$130,767Total deposits
$123,212Interest-bearing deposits
$119,512Deposits held in domestic offices
123212.00%% insured (estimated)
$99Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$7,000Subordinated debt
$0All other liabilities
$555Total equity capital
$555Total bank equity capital
$8,824Perpetual preferred stock
$0Common stock
$5Surplus
$3,509Undivided profits
Memoranda
$5,310Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$281Income earned, not collected on loans
$601Earning assets
$130,928Long-term assets (5+ years)
$0Average Assets, year-to-date
$140,785Average Assets, quarterly
$140,118Volatile liabilities
$13,340Insider loans
$707FHLB advances
$7,000Loans and leases held for sale
$0Unused loan commitments
$16Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$8,839Total risk weighted assets
$63,642Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$9,848Total interest expense
$6,233Net interest income
$3,615Provision for loan and lease losses
$50Total noninterest income
$842Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$842Total noninterest expense
$3,058Salaries and employee benefits
$1,374Premises and equipment expense
$676Additional noninterest expense
$1,008Pre-tax net operating income
$1,349Securities gains (losses)
$0Applicable income taxes
$520Income before extraordinary items
$829Extraordinary gains - net
$0Net income attributable to bank
$829Net charge-offs
$468Cash dividends
$32Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.46%Cost of funding earning assets
4.72%Net interest margin
2.74%Noninterest income to earning assets
0.64%Noninterest expense to earning assets
2.32%Net operating income to assets
0.59%Return on assets (ROA)
0.59%Pretax return on assets
0.96%Return on equity (ROE)
10.10%Retained earnings to average equity (YTD only)
9.71%Net charge-offs to loans
0.48%Credit loss provision to net charge-offs
10.68%Efficiency ratio
68,611Assets per employee
3.58%Cash dividends to net income (YTD only)
Condition Ratios (%)
3.86%Loss allowance to loans
0.82%Loss allowance to noncurrent loans
282.56%Noncurrent assets plus other real estate owned to assets
1.31%Noncurrent loans to loans
0.29%Net loans and leases to deposits
77.88%Net loans and leases to core deposits
82.11%Equity capital to assets
6.32%Core capital (leverage) ratio
6.33%Tier 1 risk-based capital ratio
13.89%Total risk-based capital ratio
Memoranda
$15Average assets
$140,785Average earning assets
$8,209Average equity
$131,934Average loans

First of Englewood, F.S.B. in Englewood, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First of Englewood, F.S.B. - Overview

Assets and Liabilities (December 31, 1995)

Income and Expense (December 31, 1995)

Performance and Condition Ratios (December 31, 1995)

Comment about this bank, ask questions, or add new information about it:

First of Englewood, F.S.B. in Englewood, Florida (FL)Overview, Financial Summary, Detailed Financial Reports, Branches

First of Englewood, F.S.B. - Overview

Assets and Liabilities (December 31, 1995)

Income and Expense (December 31, 1995)

Performance and Condition Ratios (December 31, 1995)

Comment about this bank, ask questions, or add new information about it:

First of Englewood, F.S.B. in Englewood, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches