Firstar Bank Lake Geneva, National Association in Elkhorn, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 18, 1994

  • Firstar Bank Lake Geneva, National Association in Elkhorn, Wisconsin (WI)
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Firstar Bank Lake Geneva, National Association - Overview

  • General
  • FDIC Certificate #: 18092
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Firstar Bank Milwaukee, National Association (#5308)
    Federal Reserve ID: 574547
    Date Established: October 09, 1959
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 12014
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: October 09, 1959
    Last Structure Change Effective Date: November 18, 1994
    Last Structure Change Process Date: December 13, 1994
    Last Data Update: December 13, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 E. Walworth Avenue, Elkhorn, WI 53121
    County: Walworth
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Whitewater, WI (#48580)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $111.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $46Total assets
  • $107,285Cash and due from depository institutions
  • $4,944Interest-bearing balances
  • $95Securities
  • $34,991Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $62,091Loan loss allowance
  • $1,346Trading account assets
  • $0Bank premises and fixed assets
  • $2,250Other real estate owned
  • $0Goodwill and other intangibles
  • $3,009Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $107,285Total liabilities
  • $98,507Total deposits
  • $88,716Interest-bearing deposits
  • $76,161Deposits held in domestic offices
  • 88716.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $8,158Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,633Total equity capital
  • $1,633Total bank equity capital
  • $8,778Perpetual preferred stock
  • $0Common stock
  • $1,920Surplus
  • $2,220Undivided profits
  • Memoranda
  • $4,638Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,208Income earned, not collected on loans
  • $386Earning assets
  • $97,177Long-term assets (5+ years)
  • $10,196Average Assets, year-to-date
  • $108,221Average Assets, quarterly
  • $106,658Volatile liabilities
  • $9,493Insider loans
  • $658FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $6,682Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,778Total risk weighted assets
  • $64,705Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,665Total interest expense
  • $2,891Net interest income
  • $4,774Provision for loan and lease losses
  • $40Total noninterest income
  • $766Fiduciary activities
  • $0Service charges on deposit accounts
  • $397Trading account gains & fees
  • $0Additional noninterest income
  • $369Total noninterest expense
  • $3,652Salaries and employee benefits
  • $1,537Premises and equipment expense
  • $409Additional noninterest expense
  • $1,706Pre-tax net operating income
  • $1,848Securities gains (losses)
  • $4Applicable income taxes
  • $528Income before extraordinary items
  • $1,324Extraordinary gains - net
  • $136Net income attributable to bank
  • $1,460Net charge-offs
  • $21Cash dividends
  • $1,200Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.85%Cost of funding earning assets
  • 2.96%Net interest margin
  • 4.89%Noninterest income to earning assets
  • 0.78%Noninterest expense to earning assets
  • 3.74%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.35%Pretax return on assets
  • 1.84%Return on equity (ROE)
  • 16.19%Retained earnings to average equity (YTD only)
  • 2.88%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • 190.48%Efficiency ratio
  • 65,921Assets per employee
  • 2.33%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 82.19%Loss allowance to loans
  • 2.12%Loss allowance to noncurrent loans
  • 111.42%Noncurrent assets plus other real estate owned to assets
  • 1.13%Noncurrent loans to loans
  • 1.90%Net loans and leases to deposits
  • 69.99%Net loans and leases to core deposits
  • 71.06%Equity capital to assets
  • 8.18%Core capital (leverage) ratio
  • 8.28%Tier 1 risk-based capital ratio
  • 13.57%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $108,221Average earning assets
  • $9,016Average equity
  • $97,691Average loans

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