Firstar North Shore Bank in Northbrook, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 09, 1993

  • Firstar North Shore Bank in Northbrook, Illinois (IL)
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Firstar North Shore Bank - Overview

  • General
  • FDIC Certificate #: 22339
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Firstar Bank North Shore (#1807)
    Federal Reserve ID: 787543
    Date Established: September 28, 1976
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 15548
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 28, 1976
    Last Structure Change Effective Date: August 09, 1993
    Last Structure Change Process Date: August 26, 1993
    Last Data Update: August 26, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 1819 Lake Cook Road, Northbrook, IL 60062
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $35.3 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $33,488Cash and due from depository institutions
  • $1,716Interest-bearing balances
  • $0Securities
  • $10,350Federal funds sold & reverse repurchase agreements
  • $1,020Net loans & leases
  • $19,397Loan loss allowance
  • $360Trading account assets
  • $0Bank premises and fixed assets
  • $657Other real estate owned
  • $0Goodwill and other intangibles
  • $348Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $33,488Total liabilities
  • $30,204Total deposits
  • $29,965Interest-bearing deposits
  • $21,937Deposits held in domestic offices
  • 29965.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $239Total equity capital
  • $239Total bank equity capital
  • $3,284Perpetual preferred stock
  • $0Common stock
  • $800Surplus
  • $1,700Undivided profits
  • Memoranda
  • $784Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $541Income earned, not collected on loans
  • $105Earning assets
  • $30,767Long-term assets (5+ years)
  • $3,316Average Assets, year-to-date
  • $34,573Average Assets, quarterly
  • $33,402Volatile liabilities
  • $1,746Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,712Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,284Total risk weighted assets
  • $22,808Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,527Total interest expense
  • $923Net interest income
  • $1,604Provision for loan and lease losses
  • $37Total noninterest income
  • $475Fiduciary activities
  • $0Service charges on deposit accounts
  • $271Trading account gains & fees
  • $0Additional noninterest income
  • $204Total noninterest expense
  • $1,811Salaries and employee benefits
  • $786Premises and equipment expense
  • $401Additional noninterest expense
  • $624Pre-tax net operating income
  • $231Securities gains (losses)
  • $2Applicable income taxes
  • -$57Income before extraordinary items
  • $290Extraordinary gains - net
  • $0Net income attributable to bank
  • $290Net charge-offs
  • $111Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.05%Cost of funding earning assets
  • 2.94%Net interest margin
  • 5.11%Noninterest income to earning assets
  • 1.51%Noninterest expense to earning assets
  • 5.77%Net operating income to assets
  • 0.83%Return on assets (ROA)
  • 0.84%Pretax return on assets
  • 0.67%Return on equity (ROE)
  • 9.25%Retained earnings to average equity (YTD only)
  • 9.25%Net charge-offs to loans
  • 0.53%Credit loss provision to net charge-offs
  • 33.33%Efficiency ratio
  • 87,109Assets per employee
  • 1.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.82%Loss allowance to noncurrent loans
  • 66.54%Noncurrent assets plus other real estate owned to assets
  • 1.62%Noncurrent loans to loans
  • 2.74%Net loans and leases to deposits
  • 64.73%Net loans and leases to core deposits
  • 68.74%Equity capital to assets
  • 9.81%Core capital (leverage) ratio
  • 9.90%Tier 1 risk-based capital ratio
  • 14.40%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $34,573Average earning assets
  • $3,134Average equity
  • $31,384Average loans

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