Founders' Bank in Bryn Mawr, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 03, 2002

  • Founders' Bank in Bryn Mawr, Pennsylvania (PA)
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Founders' Bank - Overview

  • General
  • FDIC Certificate #: 27296
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Susquehanna Bank DV (#6443)
    Federal Reserve ID: 1211700
    Date Established: July 14, 1988
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    OTS Docket #: 9283
    FDIC's unique #: 39443
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 14, 1988
    Last Structure Change Effective Date: August 03, 2002
    Last Structure Change Process Date: October 30, 2002
    Last Data Update: October 30, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 Bryn Mawr Avenue, Bryn Mawr, PA 19010
    County: Montgomery
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $179.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $169,751Total assets
  • $3,234Cash and due from depository institutions
  • $35Interest-bearing balances
  • $36,578Securities
  • $2,880Federal funds sold & reverse repurchase agreements
  • $118,526Net loans & leases
  • $1,656Loan loss allowance
  • $0Trading account assets
  • $342Bank premises and fixed assets
  • $698Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $7,493All other assets
  • $169,751Total liabilities and capital
  • $157,023Total liabilities
  • $143,104Total deposits
  • $115,585Interest-bearing deposits
  • $143,104Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,761Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10,000Other borrowed funds
  • $0Subordinated debt
  • $1,158All other liabilities
  • $12,728Total equity capital
  • $12,728Total bank equity capital
  • $12,728Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $9,018Undivided profits
  • Memoranda
  • $3,610Noncurrent loans and leases
  • $37,761Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $69Earning assets
  • $0Long-term assets (5+ years)
  • $623Average Assets, year-to-date
  • $158,019Average Assets, quarterly
  • $11,539Volatile liabilities
  • $162,389Insider loans
  • $164,937FHLB advances
  • $13,741Loans and leases held for sale
  • $2,523Unused loan commitments
  • $10,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $37,761Total unused commitments
  • $0Restructured Loans and leases
  • $1,656Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $10,930Total interest income
  • $4,073Total interest expense
  • $6,857Net interest income
  • $198Provision for loan and lease losses
  • $9,658Total noninterest income
  • $0Fiduciary activities
  • $202Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9,456Additional noninterest income
  • $12,499Total noninterest expense
  • $1,604Salaries and employee benefits
  • $330Premises and equipment expense
  • $10,565Additional noninterest expense
  • $3,818Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,002Applicable income taxes
  • $2,816Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,816Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $7Sale, conversion, retirement of capital stock, net
  • $1,011Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.25%Yield on earning assets
  • 2.70%Cost of funding earning assets
  • 4.55%Net interest margin
  • 6.41%Noninterest income to earning assets
  • 8.29%Noninterest expense to earning assets
  • 1.73%Net operating income to assets
  • 1.73%Return on assets (ROA)
  • 2.35%Pretax return on assets
  • 24.67%Return on equity (ROE)
  • 15.82%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 2828.57%Credit loss provision to net charge-offs
  • 573.71%Efficiency ratio
  • 75,683Assets per employee
  • 6.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 35.90%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 2400.00%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 82.83%Net loans and leases to core deposits
  • 88.37%Equity capital to assets
  • 7.50%Core capital (leverage) ratio
  • 7.49%Tier 1 risk-based capital ratio
  • 9.18%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $162,389Average earning assets
  • $11,412Average equity
  • $150,757Average loans

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