Fremont Investment & Loan in Brea, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 25, 2008

  • Fremont Investment & Loan in Brea, California (CA)
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Fremont Investment & Loan - Overview

  • General
  • FDIC Certificate #: 25653
    Status: Inactive
    Federal Reserve ID: 762661
    Date Established: March 01, 1937
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 23 (Interstate: No)
    OTS Docket #: 12440
    FDIC's unique #: 17558
    Numeric code: 23
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 24, 1984
    Last Structure Change Effective Date: July 25, 2008
    Last Structure Change Process Date: July 31, 2008
    Last Data Update: July 31, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 2727 East Imperial Highway, Brea, CA 92821
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • History of Changes
  • Other Liquidations and Closings
    Change in Insurance Status
    Office Sold
  • Financial Summary
  • Total assets: $5,657.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 851Total employees (full-time equivalent)
  • $7,656,223Total assets
  • $430,624Cash and due from depository institutions
  • $50,000Interest-bearing balances
  • $3,122,598Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $3,336,013Net loans & leases
  • $90Loan loss allowance
  • $0Trading account assets
  • $18,878Bank premises and fixed assets
  • $33,228Other real estate owned
  • $38,242Goodwill and other intangibles
  • $0Life insurance assets
  • $676,640All other assets
  • $7,656,223Total liabilities and capital
  • $7,207,624Total liabilities
  • $7,058,712Total deposits
  • $7,036,279Interest-bearing deposits
  • $7,058,712Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $148,912All other liabilities
  • $448,599Total equity capital
  • $448,599Total bank equity capital
  • $448,599Perpetual preferred stock
  • $0Common stock
  • $2,750Surplus
  • $227,708Undivided profits
  • Memoranda
  • $218,141Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $17,639Earning assets
  • $0Long-term assets (5+ years)
  • $31,954Average Assets, year-to-date
  • $6,508,611Average Assets, quarterly
  • $365,254Volatile liabilities
  • $10,582,343Insider loans
  • $8,191,888FHLB advances
  • $2,440,304Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,055,767Tier 2 risk-based capital
  • $149,437Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $90Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $560,895Total interest income
  • $359,477Total interest expense
  • $201,418Net interest income
  • $400Provision for loan and lease losses
  • $71,655Total noninterest income
  • $0Fiduciary activities
  • $301Service charges on deposit accounts
  • $0Trading account gains & fees
  • $71,354Additional noninterest income
  • $176,117Total noninterest expense
  • $86,657Salaries and employee benefits
  • $20,722Premises and equipment expense
  • $68,738Additional noninterest expense
  • $96,556Pre-tax net operating income
  • $0Securities gains (losses)
  • $38,184Applicable income taxes
  • $58,372Income before extraordinary items
  • -$937,504Extraordinary gains - net
  • -$879,132Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $60,834Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.94%Yield on earning assets
  • 3.81%Cost of funding earning assets
  • 2.13%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 1.87%Noninterest expense to earning assets
  • 0.55%Net operating income to assets
  • -8.31%Return on assets (ROA)
  • -7.95%Pretax return on assets
  • -121.27%Return on equity (ROE)
  • -121.27%Retained earnings to average equity (YTD only)
  • 0.85%Net charge-offs to loans
  • 0.66%Credit loss provision to net charge-offs
  • 1.59%Efficiency ratio
  • 64,494Assets per employee
  • 9.00%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.00%Loss allowance to noncurrent loans
  • 0.51%Noncurrent assets plus other real estate owned to assets
  • 0.66%Noncurrent loans to loans
  • 0.53%Net loans and leases to deposits
  • 47.26%Net loans and leases to core deposits
  • 72.23%Equity capital to assets
  • 5.86%Core capital (leverage) ratio
  • 5.74%Tier 1 risk-based capital ratio
  • 10.08%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $10,582,343Average earning assets
  • $724,928Average equity
  • $9,443,197Average loans

Bank Assets Sold and Securitized (December 31, 2007)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $8,323,0351-4 family residential loans
  • $0Home equity lines
  • $0Credit cards receivables
  • $0Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

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