Gilmore Bank in city_name, state_name - Detailed Financial Reports, Location

Gilmore Bank in Los Angeles, California (CA)
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Gilmore Bank routing number info

Gilmore Bank - Overview

General
FDIC Certificate #: 17523
Status: Active
Federal Reserve ID: 915261
Bank Holding Company (Regulatory Top Holder): A. F. Gilmore Company (RSSDID: 1027563, Location: Los Angeles, CA)
Date Established: December 01, 1955
WWW: http://www.gilmorebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 11503
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: December 01, 1955
Last Structure Change Effective Date: March 22, 2007
Last Structure Change Process Date: March 22, 2007
Last Data Update: March 22, 2007
Data Source Date: April 05, 2012
Location
Address: 110 South Fairfax Avenue, Los Angeles, CA 90036
County: Los Angeles
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Los Angeles (West)
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
Financial Summary
Total assets: $176.6 mil
Equity capital: $19.5 mil
Deposits held in domestic offices: $156.1 mil
Return on assets (ROA): 1.12% ($2.0 mil)
Quarterly return on assets: 1.03% ($1.8 mil)
Return on Equity (ROE): 10.71% ($2.0 mil)
Quarterly return on equity: 9.39% ($1.8 mil)
Net income: $2.0 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.15% ($2,030.7 mil)
Quarterly Pretax return on assets: 1.02% ($1,801.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
35Total employees (full-time equivalent)
$176,586Total assets
$19,311Cash and due from depository institutions
$14,304Interest-bearing balances
$32,389Securities
$0Federal funds sold & reverse repurchase agreements
$113,932Net loans & leases
$2,309Loan loss allowance
$0Trading account assets
$1,034Bank premises and fixed assets
$4,895Other real estate owned
$673Goodwill and other intangibles
$176,586Life insurance assets
$4,352All other assets
$157,129Total liabilities and capital
$156,098Total liabilities
$108,099Total deposits
$156,098Interest-bearing deposits
$88Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,031Subordinated debt
$19,457All other liabilities
$19,457Total equity capital
$19,457Total bank equity capital
$0Perpetual preferred stock
$1,622Common stock
$8,378Surplus
$9,457Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$6,263Income earned, not collected on loans
$0Earning assets
$467Long-term assets (5+ years)
$160,625Average Assets, year-to-date
$30,219Average Assets, quarterly
$178,483Volatile liabilities
$176,145Insider loans
$115,215FHLB advances
$175,052Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$18,441Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,120Restructured Loans and leases
$1,314Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$8,283Total interest income
$642Total interest expense
$7,641Net interest income
$260Provision for loan and lease losses
$2,891Total noninterest income
$0Fiduciary activities
$398Service charges on deposit accounts
$0Trading account gains & fees
$2,493Additional noninterest income
$8,279Total noninterest expense
$2,860Salaries and employee benefits
$1,243Premises and equipment expense
$4,176Additional noninterest expense
$1,993Pre-tax net operating income
$61Securities gains (losses)
$57Applicable income taxes
$1,997Income before extraordinary items
$0Extraordinary gains - net
$1,997Net income attributable to bank
$0Net charge-offs
$1,997Cash dividends
$5Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.10%Yield on earning assets
0.40%Cost of funding earning assets
4.71%Net interest margin
1.78%Noninterest income to earning assets
5.10%Noninterest expense to earning assets
1.09%Net operating income to assets
1.12%Return on assets (ROA)
1.15%Pretax return on assets
10.71%Return on equity (ROE)
10.71%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
5200.00%Credit loss provision to net charge-offs
450.60%Efficiency ratio
78,608Assets per employee
5.05%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.99%Loss allowance to noncurrent loans
36.87%Noncurrent assets plus other real estate owned to assets
6.32%Noncurrent loans to loans
5.39%Net loans and leases to deposits
72.99%Net loans and leases to core deposits
74.25%Equity capital to assets
11.02%Core capital (leverage) ratio
10.53%Tier 1 risk-based capital ratio
16.01%Total risk-based capital ratio
Memoranda
$17Average assets
$178,483Average earning assets
$18,654Average equity
$162,366Average loans

List of branches

2 California Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	11503	Gilmore Bank	110 South Fairfax Avenue, Los Angeles, CA 90036	December 01, 1955	Full Service Brick and Mortar
2	528878	La Canada Flintridge Branch	964 Foothill Boulevard, La Canada, CA 91011	Febuary 21, 2012	Full Service Brick and Mortar

Gilmore Bank in Los Angeles, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Gilmore Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Gilmore Bank in Los Angeles, California (CA)Overview, Financial Summary, Detailed Financial Reports, Branches

Gilmore Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Gilmore Bank in Los Angeles, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches