Golden State Federal Savings Bank in Irvine, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 08, 1994

  • Golden State Federal Savings Bank in Irvine, California (CA)
  • Show street view No street view available for this location

Golden State Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 33827
    Status: Inactive
    Federal Reserve ID: 975171
    Date Established: August 13, 1993
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 11173
    FDIC's unique #: 48133
    Numeric code: 34
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: August 13, 1993
    Last Structure Change Effective Date: April 08, 1994
    Last Structure Change Process Date: April 18, 1994
    Last Data Update: Febuary 06, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 2 Park Plaza, Suite 1130, Irvine, CA 92714
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • History of Changes
  • RTC Supervised Payoffs, Liquidations, and Closings
    Corrections
    Conservatorship Institution Resolved
  • Financial Summary
  • Total assets: $46.6 mil

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $9Total assets
  • $46,129Cash and due from depository institutions
  • $657Interest-bearing balances
  • $641Securities
  • $7,546Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $36,850Loan loss allowance
  • $557Trading account assets
  • $0Bank premises and fixed assets
  • $60Other real estate owned
  • $372Goodwill and other intangibles
  • $644Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $46,129Total liabilities
  • $45,249Total deposits
  • $9,082Interest-bearing deposits
  • $9,082Deposits held in domestic offices
  • 9082.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $35,750Subordinated debt
  • $0All other liabilities
  • $417Total equity capital
  • $417Total bank equity capital
  • $880Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $880Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,952Income earned, not collected on loans
  • $220Earning assets
  • $45,037Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $47,323Average Assets, quarterly
  • $47,323Volatile liabilities
  • $36,219Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $970Total risk weighted assets
  • $1,753Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $908Total interest expense
  • $283Net interest income
  • $625Provision for loan and lease losses
  • $0Total noninterest income
  • -$23Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • -$23Total noninterest expense
  • $1,178Salaries and employee benefits
  • $213Premises and equipment expense
  • $116Additional noninterest expense
  • $849Pre-tax net operating income
  • -$576Securities gains (losses)
  • $0Applicable income taxes
  • $0Income before extraordinary items
  • -$576Extraordinary gains - net
  • $0Net income attributable to bank
  • -$576Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • -$2,542Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 1.98%Cost of funding earning assets
  • 0.62%Net interest margin
  • 1.37%Noninterest income to earning assets
  • -0.05%Noninterest expense to earning assets
  • 2.58%Net operating income to assets
  • -1.22%Return on assets (ROA)
  • -1.22%Pretax return on assets
  • -1.22%Return on equity (ROE)
  • -52.84%Retained earnings to average equity (YTD only)
  • -52.84%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 74,419Assets per employee
  • 5.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 28.53%Noncurrent assets plus other real estate owned to assets
  • 5.04%Noncurrent loans to loans
  • 5.22%Net loans and leases to deposits
  • 405.75%Net loans and leases to core deposits
  • 427.84%Equity capital to assets
  • 1.91%Core capital (leverage) ratio
  • 2.10%Tier 1 risk-based capital ratio
  • 55.33%Total risk-based capital ratio
  • Memoranda
  • $55Average assets
  • $47,323Average earning assets
  • $1,090Average equity
  • $45,747Average loans

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