Goldome Federal Savings Bank in St. Petersburg, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 15, 1994

  • Goldome Federal Savings Bank in St. Petersburg, Florida (FL)
  • Show street view No street view available for this location

Goldome Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 33427
    Status: Inactive
    Closing history: Conservatorship Institution Resolved
    Acquiring institution: First of America Bank - Florida, FSB (#33890)
    Federal Reserve ID: 707774
    Date Established: May 31, 1991
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 9235
    FDIC's unique #: 47109
    Numeric code: 34
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: May 31, 1991
    Last Structure Change Effective Date: April 15, 1994
    Last Structure Change Process Date: April 20, 1994
    Last Data Update: August 02, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 2100 - 66th Street, North, St. Petersburg, FL 33710
    County: Pinellas
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Tampa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Tampa-St. Petersburg-Clearwater, FL (#8280)
    Core Based Statistical Area (CBSA): Tampa-St. Petersburg-Clearwater, FL (#45300)
    CBSA Metro Statistical Area: Tampa-St. Petersburg-Clearwater, FL (#45300)
  • History of Changes
  • Pass Through Receivership Merger
    Conservatorship Institution Resolved
  • Financial Summary
  • Total assets: $210.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $262Total assets
  • $271,376Cash and due from depository institutions
  • $44,852Interest-bearing balances
  • $35,404Securities
  • $136,449Federal funds sold & reverse repurchase agreements
  • $2,525Net loans & leases
  • $34,225Loan loss allowance
  • $7,612Trading account assets
  • $0Bank premises and fixed assets
  • $16,777Other real estate owned
  • $1,753Goodwill and other intangibles
  • $34,795Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $271,376Total liabilities
  • $441,140Total deposits
  • $435,244Interest-bearing deposits
  • $435,244Deposits held in domestic offices
  • 435244.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $5,896Total equity capital
  • $5,896Total bank equity capital
  • $-169,764Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $-169,764Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,811Income earned, not collected on loans
  • $373Earning assets
  • $208,603Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $352,852Average Assets, quarterly
  • $284,628Volatile liabilities
  • $9,015Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $11,760Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $-169,764Total risk weighted assets
  • $91,245Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $10,900Total interest expense
  • $21,314Net interest income
  • -$10,414Provision for loan and lease losses
  • -$2,541Total noninterest income
  • $4,436Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $4,436Total noninterest expense
  • $22,552Salaries and employee benefits
  • $6,734Premises and equipment expense
  • $6,602Additional noninterest expense
  • $9,216Pre-tax net operating income
  • -$25,989Securities gains (losses)
  • $9Applicable income taxes
  • $0Income before extraordinary items
  • -$25,980Extraordinary gains - net
  • $0Net income attributable to bank
  • -$25,980Net charge-offs
  • $1,054Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 3.81%Cost of funding earning assets
  • 7.44%Net interest margin
  • -3.64%Noninterest income to earning assets
  • 1.55%Noninterest expense to earning assets
  • 7.88%Net operating income to assets
  • -7.37%Return on assets (ROA)
  • -7.36%Pretax return on assets
  • -7.36%Return on equity (ROE)
  • 16.46%Retained earnings to average equity (YTD only)
  • 16.46%Net charge-offs to loans
  • 1.99%Credit loss provision to net charge-offs
  • -241.08%Efficiency ratio
  • -377,250Assets per employee
  • 1.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 18.19%Loss allowance to noncurrent loans
  • 111.76%Noncurrent assets plus other real estate owned to assets
  • 3.15%Noncurrent loans to loans
  • 16.28%Net loans and leases to deposits
  • 7.86%Net loans and leases to core deposits
  • 8.03%Equity capital to assets
  • -62.56%Core capital (leverage) ratio
  • -62.56%Tier 1 risk-based capital ratio
  • -186.05%Total risk-based capital ratio
  • Memoranda
  • -$186Average assets
  • $352,852Average earning assets
  • -$157,821Average equity
  • $286,343Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Goldome Federal Savings Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents