Great Nations Bank in Norman, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Great Nations Bank in Norman, Oklahoma (OK)
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Great Nations Bank - Overview

  • General
  • FDIC Certificate #: 58680
    Status: Active
    Federal Reserve ID: 3599804
    Date Established: September 28, 2009
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 462768
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: September 28, 2009
    Last Structure Change Effective Date: September 28, 2009
    Last Structure Change Process Date: September 29, 2009
    Last Data Update: September 29, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 2200 Alameda Street, Norman, OK 73071
    County: Cleveland
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
    New Institution
  • Financial Summary
  • Total assets: $30.8 mil
    Equity capital: $8.3 mil
    Deposits held in domestic offices: $22.4 mil
    Return on assets (ROA): -2.50% (-$0.8 mil)
    Quarterly return on assets: -2.16% (-$0.7 mil)
    Return on Equity (ROE): -9.24% (-$0.7 mil)
    Quarterly return on equity: -8.47% (-$0.7 mil)
    Net income: -$0.8 mil
    Quarterly Net income: -$0.2 mil
    Pretax return on assets: -2.50% (-$770.5 mil)
    Quarterly Pretax return on assets: -2.16% (-$665.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $30,820Total assets
  • $648Cash and due from depository institutions
  • $308Interest-bearing balances
  • $4,143Securities
  • $6,181Federal funds sold & reverse repurchase agreements
  • $17,189Net loans & leases
  • $243Loan loss allowance
  • $0Trading account assets
  • $2,538Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $30,820Life insurance assets
  • $121All other assets
  • $22,518Total liabilities and capital
  • $22,436Total liabilities
  • $19,562Total deposits
  • $22,436Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $82Subordinated debt
  • $8,302All other liabilities
  • $8,302Total equity capital
  • $8,302Total bank equity capital
  • $0Perpetual preferred stock
  • $14Common stock
  • $12,766Surplus
  • $-4,478Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $137Income earned, not collected on loans
  • $0Earning assets
  • $67Long-term assets (5+ years)
  • $27,821Average Assets, year-to-date
  • $2,843Average Assets, quarterly
  • $31,574Volatile liabilities
  • $32,935Insider loans
  • $21,426FHLB advances
  • $33,383Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,301Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,194Restructured Loans and leases
  • $302Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,120Total interest income
  • $292Total interest expense
  • $828Net interest income
  • $85Provision for loan and lease losses
  • $632Total noninterest income
  • $0Fiduciary activities
  • $10Service charges on deposit accounts
  • $0Trading account gains & fees
  • $622Additional noninterest income
  • $2,163Total noninterest expense
  • $803Salaries and employee benefits
  • $188Premises and equipment expense
  • $1,172Additional noninterest expense
  • -$788Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$788Income before extraordinary items
  • $0Extraordinary gains - net
  • -$788Net income attributable to bank
  • $0Net charge-offs
  • -$788Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.93%Yield on earning assets
  • 1.02%Cost of funding earning assets
  • 2.90%Net interest margin
  • 2.22%Noninterest income to earning assets
  • 7.59%Noninterest expense to earning assets
  • -2.50%Net operating income to assets
  • -2.50%Return on assets (ROA)
  • -2.50%Pretax return on assets
  • -9.24%Return on equity (ROE)
  • -9.24%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 148,151Assets per employee
  • 3.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 177.37%Noncurrent assets plus other real estate owned to assets
  • 0.44%Noncurrent loans to loans
  • 0.79%Net loans and leases to deposits
  • 76.61%Net loans and leases to core deposits
  • 80.93%Equity capital to assets
  • 26.94%Core capital (leverage) ratio
  • 24.87%Tier 1 risk-based capital ratio
  • 38.74%Total risk-based capital ratio
  • Memoranda
  • $40Average assets
  • $31,574Average earning assets
  • $8,530Average equity
  • $28,503Average loans

List of branches

  • 1 Oklahoma Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0462768Great Nations Bank2200 Alameda Street, Norman, OK 73071September 28, 2009Full Service Brick and Mortar

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