Haddon Savings Bank in Haddon Heights, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Haddon Savings Bank in Haddon Heights, New Jersey (NJ)
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Haddon Savings Bank - Overview

  • General
  • FDIC Certificate #: 28222
    Status: Active
    Federal Reserve ID: 1008076
    Date Established: January 01, 1905
    WWW: http://www.haddonsavings.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 1168
    FDIC's unique #: 41056
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: September 17, 1940
    Last Structure Change Effective Date: December 01, 2011
    Last Structure Change Process Date: December 14, 2011
    Last Data Update: December 14, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 White Horse Pike, Haddon Heights, NJ 8035
    County: Camden
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Jamesburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Camden, NJ (#15804)
  • Financial Summary
  • Total assets: $313.7 mil
    Equity capital: $28.9 mil
    Deposits held in domestic offices: $251.5 mil
    Return on assets (ROA): 0.17% ($0.5 mil)
    Quarterly return on assets: 0.09% ($0.3 mil)
    Return on Equity (ROE): 1.85% ($0.5 mil)
    Quarterly return on equity: 0.94% ($0.3 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.23% ($721.5 mil)
    Quarterly Pretax return on assets: 0.09% ($282.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $313,688Total assets
  • $9,047Cash and due from depository institutions
  • $2,354Interest-bearing balances
  • $191,457Securities
  • $882Federal funds sold & reverse repurchase agreements
  • $100,767Net loans & leases
  • $232Loan loss allowance
  • $0Trading account assets
  • $1,301Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $313,688Life insurance assets
  • $10,234All other assets
  • $284,761Total liabilities and capital
  • $251,465Total liabilities
  • $250,939Total deposits
  • $251,465Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $32,500Trading liabilities
  • $0Other borrowed funds
  • $796Subordinated debt
  • $28,927All other liabilities
  • $28,927Total equity capital
  • $28,927Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $28,927Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $860Income earned, not collected on loans
  • $0Earning assets
  • $943Long-term assets (5+ years)
  • $295,460Average Assets, year-to-date
  • $49,510Average Assets, quarterly
  • $313,736Volatile liabilities
  • $313,107Insider loans
  • $109,837FHLB advances
  • $312,644Loans and leases held for sale
  • $5,046Unused loan commitments
  • $5,046Tier 1 (core) risk-based capital
  • $29,895Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,248Restructured Loans and leases
  • $603Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,078Total interest income
  • $3,857Total interest expense
  • $5,221Net interest income
  • $59Provision for loan and lease losses
  • $229Total noninterest income
  • $0Fiduciary activities
  • $40Service charges on deposit accounts
  • $0Trading account gains & fees
  • $189Additional noninterest income
  • $4,676Total noninterest expense
  • $2,665Salaries and employee benefits
  • $496Premises and equipment expense
  • $1,515Additional noninterest expense
  • $715Pre-tax net operating income
  • $0Securities gains (losses)
  • $182Applicable income taxes
  • $533Income before extraordinary items
  • $0Extraordinary gains - net
  • $533Net income attributable to bank
  • $0Net charge-offs
  • $533Cash dividends
  • $304Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.04%Yield on earning assets
  • 1.29%Cost of funding earning assets
  • 1.75%Net interest margin
  • 0.08%Noninterest income to earning assets
  • 1.57%Noninterest expense to earning assets
  • 0.17%Net operating income to assets
  • 0.17%Return on assets (ROA)
  • 0.23%Pretax return on assets
  • 1.85%Return on equity (ROE)
  • 1.85%Retained earnings to average equity (YTD only)
  • 0.30%Net charge-offs to loans
  • 19.41%Credit loss provision to net charge-offs
  • 2.55%Efficiency ratio
  • 85,798Assets per employee
  • 10.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.23%Loss allowance to noncurrent loans
  • 26.98%Noncurrent assets plus other real estate owned to assets
  • 0.27%Noncurrent loans to loans
  • 0.85%Net loans and leases to deposits
  • 40.07%Net loans and leases to core deposits
  • 40.52%Equity capital to assets
  • 9.22%Core capital (leverage) ratio
  • 9.56%Tier 1 risk-based capital ratio
  • 27.22%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $313,736Average earning assets
  • $28,853Average equity
  • $298,150Average loans

List of branches

  • 2 New Jersey Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041056Haddon Savings Bank201 White Horse Pike, Haddon Heights, NJ 8035January 01, 1905Full Service Brick and Mortar
    126572620 E Marlton Pk Branch20 Marlton Pike E, Cherry Hill, NJ 8034January 01, 1905Full Service Brick and Mortar

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