Hancock Bank & Trust in Greenfield, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 27, 1993

  • Hancock Bank & Trust in Greenfield, Indiana (IN)
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Hancock Bank & Trust - Overview

  • General
  • FDIC Certificate #: 13117
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National City Bank of Indiana (#4347)
    Federal Reserve ID: 562441
    Date Established: January 01, 1923
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    FDIC's unique #: 8298
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 27, 1993
    Last Structure Change Process Date: April 05, 1993
    Last Data Update: April 05, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 West Main Street, Greenfield, IN 46140
    County: Hancock
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
    Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
    Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
    CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
  • Financial Summary
  • Total assets: $94.7 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $50Total assets
  • $94,694Cash and due from depository institutions
  • $7,087Interest-bearing balances
  • $0Securities
  • $12,512Federal funds sold & reverse repurchase agreements
  • $19,500Net loans & leases
  • $53,301Loan loss allowance
  • $603Trading account assets
  • $0Bank premises and fixed assets
  • $1,430Other real estate owned
  • $117Goodwill and other intangibles
  • $747Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $94,694Total liabilities
  • $86,977Total deposits
  • $85,194Interest-bearing deposits
  • $71,049Deposits held in domestic offices
  • 85194.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,332Subordinated debt
  • $0All other liabilities
  • $451Total equity capital
  • $451Total bank equity capital
  • $7,717Perpetual preferred stock
  • $0Common stock
  • $933Surplus
  • $2,505Undivided profits
  • Memoranda
  • $4,279Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $409Income earned, not collected on loans
  • $553Earning assets
  • $85,313Long-term assets (5+ years)
  • $16,386Average Assets, year-to-date
  • $92,171Average Assets, quarterly
  • $92,397Volatile liabilities
  • $2,325Insider loans
  • $150FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,749Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,717Total risk weighted assets
  • $58,014Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,703Total interest expense
  • $2,689Net interest income
  • $4,014Provision for loan and lease losses
  • $120Total noninterest income
  • $576Fiduciary activities
  • $0Service charges on deposit accounts
  • $401Trading account gains & fees
  • $0Additional noninterest income
  • $175Total noninterest expense
  • $2,416Salaries and employee benefits
  • $1,208Premises and equipment expense
  • $260Additional noninterest expense
  • $948Pre-tax net operating income
  • $2,054Securities gains (losses)
  • -$1Applicable income taxes
  • $709Income before extraordinary items
  • $1,344Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,344Net charge-offs
  • $190Cash dividends
  • $600Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.05%Cost of funding earning assets
  • 3.23%Net interest margin
  • 4.82%Noninterest income to earning assets
  • 0.69%Noninterest expense to earning assets
  • 2.90%Net operating income to assets
  • 1.46%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 2.23%Return on equity (ROE)
  • 18.72%Retained earnings to average equity (YTD only)
  • 10.36%Net charge-offs to loans
  • 0.33%Credit loss provision to net charge-offs
  • 63.16%Efficiency ratio
  • 52,636Assets per employee
  • 1.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 44.64%Loss allowance to loans
  • 1.12%Loss allowance to noncurrent loans
  • 147.43%Noncurrent assets plus other real estate owned to assets
  • 0.56%Noncurrent loans to loans
  • 0.76%Net loans and leases to deposits
  • 62.56%Net loans and leases to core deposits
  • 63.30%Equity capital to assets
  • 8.15%Core capital (leverage) ratio
  • 8.43%Tier 1 risk-based capital ratio
  • 13.30%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $92,171Average earning assets
  • $7,178Average equity
  • $83,281Average loans

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