Hartford Savings Bank in Hartford, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches


Hartford Savings Bank - Overview

  • General
  • FDIC Certificate #: 28531
    Status: Active
    Federal Reserve ID: 315674
    Date Established: January 01, 1916
    WWW: http://www.hartfordsavingsbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 1782
    FDIC's unique #: 41365
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 20, 1952
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1400 Schauer Drive, Hartford, WI 53027
    County: Washington
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
    CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $202.7 mil
    Equity capital: $19.8 mil
    Deposits held in domestic offices: $180.8 mil
    Return on assets (ROA): 0.19% ($0.4 mil)
    Quarterly return on assets: 0.50% ($1.0 mil)
    Return on Equity (ROE): 2.04% ($0.4 mil)
    Quarterly return on equity: 5.22% ($1.0 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.21% ($425.6 mil)
    Quarterly Pretax return on assets: 0.56% ($1,134.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 39Total employees (full-time equivalent)
  • $202,669Total assets
  • $1,650Cash and due from depository institutions
  • $1,474Interest-bearing balances
  • $44,187Securities
  • $4,647Federal funds sold & reverse repurchase agreements
  • $138,315Net loans & leases
  • $1,870Loan loss allowance
  • $0Trading account assets
  • $6,058Bank premises and fixed assets
  • $1,249Other real estate owned
  • $215Goodwill and other intangibles
  • $202,669Life insurance assets
  • $6,348All other assets
  • $182,876Total liabilities and capital
  • $180,757Total liabilities
  • $171,204Total deposits
  • $180,757Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,119Subordinated debt
  • $19,793All other liabilities
  • $19,793Total equity capital
  • $19,793Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $19,793Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $11,081Income earned, not collected on loans
  • $0Earning assets
  • $790Long-term assets (5+ years)
  • $188,623Average Assets, year-to-date
  • $45,144Average Assets, quarterly
  • $208,813Volatile liabilities
  • $203,880Insider loans
  • $119,941FHLB advances
  • $202,293Loans and leases held for sale
  • $2,155Unused loan commitments
  • $2,155Tier 1 (core) risk-based capital
  • $18,445Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,428Restructured Loans and leases
  • $1,802Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,760Total interest income
  • $2,080Total interest expense
  • $6,680Net interest income
  • $1,085Provision for loan and lease losses
  • $720Total noninterest income
  • $0Fiduciary activities
  • $104Service charges on deposit accounts
  • $0Trading account gains & fees
  • $616Additional noninterest income
  • $5,940Total noninterest expense
  • $3,178Salaries and employee benefits
  • $840Premises and equipment expense
  • $1,922Additional noninterest expense
  • $375Pre-tax net operating income
  • $57Securities gains (losses)
  • $40Applicable income taxes
  • $392Income before extraordinary items
  • $0Extraordinary gains - net
  • $392Net income attributable to bank
  • $0Net charge-offs
  • $392Cash dividends
  • $670Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.53%Yield on earning assets
  • 1.07%Cost of funding earning assets
  • 3.45%Net interest margin
  • 0.37%Noninterest income to earning assets
  • 3.07%Noninterest expense to earning assets
  • 0.16%Net operating income to assets
  • 0.19%Return on assets (ROA)
  • 0.21%Pretax return on assets
  • 2.04%Return on equity (ROE)
  • 2.04%Retained earnings to average equity (YTD only)
  • 0.46%Net charge-offs to loans
  • 161.94%Credit loss provision to net charge-offs
  • 2.18%Efficiency ratio
  • 78,419Assets per employee
  • 5.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.33%Loss allowance to noncurrent loans
  • 16.88%Noncurrent assets plus other real estate owned to assets
  • 6.08%Noncurrent loans to loans
  • 7.90%Net loans and leases to deposits
  • 76.52%Net loans and leases to core deposits
  • 81.61%Equity capital to assets
  • 9.77%Core capital (leverage) ratio
  • 9.12%Tier 1 risk-based capital ratio
  • 15.38%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $208,813Average earning assets
  • $19,258Average equity
  • $193,566Average loans

List of branches

  • 4 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041365Hartford Savings Bank1400 Schauer Drive, Hartford, WI 53027January 01, 1916Full Service Brick and Mortar
    102268203County Market Branch1566 E Sumner Street, Hartford, WI 53027Febuary 16, 1998Limited Service Facility
    1035539Juneau Branch146 South Main Street, Juneau, WI 53039January 01, 1897Full Service Brick and Mortar
    104514045Hubertus Wi Branch3098 Reflections Drive, Hubertus, WI 53033November 01, 2010Full Service Brick and Mortar

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