Home Bank SB in Martinsville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Home Bank SB in Martinsville, Indiana (IN)
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Home Bank SB - Overview

  • General
  • FDIC Certificate #: 29881
    Status: Active
    Federal Reserve ID: 1015270
    Date Established: January 01, 1890
    WWW: http://www.homebanksb.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 4255
    FDIC's unique #: 42715
    Numeric code: 34
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: January 04, 1955
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 59 West Washington Street, Martinsville, IN 46151
    County: Morgan
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
    Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
    Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
    CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $233.0 mil
    Equity capital: $29.9 mil
    Deposits held in domestic offices: $165.6 mil
    Return on assets (ROA): 0.51% ($1.2 mil)
    Quarterly return on assets: 0.59% ($1.4 mil)
    Return on Equity (ROE): 4.02% ($1.2 mil)
    Quarterly return on equity: 4.63% ($1.4 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.69% ($1,607.5 mil)
    Quarterly Pretax return on assets: 0.81% ($1,887.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 60Total employees (full-time equivalent)
  • $232,977Total assets
  • $9,455Cash and due from depository institutions
  • $8,018Interest-bearing balances
  • $36,395Securities
  • $844Federal funds sold & reverse repurchase agreements
  • $169,383Net loans & leases
  • $3,091Loan loss allowance
  • $0Trading account assets
  • $5,200Bank premises and fixed assets
  • $2,341Other real estate owned
  • $145Goodwill and other intangibles
  • $232,977Life insurance assets
  • $9,214All other assets
  • $202,931Total liabilities and capital
  • $165,644Total liabilities
  • $144,951Total deposits
  • $165,644Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $35,582Trading liabilities
  • $0Other borrowed funds
  • $1,705Subordinated debt
  • $30,046All other liabilities
  • $29,941Total equity capital
  • $29,941Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $29,941Undivided profits
  • Memoranda
  • $105Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,762Income earned, not collected on loans
  • $0Earning assets
  • $752Long-term assets (5+ years)
  • $214,640Average Assets, year-to-date
  • $73,586Average Assets, quarterly
  • $230,826Volatile liabilities
  • $233,488Insider loans
  • $155,838FHLB advances
  • $232,517Loans and leases held for sale
  • $4,103Unused loan commitments
  • $1,000Tier 1 (core) risk-based capital
  • $29,878Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,103Total unused commitments
  • $16,581Restructured Loans and leases
  • $417Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $10,086Total interest income
  • $2,956Total interest expense
  • $7,130Net interest income
  • $342Provision for loan and lease losses
  • $1,341Total noninterest income
  • $0Fiduciary activities
  • $1,266Service charges on deposit accounts
  • $0Trading account gains & fees
  • $75Additional noninterest income
  • $6,530Total noninterest expense
  • $3,497Salaries and employee benefits
  • $615Premises and equipment expense
  • $2,418Additional noninterest expense
  • $1,599Pre-tax net operating income
  • $2Securities gains (losses)
  • $428Applicable income taxes
  • $1,173Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,173Net income attributable to bank
  • $0Net charge-offs
  • $1,173Cash dividends
  • -$414Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.74%Yield on earning assets
  • 1.39%Cost of funding earning assets
  • 3.35%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 3.07%Noninterest expense to earning assets
  • 0.51%Net operating income to assets
  • 0.51%Return on assets (ROA)
  • 0.69%Pretax return on assets
  • 4.02%Return on equity (ROE)
  • 4.02%Retained earnings to average equity (YTD only)
  • -0.23%Net charge-offs to loans
  • -82.61%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 77,087Assets per employee
  • 3.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.79%Loss allowance to noncurrent loans
  • 35.28%Noncurrent assets plus other real estate owned to assets
  • 4.77%Noncurrent loans to loans
  • 5.08%Net loans and leases to deposits
  • 102.26%Net loans and leases to core deposits
  • 109.04%Equity capital to assets
  • 12.85%Core capital (leverage) ratio
  • 12.85%Tier 1 risk-based capital ratio
  • 19.17%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $230,826Average earning assets
  • $29,150Average equity
  • $212,939Average loans

List of branches

  • 3 Indiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042715Home Bank Sb59 West Washington Street, Martinsville, IN 46151January 01, 1890Full Service Brick and Mortar
    101277564Mooresville Branch1067 Bridge Street, Mooresville, IN 46158September 12, 1994Full Service Brick and Mortar
    103464117Birk Road Branch670 Birk Road, Martinsville, IN 46151June 20, 2007Full Service Brick and Mortar

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