Home Building Savings Bank, FSB in Washington, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 2006

  • Home Building Savings Bank, FSB in Washington, Indiana (IN)
  • Show street view No street view available for this location

Home Building Savings Bank, FSB - Overview

  • General
  • FDIC Certificate #: 27666
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Federal Savings Bank (#29056)
    Federal Reserve ID: 897675
    Date Established: January 01, 1908
    WWW: http://www.homebuildingsavingsbank.com
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 76
    FDIC's unique #: 40500
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: December 20, 1935
    Last Structure Change Effective Date: October 01, 2006
    Last Structure Change Process Date: October 18, 2006
    Last Data Update: October 18, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 East Vantrees Street, Washington, IN 47501
    County: Daviess
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Washington, IN (#47780)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $60.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $60,340Total assets
  • $8,737Cash and due from depository institutions
  • $6,796Interest-bearing balances
  • $10,828Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $38,976Net loans & leases
  • $278Loan loss allowance
  • $0Trading account assets
  • $693Bank premises and fixed assets
  • $41Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,065All other assets
  • $60,340Total liabilities and capital
  • $54,474Total liabilities
  • $43,502Total deposits
  • $41,389Interest-bearing deposits
  • $43,502Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10,500Other borrowed funds
  • $0Subordinated debt
  • $472All other liabilities
  • $5,866Total equity capital
  • $5,866Total bank equity capital
  • $5,866Perpetual preferred stock
  • $0Common stock
  • $3Surplus
  • $1,427Undivided profits
  • Memoranda
  • $4,436Noncurrent loans and leases
  • $1,930Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $189Earning assets
  • $0Long-term assets (5+ years)
  • $304Average Assets, year-to-date
  • $56,600Average Assets, quarterly
  • $0Volatile liabilities
  • $58,662Insider loans
  • $60,413FHLB advances
  • $22,587Loans and leases held for sale
  • $11Unused loan commitments
  • $10,500Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,930Total unused commitments
  • $50Restructured Loans and leases
  • $278Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $3,140Total interest income
  • $1,349Total interest expense
  • $1,791Net interest income
  • $40Provision for loan and lease losses
  • $195Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $195Additional noninterest income
  • $1,233Total noninterest expense
  • $724Salaries and employee benefits
  • $288Premises and equipment expense
  • $221Additional noninterest expense
  • $713Pre-tax net operating income
  • $0Securities gains (losses)
  • $263Applicable income taxes
  • $450Income before extraordinary items
  • $0Extraordinary gains - net
  • $450Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $39Sale, conversion, retirement of capital stock, net
  • $250Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.66%Yield on earning assets
  • 2.43%Cost of funding earning assets
  • 3.23%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 2.22%Noninterest expense to earning assets
  • 0.77%Net operating income to assets
  • 0.77%Return on assets (ROA)
  • 1.22%Pretax return on assets
  • 7.73%Return on equity (ROE)
  • 3.44%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 102.56%Credit loss provision to net charge-offs
  • 19.31%Efficiency ratio
  • 62,085Assets per employee
  • 4.64%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.56%Loss allowance to loans
  • 0.71%Loss allowance to noncurrent loans
  • 147.09%Noncurrent assets plus other real estate owned to assets
  • 0.38%Noncurrent loans to loans
  • 0.48%Net loans and leases to deposits
  • 89.60%Net loans and leases to core deposits
  • 124.07%Equity capital to assets
  • 9.72%Core capital (leverage) ratio
  • 9.93%Tier 1 risk-based capital ratio
  • 17.87%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $58,662Average earning assets
  • $5,822Average equity
  • $55,436Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Home Building Savings Bank, FSB.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents