Home Federal Bank, SB in Reno, Nevada (NV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 31, 1994

  • Home Federal Bank, SB in Reno, Nevada (NV)
  • Show street view No street view available for this location

Home Federal Bank, SB - Overview

  • General
  • FDIC Certificate #: 32478
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Wells Fargo Bank Nevada, National Association (#27930)
    Federal Reserve ID: 256674
    Date Established: June 16, 1986
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8310
    FDIC's unique #: 45312
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: June 16, 1986
    Last Structure Change Effective Date: August 31, 1994
    Last Structure Change Process Date: November 14, 1994
    Last Data Update: December 13, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 3500 S. Virginia Street, Reno, NV 89502
    County: Washoe
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Phoenix
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Reno, NV (#6720)
    Combined Statistical Area (CSA): Reno-Sparks-Fernley, NV (#456)
    Core Based Statistical Area (CBSA): Reno-Sparks, NV (#39900)
    CBSA Metro Statistical Area: Reno-Sparks, NV (#39900)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $65.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $25Total assets
  • $74,757Cash and due from depository institutions
  • $3,171Interest-bearing balances
  • $2,357Securities
  • $19,723Federal funds sold & reverse repurchase agreements
  • $1,390Net loans & leases
  • $48,082Loan loss allowance
  • $302Trading account assets
  • $0Bank premises and fixed assets
  • $555Other real estate owned
  • $268Goodwill and other intangibles
  • $1,568Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $74,757Total liabilities
  • $69,593Total deposits
  • $53,683Interest-bearing deposits
  • $52,416Deposits held in domestic offices
  • 53683.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $15,500Subordinated debt
  • $0All other liabilities
  • $410Total equity capital
  • $410Total bank equity capital
  • $5,164Perpetual preferred stock
  • $0Common stock
  • $4,525Surplus
  • $1Undivided profits
  • Memoranda
  • $638Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $121Income earned, not collected on loans
  • $264Earning assets
  • $71,552Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $74,187Average Assets, quarterly
  • $74,858Volatile liabilities
  • $24,218Insider loans
  • $331FHLB advances
  • $15,500Loans and leases held for sale
  • $0Unused loan commitments
  • $4,429Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,164Total risk weighted assets
  • $51,912Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,776Total interest expense
  • $2,936Net interest income
  • $2,840Provision for loan and lease losses
  • $456Total noninterest income
  • $320Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $320Total noninterest expense
  • $1,910Salaries and employee benefits
  • $1,056Premises and equipment expense
  • $356Additional noninterest expense
  • $498Pre-tax net operating income
  • $794Securities gains (losses)
  • $398Applicable income taxes
  • $316Income before extraordinary items
  • $876Extraordinary gains - net
  • $0Net income attributable to bank
  • $876Net charge-offs
  • $16Cash dividends
  • $54Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.11%Cost of funding earning assets
  • 4.12%Net interest margin
  • 3.99%Noninterest income to earning assets
  • 0.45%Noninterest expense to earning assets
  • 2.68%Net operating income to assets
  • 0.79%Return on assets (ROA)
  • 1.18%Pretax return on assets
  • 1.61%Return on equity (ROE)
  • 18.76%Retained earnings to average equity (YTD only)
  • 17.61%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • 2850.00%Efficiency ratio
  • 60,443Assets per employee
  • 2.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 6.16%Loss allowance to loans
  • 0.62%Loss allowance to noncurrent loans
  • 249.59%Noncurrent assets plus other real estate owned to assets
  • 0.52%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 89.57%Net loans and leases to core deposits
  • 106.93%Equity capital to assets
  • 6.91%Core capital (leverage) ratio
  • 6.91%Tier 1 risk-based capital ratio
  • 9.95%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $74,187Average earning assets
  • $4,669Average equity
  • $71,216Average loans

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