Home Federal Savings Bank in city_name, state_name - Detailed Financial Reports, Location

Home Federal Savings Bank in Rome, Georgia (GA)
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Home Federal Savings Bank - Overview

General
FDIC Certificate #: 29605
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Union National Bank of Georgia (#20147)
Federal Reserve ID: 456371
Date Established: January 01, 1922
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 3745
FDIC's unique #: 42439
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: December 19, 1938
Last Structure Change Effective Date: August 09, 1995
Last Structure Change Process Date: August 21, 1995
Last Data Update: August 21, 1995
Data Source Date: April 05, 2012
Location
Address: 307 E Second Avenue, Rome, GA 30161
County: Floyd
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Rome, GA (#40660)
CBSA Metro Statistical Area: Rome, GA (#40660)
Financial Summary
Total assets: $190.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$83Total assets
$197,558Cash and due from depository institutions
$11,253Interest-bearing balances
$10,189Securities
$32,805Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$145,891Loan loss allowance
$1,791Trading account assets
$0Bank premises and fixed assets
$2,206Other real estate owned
$140Goodwill and other intangibles
$3,907Life insurance assets
$1,356All other assets
$0Total liabilities and capital
$197,558Total liabilities
$186,513Total deposits
$175,523Interest-bearing deposits
$164,148Deposits held in domestic offices
175523.00%% insured (estimated)
$82Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$10,500Subordinated debt
$0All other liabilities
$490Total equity capital
$490Total bank equity capital
$11,045Perpetual preferred stock
$0Common stock
$8,168Surplus
$0Undivided profits
Memoranda
$2,877Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$450Income earned, not collected on loans
$1,042Earning assets
$188,885Long-term assets (5+ years)
$0Average Assets, year-to-date
$189,134Average Assets, quarterly
$196,099Volatile liabilities
$56,386Insider loans
$194FHLB advances
$10,500Loans and leases held for sale
$0Unused loan commitments
$3,200Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$10,854Total risk weighted assets
$121,099Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$13,272Total interest expense
$7,027Net interest income
$6,245Provision for loan and lease losses
$235Total noninterest income
$1,085Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$1,085Total noninterest expense
$5,414Salaries and employee benefits
$2,553Premises and equipment expense
$1,344Additional noninterest expense
$1,517Pre-tax net operating income
$1,681Securities gains (losses)
$229Applicable income taxes
$688Income before extraordinary items
$1,222Extraordinary gains - net
$0Net income attributable to bank
$1,222Net charge-offs
$216Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.33%Cost of funding earning assets
3.88%Net interest margin
3.45%Noninterest income to earning assets
0.60%Noninterest expense to earning assets
2.99%Net operating income to assets
0.57%Return on assets (ROA)
0.65%Pretax return on assets
1.01%Return on equity (ROE)
11.13%Retained earnings to average equity (YTD only)
11.13%Net charge-offs to loans
0.15%Credit loss provision to net charge-offs
108.80%Efficiency ratio
68,090Assets per employee
2.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.21%Loss allowance to noncurrent loans
398.00%Noncurrent assets plus other real estate owned to assets
0.30%Noncurrent loans to loans
0.30%Net loans and leases to deposits
83.12%Net loans and leases to core deposits
112.54%Equity capital to assets
5.59%Core capital (leverage) ratio
5.50%Tier 1 risk-based capital ratio
8.96%Total risk-based capital ratio
Memoranda
$10Average assets
$189,134Average earning assets
$10,976Average equity
$181,002Average loans

RIVETTE B CRAFT

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Nov 22, 2021 @ 7:19 pm

Just found old papers where my mother Dorothy Bienvenu had an account with your bank. Can you tell me if the account was ever closed. account number 12136534

Home Federal Savings Bank in Rome, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Home Federal Savings Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Home Federal Savings Bank in Rome, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

Home Federal Savings Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Home Federal Savings Bank in Rome, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches