Home Federal Savings Bank of Missouri in St. Louis, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 22, 1994

  • Home Federal Savings Bank of Missouri in St. Louis, Missouri (MO)
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Home Federal Savings Bank of Missouri - Overview

  • General
  • FDIC Certificate #: 30477
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Roosevelt Bank (#28389)
    Federal Reserve ID: 287472
    Date Established: August 22, 1950
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 5410
    FDIC's unique #: 43311
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: August 22, 1950
    Last Structure Change Effective Date: April 22, 1994
    Last Structure Change Process Date: May 09, 1994
    Last Data Update: May 09, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 12680 Olive Bolevard, St. Louis, MO 63141
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $537.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $200Total assets
  • $548,796Cash and due from depository institutions
  • $19,847Interest-bearing balances
  • $13,472Securities
  • $49,127Federal funds sold & reverse repurchase agreements
  • $3,800Net loans & leases
  • $458,755Loan loss allowance
  • $5,918Trading account assets
  • $0Bank premises and fixed assets
  • $6,621Other real estate owned
  • $184Goodwill and other intangibles
  • $10,462Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $548,796Total liabilities
  • $509,393Total deposits
  • $488,899Interest-bearing deposits
  • $473,801Deposits held in domestic offices
  • 488899.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $15,000Subordinated debt
  • $0All other liabilities
  • $5,494Total equity capital
  • $5,494Total bank equity capital
  • $39,403Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $7,972Undivided profits
  • Memoranda
  • $31,430Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,856Income earned, not collected on loans
  • $1,936Earning assets
  • $525,154Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $531,489Average Assets, quarterly
  • $546,721Volatile liabilities
  • $35,427Insider loans
  • $796FHLB advances
  • $15,000Loans and leases held for sale
  • $0Unused loan commitments
  • $43,570Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $39,354Total risk weighted assets
  • $328,348Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $37,670Total interest expense
  • $19,590Net interest income
  • $18,080Provision for loan and lease losses
  • $400Total noninterest income
  • $4,176Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $4,176Total noninterest expense
  • $12,288Salaries and employee benefits
  • $5,337Premises and equipment expense
  • $2,217Additional noninterest expense
  • $4,734Pre-tax net operating income
  • $9,568Securities gains (losses)
  • $2,036Applicable income taxes
  • $4,137Income before extraordinary items
  • $7,467Extraordinary gains - net
  • $438Net income attributable to bank
  • $7,905Net charge-offs
  • $76Cash dividends
  • $2,000Sale, conversion, retirement of capital stock, net
  • $110Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.43%Cost of funding earning assets
  • 3.86%Net interest margin
  • 3.57%Noninterest income to earning assets
  • 0.82%Noninterest expense to earning assets
  • 2.42%Net operating income to assets
  • 1.16%Return on assets (ROA)
  • 1.49%Pretax return on assets
  • 2.27%Return on equity (ROE)
  • 21.40%Retained earnings to average equity (YTD only)
  • 15.99%Net charge-offs to loans
  • 0.02%Credit loss provision to net charge-offs
  • 526.32%Efficiency ratio
  • 55,212Assets per employee
  • 2.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 25.30%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 153.48%Noncurrent assets plus other real estate owned to assets
  • 0.74%Noncurrent loans to loans
  • 0.83%Net loans and leases to deposits
  • 93.83%Net loans and leases to core deposits
  • 97.93%Equity capital to assets
  • 7.18%Core capital (leverage) ratio
  • 7.17%Tier 1 risk-based capital ratio
  • 11.99%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $531,489Average earning assets
  • $36,934Average equity
  • $506,873Average loans

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