Roosevelt Bank in Chesterfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 20, 1995

  • Roosevelt Bank in Chesterfield, Missouri (MO)
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Roosevelt Bank - Overview

  • General
  • FDIC Certificate #: 28389
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Roosevelt Bank (#31746)
    Federal Reserve ID: 340470
    Date Established: January 01, 1924
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1484
    FDIC's unique #: 41223
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: March 29, 1935
    Last Structure Change Effective Date: October 20, 1995
    Last Structure Change Process Date: January 31, 1996
    Last Data Update: November 15, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 900 Roosevelt Parkway, Chesterfield, MO 63017
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $9,173.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $1,166Total assets
  • $8,406,769Cash and due from depository institutions
  • $22,053Interest-bearing balances
  • $3,658Securities
  • $4,855,504Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $3,078,229Loan loss allowance
  • $16,204Trading account assets
  • $0Bank premises and fixed assets
  • $53,374Other real estate owned
  • $12,744Goodwill and other intangibles
  • $337,569Life insurance assets
  • $47,296All other assets
  • $0Total liabilities and capital
  • $8,406,770Total liabilities
  • $7,946,324Total deposits
  • $4,946,709Interest-bearing deposits
  • $4,893,401Deposits held in domestic offices
  • 4946709.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $1,208,127Trading liabilities
  • $0Other borrowed funds
  • $1,727,443Subordinated debt
  • $0All other liabilities
  • $64,045Total equity capital
  • $64,045Total bank equity capital
  • $460,446Perpetual preferred stock
  • $0Common stock
  • $56Surplus
  • $280,998Undivided profits
  • Memoranda
  • $179,392Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $12,641Income earned, not collected on loans
  • $18,409Earning assets
  • $7,937,391Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $8,100,997Average Assets, quarterly
  • $8,430,871Volatile liabilities
  • $3,177,574Insider loans
  • $600FHLB advances
  • $1,707,938Loans and leases held for sale
  • $0Unused loan commitments
  • $130,916Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $446,061Total risk weighted assets
  • $3,228,964Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $523,182Total interest expense
  • $333,374Net interest income
  • $189,808Provision for loan and lease losses
  • $12,726Total noninterest income
  • $16,706Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$18,030Additional noninterest income
  • $34,736Total noninterest expense
  • $136,486Salaries and employee benefits
  • $41,736Premises and equipment expense
  • $22,618Additional noninterest expense
  • $72,132Pre-tax net operating income
  • $57,302Securities gains (losses)
  • -$787Applicable income taxes
  • $16,809Income before extraordinary items
  • $39,706Extraordinary gains - net
  • -$11,634Net income attributable to bank
  • $28,072Net charge-offs
  • $5,863Cash dividends
  • $43,650Sale, conversion, retirement of capital stock, net
  • $67,267Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.85%Cost of funding earning assets
  • 4.37%Net interest margin
  • 2.49%Noninterest income to earning assets
  • 0.22%Noninterest expense to earning assets
  • 1.79%Net operating income to assets
  • 0.50%Return on assets (ROA)
  • 0.35%Pretax return on assets
  • 0.55%Return on equity (ROE)
  • 6.46%Retained earnings to average equity (YTD only)
  • -3.58%Net charge-offs to loans
  • 0.20%Credit loss provision to net charge-offs
  • 217.06%Efficiency ratio
  • 65,261Assets per employee
  • 7.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 155.49%Loss allowance to loans
  • 0.52%Loss allowance to noncurrent loans
  • 128.19%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.41%Net loans and leases to deposits
  • 62.23%Net loans and leases to core deposits
  • 65.43%Equity capital to assets
  • 5.48%Core capital (leverage) ratio
  • 5.32%Tier 1 risk-based capital ratio
  • 13.81%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $8,100,997Average earning assets
  • $434,685Average equity
  • $7,635,098Average loans

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