Home Federal Savings and Loan Association in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 03, 1996

  • Home Federal Savings and Loan Association in San Francisco, California (CA)
  • Show street view No street view available for this location

Home Federal Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 29715
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Nationwide Bank, FSB (#32643)
    Federal Reserve ID: 347974
    Date Established: June 15, 1936
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3937
    FDIC's unique #: 42549
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: June 15, 1936
    Last Structure Change Effective Date: June 03, 1996
    Last Structure Change Process Date: July 24, 1996
    Last Data Update: July 24, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 20 O Farrell St, San Francisco, CA 94108
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • Financial Summary
  • Total assets: $717.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $169Total assets
  • $718,620Cash and due from depository institutions
  • $8,134Interest-bearing balances
  • $5,376Securities
  • $110,216Federal funds sold & reverse repurchase agreements
  • $29,900Net loans & leases
  • $551,066Loan loss allowance
  • $4,323Trading account assets
  • $0Bank premises and fixed assets
  • $3,966Other real estate owned
  • $2,380Goodwill and other intangibles
  • $12,678Life insurance assets
  • $280All other assets
  • $0Total liabilities and capital
  • $718,621Total liabilities
  • $665,851Total deposits
  • $628,599Interest-bearing deposits
  • $624,750Deposits held in domestic offices
  • 628599.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $3,489Trading liabilities
  • $0Other borrowed funds
  • $30,000Subordinated debt
  • $0All other liabilities
  • $3,763Total equity capital
  • $3,763Total bank equity capital
  • $52,770Perpetual preferred stock
  • $0Common stock
  • $1,380Surplus
  • $12,700Undivided profits
  • Memoranda
  • $38,690Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,747Income earned, not collected on loans
  • $3,390Earning assets
  • $696,558Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $734,646Average Assets, quarterly
  • $727,009Volatile liabilities
  • $115,846Insider loans
  • $255FHLB advances
  • $30,000Loans and leases held for sale
  • $0Unused loan commitments
  • $24,580Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $53,684Total risk weighted assets
  • $404,333Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $52,947Total interest expense
  • $34,647Net interest income
  • $18,300Provision for loan and lease losses
  • $1,091Total noninterest income
  • $2,255Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $2,255Total noninterest expense
  • $16,795Salaries and employee benefits
  • $7,504Premises and equipment expense
  • $3,896Additional noninterest expense
  • $5,395Pre-tax net operating income
  • $2,669Securities gains (losses)
  • $1,656Applicable income taxes
  • $1,799Income before extraordinary items
  • $2,526Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,526Net charge-offs
  • $640Cash dividends
  • $1,950Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.45%Cost of funding earning assets
  • 4.88%Net interest margin
  • 2.58%Noninterest income to earning assets
  • 0.32%Noninterest expense to earning assets
  • 2.36%Net operating income to assets
  • 0.20%Return on assets (ROA)
  • 0.34%Pretax return on assets
  • 0.59%Return on equity (ROE)
  • 4.80%Retained earnings to average equity (YTD only)
  • 1.10%Net charge-offs to loans
  • 0.11%Credit loss provision to net charge-offs
  • 170.47%Efficiency ratio
  • 79,995Assets per employee
  • 4.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 77.20%Loss allowance to loans
  • 0.78%Loss allowance to noncurrent loans
  • 75.22%Noncurrent assets plus other real estate owned to assets
  • 1.13%Noncurrent loans to loans
  • 1.03%Net loans and leases to deposits
  • 87.67%Net loans and leases to core deposits
  • 100.88%Equity capital to assets
  • 7.34%Core capital (leverage) ratio
  • 7.47%Tier 1 risk-based capital ratio
  • 13.28%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $734,646Average earning assets
  • $52,570Average equity
  • $710,649Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Home Federal Savings and Loan Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents