Home National Bank in Blackwell, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 09, 2010

  • Home National Bank in Blackwell, Oklahoma (OK)
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Home National Bank - Overview

  • General
  • FDIC Certificate #: 11636
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: RCB Bank (#15399)
    Federal Reserve ID: 518952
    Date Established: December 21, 1933
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 15 (Interstate: No)
    OTS Docket #: 11958
    FDIC's unique #: 7439
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 09, 2010
    Last Structure Change Process Date: July 13, 2010
    Last Data Update: July 13, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 1350 West Doolin, Blackwell, OK 74631
    County: Kay
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Ponca City, OK (#38620)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $585.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 178Total employees (full-time equivalent)
  • $642,768Total assets
  • $39,066Cash and due from depository institutions
  • $32,137Interest-bearing balances
  • $116,044Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $402,589Net loans & leases
  • $25,053Loan loss allowance
  • $0Trading account assets
  • $21,172Bank premises and fixed assets
  • $25,845Other real estate owned
  • $209Goodwill and other intangibles
  • $27,877Life insurance assets
  • $37,843All other assets
  • $642,768Total liabilities and capital
  • $627,476Total liabilities
  • $565,769Total deposits
  • $542,448Interest-bearing deposits
  • $565,769Deposits held in domestic offices
  • 79.86%% insured (estimated)
  • $21,949Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $36,886Other borrowed funds
  • $0Subordinated debt
  • $2,872All other liabilities
  • $15,292Total equity capital
  • $15,292Total bank equity capital
  • $15,292Perpetual preferred stock
  • $0Common stock
  • $5,458Surplus
  • $43,721Undivided profits
  • Memoranda
  • $-33,887Noncurrent loans and leases
  • $52,673Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $72,612Earning assets
  • $103Long-term assets (5+ years)
  • $2,317Average Assets, year-to-date
  • $550,770Average Assets, quarterly
  • $176,412Volatile liabilities
  • $713,659Insider loans
  • $677,595FHLB advances
  • $156,585Loans and leases held for sale
  • $1,877Unused loan commitments
  • $36,500Tier 1 (core) risk-based capital
  • $438Tier 2 risk-based capital
  • $715Total risk weighted assets
  • $52,673Total unused commitments
  • $10,608Restructured Loans and leases
  • $6,511Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $34,212Total interest income
  • $12,456Total interest expense
  • $21,756Net interest income
  • $54,210Provision for loan and lease losses
  • $8,078Total noninterest income
  • $1,583Fiduciary activities
  • $2,166Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,329Additional noninterest income
  • $37,503Total noninterest expense
  • $12,419Salaries and employee benefits
  • $5,652Premises and equipment expense
  • $19,432Additional noninterest expense
  • -$61,879Pre-tax net operating income
  • $738Securities gains (losses)
  • -$313Applicable income taxes
  • -$60,828Income before extraordinary items
  • $0Extraordinary gains - net
  • -$60,828Net income attributable to bank
  • $0Net charge-offs
  • -$60,828Cash dividends
  • $47,642Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.46%Yield on earning assets
  • 1.99%Cost of funding earning assets
  • 3.47%Net interest margin
  • 1.29%Noninterest income to earning assets
  • 5.99%Noninterest expense to earning assets
  • -8.63%Net operating income to assets
  • -8.52%Return on assets (ROA)
  • -8.57%Pretax return on assets
  • -98.02%Return on equity (ROE)
  • -98.02%Retained earnings to average equity (YTD only)
  • 9.66%Net charge-offs to loans
  • 113.79%Credit loss provision to net charge-offs
  • -0.16%Efficiency ratio
  • 121,898Assets per employee
  • 3.61%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 5.86%Loss allowance to noncurrent loans
  • 34.50%Noncurrent assets plus other real estate owned to assets
  • 15.32%Noncurrent loans to loans
  • 16.98%Net loans and leases to deposits
  • 71.16%Net loans and leases to core deposits
  • 92.31%Equity capital to assets
  • 2.38%Core capital (leverage) ratio
  • 1.65%Tier 1 risk-based capital ratio
  • 2.34%Total risk-based capital ratio
  • Memoranda
  • $4Average assets
  • $713,659Average earning assets
  • $62,057Average equity
  • $626,125Average loans

Total Fiduciary and Related Assets (December 31, 2009)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $166,072Managed Assets
  • 1Number of Accounts
  • $147,219Personal trust and agency accounts
  • $67,444Employee benefit-defined contribution accounts
  • $3,161Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $24,465Corporate trust and agency accounts
  • $270Investment management agency accounts
  • $47,425Other fiduciary accounts
  • $4,454Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 828Number of Accounts
  • $0Personal trust and agency accounts
  • $24,465Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $18,853Other retirement accounts
  • $2,776Corporate trust and agency accounts
  • $929Other fiduciary accounts
  • $3,434Fiduciary accounts held in foreign offices

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