The Eastman National Bank of Newkirk in Newkirk, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Eastman National Bank of Newkirk - Overview

  • General
  • FDIC Certificate #: 4156
    Status: Active
    Federal Reserve ID: 849450
    Bank Holding Company (Regulatory Top Holder): Eastman National Bancshares, Inc. (RSSDID: 1064858, Location: Newkirk, OK)
    Date Established: January 01, 1893
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 13689
    FDIC's unique #: 2716
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 South Main Street, Newkirk, OK 74647
    County: Kay
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Ponca City, OK (#38620)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $205.2 mil
    Equity capital: $16.2 mil
    Deposits held in domestic offices: $174.1 mil
    Return on assets (ROA): 1.37% ($2.8 mil)
    Quarterly return on assets: 1.46% ($3.0 mil)
    Return on Equity (ROE): 15.87% ($2.5 mil)
    Quarterly return on equity: 17.72% ($2.8 mil)
    Net income: $2.7 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 2.06% ($4,227.6 mil)
    Quarterly Pretax return on assets: 1.95% ($4,001.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 55Total employees (full-time equivalent)
  • $205,221Total assets
  • $36,490Cash and due from depository institutions
  • $26,883Interest-bearing balances
  • $36,103Securities
  • $14Federal funds sold & reverse repurchase agreements
  • $125,110Net loans & leases
  • $2,036Loan loss allowance
  • $0Trading account assets
  • $1,291Bank premises and fixed assets
  • $3,097Other real estate owned
  • $0Goodwill and other intangibles
  • $205,221Life insurance assets
  • $3,116All other assets
  • $188,989Total liabilities and capital
  • $174,083Total liabilities
  • $119,374Total deposits
  • $174,083Interest-bearing deposits
  • $81Deposits held in domestic offices
  • 13657.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,028Trading liabilities
  • $0Other borrowed funds
  • $221Subordinated debt
  • $16,232All other liabilities
  • $16,232Total equity capital
  • $16,232Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $4,004Surplus
  • $11,728Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,628Income earned, not collected on loans
  • $0Earning assets
  • $897Long-term assets (5+ years)
  • $188,110Average Assets, year-to-date
  • $25,742Average Assets, quarterly
  • $197,259Volatile liabilities
  • $201,313Insider loans
  • $119,666FHLB advances
  • $200,851Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $16,046Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $36,498Restructured Loans and leases
  • $4,484Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,766Total interest income
  • $820Total interest expense
  • $7,946Net interest income
  • $152Provision for loan and lease losses
  • $1,831Total noninterest income
  • $0Fiduciary activities
  • $1,056Service charges on deposit accounts
  • $0Trading account gains & fees
  • $775Additional noninterest income
  • $5,555Total noninterest expense
  • $2,576Salaries and employee benefits
  • $405Premises and equipment expense
  • $2,574Additional noninterest expense
  • $4,070Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,363Applicable income taxes
  • $2,707Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,707Net income attributable to bank
  • $0Net charge-offs
  • $2,707Cash dividends
  • $270Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.78%Yield on earning assets
  • 0.45%Cost of funding earning assets
  • 4.34%Net interest margin
  • 1.00%Noninterest income to earning assets
  • 3.03%Noninterest expense to earning assets
  • 1.37%Net operating income to assets
  • 1.37%Return on assets (ROA)
  • 2.06%Pretax return on assets
  • 15.87%Return on equity (ROE)
  • 15.87%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 56.30%Credit loss provision to net charge-offs
  • 15.64%Efficiency ratio
  • 56,817Assets per employee
  • 3.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.60%Loss allowance to noncurrent loans
  • 77.47%Noncurrent assets plus other real estate owned to assets
  • 2.79%Noncurrent loans to loans
  • 2.07%Net loans and leases to deposits
  • 71.87%Net loans and leases to core deposits
  • 77.46%Equity capital to assets
  • 7.91%Core capital (leverage) ratio
  • 7.99%Tier 1 risk-based capital ratio
  • 13.41%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $197,259Average earning assets
  • $17,058Average equity
  • $183,294Average loans

List of branches

  • 3 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02716The Eastman National Bank Of Newkirk102 South Main Street, Newkirk, OK 74647January 01, 1893Full Service Brick and Mortar
    1432269Ponca City Branch222 East Grand, Ponca City, OK 74601September 15, 2004Full Service Brick and Mortar
    2446944Northpark Branch802 East Prospect, Ponca City, OK 74602December 15, 2005Full Service Brick and Mortar

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