Home Savings Bank of Wapakoneta in Wapakoneta, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Home Savings Bank of Wapakoneta in Wapakoneta, Ohio (OH)
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Home Savings Bank of Wapakoneta - Overview

  • General
  • FDIC Certificate #: 30176
    Status: Active
    Federal Reserve ID: 868572
    Date Established: November 24, 1941
    WWW: http://www.homesavings-wapak.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 4893
    FDIC's unique #: 43010
    Numeric code: 36
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: November 24, 1941
    Last Structure Change Effective Date: January 04, 2012
    Last Structure Change Process Date: January 04, 2012
    Last Data Update: January 04, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 South Blackhoof Street, Wapakoneta, OH 45895
    County: Auglaize
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Cincinnati
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Lima, OH (#4320)
    Combined Statistical Area (CSA): Lima-Van Wert-Wapakoneta, OH (#338)
    Core Based Statistical Area (CBSA): Wapakoneta, OH (#47540)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $34.9 mil
    Equity capital: $3.9 mil
    Deposits held in domestic offices: $30.0 mil
    Return on assets (ROA): 0.34% ($0.1 mil)
    Quarterly return on assets: 0.48% ($0.2 mil)
    Return on Equity (ROE): 3.13% ($0.1 mil)
    Quarterly return on equity: 4.36% ($0.2 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.50% ($174.6 mil)
    Quarterly Pretax return on assets: 0.63% ($220.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $34,921Total assets
  • $4,407Cash and due from depository institutions
  • $4,177Interest-bearing balances
  • $4,550Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $24,984Net loans & leases
  • $114Loan loss allowance
  • $0Trading account assets
  • $389Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $34,921Life insurance assets
  • $591All other assets
  • $31,048Total liabilities and capital
  • $29,960Total liabilities
  • $28,296Total deposits
  • $29,960Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $824Trading liabilities
  • $0Other borrowed funds
  • $264Subordinated debt
  • $3,873All other liabilities
  • $3,873Total equity capital
  • $3,873Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $3,873Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $79Income earned, not collected on loans
  • $0Earning assets
  • $97Long-term assets (5+ years)
  • $33,711Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $34,909Volatile liabilities
  • $34,805Insider loans
  • $17,170FHLB advances
  • $34,847Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,799Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,572Restructured Loans and leases
  • $685Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,464Total interest income
  • $382Total interest expense
  • $1,082Net interest income
  • $9Provision for loan and lease losses
  • $60Total noninterest income
  • $0Fiduciary activities
  • $39Service charges on deposit accounts
  • $0Trading account gains & fees
  • $21Additional noninterest income
  • $969Total noninterest expense
  • $532Salaries and employee benefits
  • $159Premises and equipment expense
  • $278Additional noninterest expense
  • $164Pre-tax net operating income
  • $9Securities gains (losses)
  • $55Applicable income taxes
  • $118Income before extraordinary items
  • $0Extraordinary gains - net
  • $118Net income attributable to bank
  • $0Net charge-offs
  • $118Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.35%Yield on earning assets
  • 1.13%Cost of funding earning assets
  • 3.21%Net interest margin
  • 0.18%Noninterest income to earning assets
  • 2.88%Noninterest expense to earning assets
  • 0.32%Net operating income to assets
  • 0.34%Return on assets (ROA)
  • 0.50%Pretax return on assets
  • 3.13%Return on equity (ROE)
  • 3.13%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 84,851Assets per employee
  • 5.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.45%Loss allowance to noncurrent loans
  • 144.30%Noncurrent assets plus other real estate owned to assets
  • 0.23%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 83.39%Net loans and leases to core deposits
  • 84.83%Equity capital to assets
  • 11.09%Core capital (leverage) ratio
  • 10.90%Tier 1 risk-based capital ratio
  • 22.13%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $34,909Average earning assets
  • $3,775Average equity
  • $33,688Average loans

List of branches

  • 1 Ohio Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    043010Home Savings Bank Of Wapakoneta1 South Blackhoof Street, Wapakoneta, OH 45895November 24, 1941Full Service Brick and Mortar

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