Hume Bank in Hume, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 07, 2008

  • Hume Bank in Hume, Missouri (MO)
  • Show street view No street view available for this location

Hume Bank - Overview

  • General
  • FDIC Certificate #: 1971
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Security Bank (#9806)
    Federal Reserve ID: 901956
    Date Established: June 23, 1909
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 13879
    FDIC's unique #: 1326
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 07, 2008
    Last Structure Change Process Date: March 10, 2008
    Last Data Update: March 10, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Hume, MO 64752
    County: Bates
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $18.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $18,682Total assets
  • $201Cash and due from depository institutions
  • $4Interest-bearing balances
  • $1,760Securities
  • $712Federal funds sold & reverse repurchase agreements
  • $13,670Net loans & leases
  • $589Loan loss allowance
  • $0Trading account assets
  • $331Bank premises and fixed assets
  • $0Other real estate owned
  • $1,418Goodwill and other intangibles
  • $0Life insurance assets
  • $590All other assets
  • $18,682Total liabilities and capital
  • $15,888Total liabilities
  • $13,566Total deposits
  • $11,744Interest-bearing deposits
  • $13,566Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $2,225Other borrowed funds
  • $0Subordinated debt
  • $97All other liabilities
  • $2,794Total equity capital
  • $2,794Total bank equity capital
  • $2,794Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $2,514Undivided profits
  • Memoranda
  • $180Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $997Earning assets
  • $0Long-term assets (5+ years)
  • $353Average Assets, year-to-date
  • $16,146Average Assets, quarterly
  • $732Volatile liabilities
  • $19,131Insider loans
  • $19,182FHLB advances
  • $3,028Loans and leases held for sale
  • $417Unused loan commitments
  • $2,225Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $170Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $1,256Total interest income
  • $630Total interest expense
  • $626Net interest income
  • $642Provision for loan and lease losses
  • $86Total noninterest income
  • $0Fiduciary activities
  • $68Service charges on deposit accounts
  • $0Trading account gains & fees
  • $18Additional noninterest income
  • $420Total noninterest expense
  • $259Salaries and employee benefits
  • $139Premises and equipment expense
  • $22Additional noninterest expense
  • -$350Pre-tax net operating income
  • $0Securities gains (losses)
  • -$67Applicable income taxes
  • -$283Income before extraordinary items
  • $0Extraordinary gains - net
  • -$283Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $187Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.59%Yield on earning assets
  • 3.81%Cost of funding earning assets
  • 3.78%Net interest margin
  • 0.52%Noninterest income to earning assets
  • 2.54%Noninterest expense to earning assets
  • -1.48%Net operating income to assets
  • -1.48%Return on assets (ROA)
  • -1.83%Pretax return on assets
  • -9.36%Return on equity (ROE)
  • -9.36%Retained earnings to average equity (YTD only)
  • 1.28%Net charge-offs to loans
  • 343.32%Credit loss provision to net charge-offs
  • 1.56%Efficiency ratio
  • 57,163Assets per employee
  • 2.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.13%Loss allowance to noncurrent loans
  • 59.08%Noncurrent assets plus other real estate owned to assets
  • 5.34%Noncurrent loans to loans
  • 6.99%Net loans and leases to deposits
  • 100.77%Net loans and leases to core deposits
  • 129.72%Equity capital to assets
  • 14.96%Core capital (leverage) ratio
  • 7.63%Tier 1 risk-based capital ratio
  • 10.28%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $19,131Average earning assets
  • $3,024Average equity
  • $16,556Average loans

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