FDIC Certificate #: 1971 Status: Inactive Closing history: Corrections Acquiring institution:Security Bank (#9806) Federal Reserve ID: 901956 Date Established: June 23, 1909 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 13879 FDIC's unique #: 1326 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 07, 2008 Last Structure Change Process Date: March 10, 2008 Last Data Update: March 10, 2008 Data Source Date: April 05, 2012
Location
Address: Main Street, Hume, MO 64752 County: Bates Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312) Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140) CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
History of Changes
Absorption - Assisted
Corrections
Financial Summary
Total assets: $18.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2007)
Dollar figures in thousands
9Total employees (full-time equivalent)
$18,682Total assets
$201Cash and due from depository institutions
$4Interest-bearing balances
$1,760Securities
$712Federal funds sold & reverse repurchase agreements
$13,670Net loans & leases
$589Loan loss allowance
$0Trading account assets
$331Bank premises and fixed assets
$0Other real estate owned
$1,418Goodwill and other intangibles
$0Life insurance assets
$590All other assets
$18,682Total liabilities and capital
$15,888Total liabilities
$13,566Total deposits
$11,744Interest-bearing deposits
$13,566Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$2,225Other borrowed funds
$0Subordinated debt
$97All other liabilities
$2,794Total equity capital
$2,794Total bank equity capital
$2,794Perpetual preferred stock
$0Common stock
$100Surplus
$2,514Undivided profits
Memoranda
$180Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$997Earning assets
$0Long-term assets (5+ years)
$353Average Assets, year-to-date
$16,146Average Assets, quarterly
$732Volatile liabilities
$19,131Insider loans
$19,182FHLB advances
$3,028Loans and leases held for sale
$417Unused loan commitments
$2,225Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$170Derivatives
Income and Expense (December 31, 2007)
Dollar figures in thousands
$1,256Total interest income
$630Total interest expense
$626Net interest income
$642Provision for loan and lease losses
$86Total noninterest income
$0Fiduciary activities
$68Service charges on deposit accounts
$0Trading account gains & fees
$18Additional noninterest income
$420Total noninterest expense
$259Salaries and employee benefits
$139Premises and equipment expense
$22Additional noninterest expense
-$350Pre-tax net operating income
$0Securities gains (losses)
-$67Applicable income taxes
-$283Income before extraordinary items
$0Extraordinary gains - net
-$283Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$187Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2007)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.59%Yield on earning assets
3.81%Cost of funding earning assets
3.78%Net interest margin
0.52%Noninterest income to earning assets
2.54%Noninterest expense to earning assets
-1.48%Net operating income to assets
-1.48%Return on assets (ROA)
-1.83%Pretax return on assets
-9.36%Return on equity (ROE)
-9.36%Retained earnings to average equity (YTD only)
1.28%Net charge-offs to loans
343.32%Credit loss provision to net charge-offs
1.56%Efficiency ratio
57,163Assets per employee
2.08%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
4.13%Loss allowance to noncurrent loans
59.08%Noncurrent assets plus other real estate owned to assets
5.34%Noncurrent loans to loans
6.99%Net loans and leases to deposits
100.77%Net loans and leases to core deposits
129.72%Equity capital to assets
14.96%Core capital (leverage) ratio
7.63%Tier 1 risk-based capital ratio
10.28%Total risk-based capital ratio
Memoranda
$12Average assets
$19,131Average earning assets
$3,024Average equity
$16,556Average loans
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