Security Bank in Rich Hill, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Security Bank - Overview

  • General
  • FDIC Certificate #: 9806
    Status: Active
    Federal Reserve ID: 837550
    Bank Holding Company (Regulatory Top Holder): Bates County Bancshares, Inc. (RSSDID: 1021655, Location: Rich Hill, MO)
    Date Established: December 31, 1930
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 6280
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 12, 2010
    Last Structure Change Process Date: August 12, 2010
    Last Data Update: August 12, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 606 East Walnut, Rich Hill, MO 64779
    County: Bates
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $41.6 mil
    Equity capital: $4.1 mil
    Deposits held in domestic offices: $36.9 mil
    Return on assets (ROA): -0.49% (-$0.2 mil)
    Quarterly return on assets: 0.54% ($0.2 mil)
    Return on Equity (ROE): -5.07% (-$0.2 mil)
    Quarterly return on equity: 5.48% ($0.2 mil)
    Net income: -$0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: -0.47% (-$195.5 mil)
    Quarterly Pretax return on assets: 0.54% ($224.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $41,586Total assets
  • $2,245Cash and due from depository institutions
  • $201Interest-bearing balances
  • $9,967Securities
  • $2,150Federal funds sold & reverse repurchase agreements
  • $24,966Net loans & leases
  • $562Loan loss allowance
  • $0Trading account assets
  • $505Bank premises and fixed assets
  • $447Other real estate owned
  • $343Goodwill and other intangibles
  • $41,586Life insurance assets
  • $963All other assets
  • $37,488Total liabilities and capital
  • $36,948Total liabilities
  • $31,019Total deposits
  • $36,948Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $540Subordinated debt
  • $4,098All other liabilities
  • $4,098Total equity capital
  • $4,098Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $3,800Surplus
  • $98Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $903Income earned, not collected on loans
  • $0Earning assets
  • $422Long-term assets (5+ years)
  • $37,284Average Assets, year-to-date
  • $12,588Average Assets, quarterly
  • $46,528Volatile liabilities
  • $41,840Insider loans
  • $24,696FHLB advances
  • $41,730Loans and leases held for sale
  • $126Unused loan commitments
  • $126Tier 1 (core) risk-based capital
  • $3,561Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,821Restructured Loans and leases
  • $1,101Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,032Total interest income
  • $365Total interest expense
  • $1,667Net interest income
  • $205Provision for loan and lease losses
  • -$172Total noninterest income
  • $0Fiduciary activities
  • $137Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$309Additional noninterest income
  • $1,507Total noninterest expense
  • $687Salaries and employee benefits
  • $195Premises and equipment expense
  • $625Additional noninterest expense
  • -$217Pre-tax net operating income
  • $0Securities gains (losses)
  • $13Applicable income taxes
  • -$230Income before extraordinary items
  • $0Extraordinary gains - net
  • -$230Net income attributable to bank
  • $0Net charge-offs
  • -$230Cash dividends
  • $214Sale, conversion, retirement of capital stock, net
  • $2,300Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.07%Yield on earning assets
  • 0.91%Cost of funding earning assets
  • 4.16%Net interest margin
  • -0.43%Noninterest income to earning assets
  • 3.76%Noninterest expense to earning assets
  • -0.49%Net operating income to assets
  • -0.49%Return on assets (ROA)
  • -0.47%Pretax return on assets
  • -5.07%Return on equity (ROE)
  • -55.72%Retained earnings to average equity (YTD only)
  • 0.78%Net charge-offs to loans
  • 95.79%Credit loss provision to net charge-offs
  • -0.06%Efficiency ratio
  • 95,719Assets per employee
  • 2.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -1000.00%Loss allowance to loans
  • 2.20%Loss allowance to noncurrent loans
  • 62.24%Noncurrent assets plus other real estate owned to assets
  • 3.25%Noncurrent loans to loans
  • 3.54%Net loans and leases to deposits
  • 67.57%Net loans and leases to core deposits
  • 69.67%Equity capital to assets
  • 9.85%Core capital (leverage) ratio
  • 8.53%Tier 1 risk-based capital ratio
  • 14.42%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $46,528Average earning assets
  • $4,540Average equity
  • $40,095Average loans

List of branches

  • 3 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06280Security Bank606 East Walnut, Rich Hill, MO 64779December 31, 1930Full Service Brick and Mortar
    1221235Rockville FacilityFifth And Osage Avenue, Rockville, MO 64780July 09, 1979Full Service Brick and Mortar
    41326Hume Bank BranchMain Street, Hume, MO 64752June 23, 1909Full Service Brick and Mortar

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