FDIC Certificate #: 30031 Status: Active Federal Reserve ID: 646471 Date Established: January 01, 1923 Trust Powers Granted: No Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 4599 FDIC's unique #: 42865 Numeric code: 42 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: November 01, 1998 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 423 Penn Street, Huntingdon, PA 16652 County: Huntingdon Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: Wexford Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Core Based Statistical Area (CBSA): Huntingdon, PA (#26500) CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $15.3 mil Equity capital: $2.7 mil Deposits held in domestic offices: $12.5 mil Return on assets (ROA): 0.65% ($0.1 mil) Quarterly return on assets: 0.79% ($0.1 mil) Return on Equity (ROE): 3.64% ($0.1 mil) Quarterly return on equity: 4.44% ($0.1 mil) Net income: $0.1 mil Quarterly Net income: $0.0 mil Pretax return on assets: 0.96% ($146.8 mil) Quarterly Pretax return on assets: 1.17% ($178.9 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
2Total employees (full-time equivalent)
$15,290Total assets
$2,676Cash and due from depository institutions
$1,965Interest-bearing balances
$0Securities
$0Federal funds sold & reverse repurchase agreements
$12,363Net loans & leases
$83Loan loss allowance
$0Trading account assets
$12Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$15,290Life insurance assets
$239All other assets
$12,571Total liabilities and capital
$12,536Total liabilities
$12,536Total deposits
$12,536Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$35Subordinated debt
$2,719All other liabilities
$2,719Total equity capital
$2,719Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$1,818Surplus
$901Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$86Income earned, not collected on loans
$0Earning assets
$44Long-term assets (5+ years)
$14,328Average Assets, year-to-date
$11,804Average Assets, quarterly
$14,935Volatile liabilities
$15,096Insider loans
$7,015FHLB advances
$15,102Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,719Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$163Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$725Total interest income
$292Total interest expense
$433Net interest income
$0Provision for loan and lease losses
$0Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$289Total noninterest expense
$178Salaries and employee benefits
$20Premises and equipment expense
$91Additional noninterest expense
$144Pre-tax net operating income
$0Securities gains (losses)
$47Applicable income taxes
$97Income before extraordinary items
$0Extraordinary gains - net
$97Net income attributable to bank
$0Net charge-offs
$97Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.11%Yield on earning assets
2.06%Cost of funding earning assets
3.05%Net interest margin
0.00%Noninterest income to earning assets
2.04%Noninterest expense to earning assets
0.65%Net operating income to assets
0.65%Return on assets (ROA)
0.96%Pretax return on assets
3.64%Return on equity (ROE)
3.64%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
66,744Assets per employee
7.64%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.67%Loss allowance to noncurrent loans
96.51%Noncurrent assets plus other real estate owned to assets
0.56%Noncurrent loans to loans
0.69%Net loans and leases to deposits
98.62%Net loans and leases to core deposits
104.29%Equity capital to assets
17.78%Core capital (leverage) ratio
18.00%Tier 1 risk-based capital ratio
38.76%Total risk-based capital ratio
Memoranda
$40Average assets
$14,935Average earning assets
$2,668Average equity
$14,174Average loans
List of branches
1 Pennsylvania Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
42865
Huntingdon Savings Bank
423 Penn Street, Huntingdon, PA 16652
January 01, 1923
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Huntingdon Savings Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: