Huntingdon Savings Bank in Huntingdon, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches


Huntingdon Savings Bank - Overview

  • General
  • FDIC Certificate #: 30031
    Status: Active
    Federal Reserve ID: 646471
    Date Established: January 01, 1923
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 4599
    FDIC's unique #: 42865
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: November 01, 1998
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 423 Penn Street, Huntingdon, PA 16652
    County: Huntingdon
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Core Based Statistical Area (CBSA): Huntingdon, PA (#26500)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $15.3 mil
    Equity capital: $2.7 mil
    Deposits held in domestic offices: $12.5 mil
    Return on assets (ROA): 0.65% ($0.1 mil)
    Quarterly return on assets: 0.79% ($0.1 mil)
    Return on Equity (ROE): 3.64% ($0.1 mil)
    Quarterly return on equity: 4.44% ($0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.96% ($146.8 mil)
    Quarterly Pretax return on assets: 1.17% ($178.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 2Total employees (full-time equivalent)
  • $15,290Total assets
  • $2,676Cash and due from depository institutions
  • $1,965Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $12,363Net loans & leases
  • $83Loan loss allowance
  • $0Trading account assets
  • $12Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $15,290Life insurance assets
  • $239All other assets
  • $12,571Total liabilities and capital
  • $12,536Total liabilities
  • $12,536Total deposits
  • $12,536Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $35Subordinated debt
  • $2,719All other liabilities
  • $2,719Total equity capital
  • $2,719Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $1,818Surplus
  • $901Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $86Income earned, not collected on loans
  • $0Earning assets
  • $44Long-term assets (5+ years)
  • $14,328Average Assets, year-to-date
  • $11,804Average Assets, quarterly
  • $14,935Volatile liabilities
  • $15,096Insider loans
  • $7,015FHLB advances
  • $15,102Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,719Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $163Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $725Total interest income
  • $292Total interest expense
  • $433Net interest income
  • $0Provision for loan and lease losses
  • $0Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $289Total noninterest expense
  • $178Salaries and employee benefits
  • $20Premises and equipment expense
  • $91Additional noninterest expense
  • $144Pre-tax net operating income
  • $0Securities gains (losses)
  • $47Applicable income taxes
  • $97Income before extraordinary items
  • $0Extraordinary gains - net
  • $97Net income attributable to bank
  • $0Net charge-offs
  • $97Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.11%Yield on earning assets
  • 2.06%Cost of funding earning assets
  • 3.05%Net interest margin
  • 0.00%Noninterest income to earning assets
  • 2.04%Noninterest expense to earning assets
  • 0.65%Net operating income to assets
  • 0.65%Return on assets (ROA)
  • 0.96%Pretax return on assets
  • 3.64%Return on equity (ROE)
  • 3.64%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 66,744Assets per employee
  • 7.64%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.67%Loss allowance to noncurrent loans
  • 96.51%Noncurrent assets plus other real estate owned to assets
  • 0.56%Noncurrent loans to loans
  • 0.69%Net loans and leases to deposits
  • 98.62%Net loans and leases to core deposits
  • 104.29%Equity capital to assets
  • 17.78%Core capital (leverage) ratio
  • 18.00%Tier 1 risk-based capital ratio
  • 38.76%Total risk-based capital ratio
  • Memoranda
  • $40Average assets
  • $14,935Average earning assets
  • $2,668Average equity
  • $14,174Average loans

List of branches

  • 1 Pennsylvania Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042865Huntingdon Savings Bank423 Penn Street, Huntingdon, PA 16652January 01, 1923Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Huntingdon Savings Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents