Huntington National Bank West Virginia in Charleston, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 30, 1997

  • Huntington National Bank West Virginia in Charleston, West Virginia (WV)
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Huntington National Bank West Virginia - Overview

  • General
  • FDIC Certificate #: 14289
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Huntington National Bank (#6560)
    Federal Reserve ID: 774431
    Date Established: January 01, 1906
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 47 (Interstate: No)
    OTS Docket #: 11926
    FDIC's unique #: 8926
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 30, 1997
    Last Structure Change Process Date: July 22, 1997
    Last Data Update: July 22, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: One Commerce Square, Charleston, WV 25301
    County: Kanawha
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Scott Depot
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Charleston, WV (#1480)
    Core Based Statistical Area (CBSA): Charleston, WV (#16620)
    CBSA Metro Statistical Area: Charleston, WV (#16620)
  • Financial Summary
  • Total assets: $2,175.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $957Total assets
  • $2,157,293Cash and due from depository institutions
  • $56,739Interest-bearing balances
  • $216Securities
  • $745,600Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $1,282,298Loan loss allowance
  • $15,452Trading account assets
  • $0Bank premises and fixed assets
  • $37,472Other real estate owned
  • $4,647Goodwill and other intangibles
  • $22,257Life insurance assets
  • $8,280All other assets
  • $0Total liabilities and capital
  • $2,157,293Total liabilities
  • $1,987,387Total deposits
  • $1,610,694Interest-bearing deposits
  • $1,418,152Deposits held in domestic offices
  • 1610694.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $350,783Trading liabilities
  • $0Other borrowed funds
  • $693Subordinated debt
  • $0All other liabilities
  • $25,217Total equity capital
  • $25,217Total bank equity capital
  • $169,906Perpetual preferred stock
  • $0Common stock
  • $3,289Surplus
  • $68,300Undivided profits
  • Memoranda
  • $98,317Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,367Income earned, not collected on loans
  • $7,429Earning assets
  • $2,028,114Long-term assets (5+ years)
  • $569,012Average Assets, year-to-date
  • $2,178,862Average Assets, quarterly
  • $2,167,579Volatile liabilities
  • $443,731Insider loans
  • $14,523FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $267,458Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $163,100Total risk weighted assets
  • $1,470,005Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $163,470Total interest expense
  • $74,985Net interest income
  • $88,485Provision for loan and lease losses
  • $7,462Total noninterest income
  • $18,057Fiduciary activities
  • $3,850Service charges on deposit accounts
  • $6,687Trading account gains & fees
  • $0Additional noninterest income
  • $7,520Total noninterest expense
  • $57,930Salaries and employee benefits
  • $26,922Premises and equipment expense
  • $7,231Additional noninterest expense
  • $23,777Pre-tax net operating income
  • $41,150Securities gains (losses)
  • $1,955Applicable income taxes
  • $15,218Income before extraordinary items
  • $27,887Extraordinary gains - net
  • $0Net income attributable to bank
  • $27,887Net charge-offs
  • $10,023Cash dividends
  • $52,576Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.00%Cost of funding earning assets
  • 3.67%Net interest margin
  • 4.33%Noninterest income to earning assets
  • 0.88%Noninterest expense to earning assets
  • 2.84%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.28%Pretax return on assets
  • 1.98%Return on equity (ROE)
  • 15.18%Retained earnings to average equity (YTD only)
  • -13.44%Net charge-offs to loans
  • 0.76%Credit loss provision to net charge-offs
  • 74.45%Efficiency ratio
  • 53,154Assets per employee
  • 2.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 188.53%Loss allowance to loans
  • 1.19%Loss allowance to noncurrent loans
  • 184.68%Noncurrent assets plus other real estate owned to assets
  • 0.60%Noncurrent loans to loans
  • 0.64%Net loans and leases to deposits
  • 79.61%Net loans and leases to core deposits
  • 84.47%Equity capital to assets
  • 7.88%Core capital (leverage) ratio
  • 7.68%Tier 1 risk-based capital ratio
  • 11.10%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $2,178,862Average earning assets
  • $183,757Average equity
  • $2,042,511Average loans

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