INB Banking Company Southwest in Evansville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 13, 1993

INB Banking Company Southwest in Evansville, Indiana (IN)
Show street view No street view available for this location

INB Banking Company Southwest - Overview

General
FDIC Certificate #: 12686
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: NBD Bank, National Association (#8075)
Federal Reserve ID: 27445
Date Established: May 03, 1870
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Interstate: No)
OTS Docket #: 5945
FDIC's unique #: 8048
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 13, 1993
Last Structure Change Process Date: August 19, 1993
Last Data Update: August 19, 1993
Data Source Date: April 05, 2012
Location
Address: 19 N.W. Fourth Street, Evansville, IN 47704
County: Vanderburgh
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Evansville-Henderson, IN-KY (#2440)
Core Based Statistical Area (CBSA): Evansville, IN-KY (#21780)
CBSA Metro Statistical Area: Evansville, IN-KY (#21780)
Financial Summary
Total assets: $135.6 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$89Total assets
$128,750Cash and due from depository institutions
$6,225Interest-bearing balances
$0Securities
$22,161Federal funds sold & reverse repurchase agreements
$2,350Net loans & leases
$90,953Loan loss allowance
$3,001Trading account assets
$0Bank premises and fixed assets
$4,938Other real estate owned
$301Goodwill and other intangibles
$1,822Life insurance assets
$0All other assets
$0Total liabilities and capital
$128,750Total liabilities
$119,980Total deposits
$117,889Interest-bearing deposits
$106,393Deposits held in domestic offices
117889.00%% insured (estimated)
$93Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$822Subordinated debt
$0All other liabilities
$1,269Total equity capital
$1,269Total bank equity capital
$8,770Perpetual preferred stock
$0Common stock
$4,350Surplus
$4,048Undivided profits
Memoranda
$372Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,530Income earned, not collected on loans
$516Earning assets
$115,464Long-term assets (5+ years)
$22,877Average Assets, year-to-date
$129,548Average Assets, quarterly
$129,239Volatile liabilities
$13,840Insider loans
$226FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$8,476Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$8,770Total risk weighted assets
$94,303Total unused commitments
$0Restructured Loans and leases
$15,000Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$10,359Total interest expense
$5,402Net interest income
$4,957Provision for loan and lease losses
$1,405Total noninterest income
$1,029Fiduciary activities
$0Service charges on deposit accounts
$724Trading account gains & fees
$0Additional noninterest income
$305Total noninterest expense
$5,783Salaries and employee benefits
$2,795Premises and equipment expense
$995Additional noninterest expense
$1,993Pre-tax net operating income
-$1,202Securities gains (losses)
$0Applicable income taxes
-$517Income before extraordinary items
-$685Extraordinary gains - net
-$46Net income attributable to bank
-$731Net charge-offs
$806Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.80%Cost of funding earning assets
4.59%Net interest margin
4.21%Noninterest income to earning assets
0.87%Noninterest expense to earning assets
4.91%Net operating income to assets
-0.53%Return on assets (ROA)
-0.56%Pretax return on assets
-0.96%Return on equity (ROE)
-8.41%Retained earnings to average equity (YTD only)
-8.41%Net charge-offs to loans
0.87%Credit loss provision to net charge-offs
174.32%Efficiency ratio
96,609Assets per employee
1.45%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
3.19%Loss allowance to noncurrent loans
196.14%Noncurrent assets plus other real estate owned to assets
1.42%Noncurrent loans to loans
1.63%Net loans and leases to deposits
77.15%Net loans and leases to core deposits
87.41%Equity capital to assets
6.81%Core capital (leverage) ratio
6.82%Tier 1 risk-based capital ratio
9.30%Total risk-based capital ratio
Memoranda
$11Average assets
$129,548Average earning assets
$8,690Average equity
$117,671Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with INB Banking Company Southwest.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.