INB National Bank, Northwest in city_name, state_name - Detailed Financial Reports, Location

INB National Bank, Northwest in Lafayette, Indiana (IN)
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INB National Bank, Northwest - Overview

General
FDIC Certificate #: 14434
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: NBD Bank, National Association (#8075)
Federal Reserve ID: 151443
Date Established: June 01, 1934
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 19 (Interstate: No)
FDIC's unique #: 9021
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: June 01, 1934
Last Structure Change Effective Date: June 18, 1993
Last Structure Change Process Date: June 24, 1993
Last Data Update: June 24, 1993
Data Source Date: April 05, 2012
Location
Address: 337 Columbia Street, Lafayette, IN 47902
County: Tippecanoe
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Lafayette, IN (#3920)
Combined Statistical Area (CSA): Lafayette-Frankfort, IN (#320)
Core Based Statistical Area (CBSA): Lafayette, IN (#29140)
CBSA Metro Statistical Area: Lafayette, IN (#29140)
Financial Summary
Total assets: $640.3 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$241Total assets
$663,598Cash and due from depository institutions
$34,762Interest-bearing balances
$0Securities
$160,852Federal funds sold & reverse repurchase agreements
$38,100Net loans & leases
$414,360Loan loss allowance
$5,155Trading account assets
$0Bank premises and fixed assets
$6,912Other real estate owned
$110Goodwill and other intangibles
$7,883Life insurance assets
$619All other assets
$0Total liabilities and capital
$663,598Total liabilities
$607,053Total deposits
$586,041Interest-bearing deposits
$503,293Deposits held in domestic offices
586041.00%% insured (estimated)
$83Federal funds purchased & repurchase agreements
$8,117Trading liabilities
$0Other borrowed funds
$6,337Subordinated debt
$0All other liabilities
$6,558Total equity capital
$6,558Total bank equity capital
$56,545Perpetual preferred stock
$0Common stock
$2,100Surplus
$14,500Undivided profits
Memoranda
$39,945Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4,708Income earned, not collected on loans
$2,703Earning assets
$613,312Long-term assets (5+ years)
$45,677Average Assets, year-to-date
$663,343Average Assets, quarterly
$670,317Volatile liabilities
$74,659Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$123,614Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$55,926Total risk weighted assets
$437,067Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$47,734Total interest expense
$24,136Net interest income
$23,598Provision for loan and lease losses
$2,975Total noninterest income
$3,842Fiduciary activities
$237Service charges on deposit accounts
$1,772Trading account gains & fees
$0Additional noninterest income
$1,833Total noninterest expense
$15,376Salaries and employee benefits
$6,780Premises and equipment expense
$1,453Additional noninterest expense
$7,143Pre-tax net operating income
$9,089Securities gains (losses)
$0Applicable income taxes
$3,022Income before extraordinary items
$6,067Extraordinary gains - net
-$350Net income attributable to bank
$5,717Net charge-offs
$2,423Cash dividends
$4,204Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.78%Cost of funding earning assets
3.93%Net interest margin
3.85%Noninterest income to earning assets
0.63%Noninterest expense to earning assets
2.51%Net operating income to assets
0.91%Return on assets (ROA)
0.86%Pretax return on assets
1.32%Return on equity (ROE)
10.28%Retained earnings to average equity (YTD only)
2.72%Net charge-offs to loans
0.60%Credit loss provision to net charge-offs
122.78%Efficiency ratio
55,598Assets per employee
2.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
73.54%Loss allowance to loans
1.23%Loss allowance to noncurrent loans
109.49%Noncurrent assets plus other real estate owned to assets
0.73%Noncurrent loans to loans
1.12%Net loans and leases to deposits
70.70%Net loans and leases to core deposits
78.80%Equity capital to assets
8.52%Core capital (leverage) ratio
8.42%Tier 1 risk-based capital ratio
12.80%Total risk-based capital ratio
Memoranda
$14Average assets
$663,343Average earning assets
$55,587Average equity
$613,608Average loans

INB National Bank, Northwest in Lafayette, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

INB National Bank, Northwest - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

INB National Bank, Northwest in Lafayette, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

INB National Bank, Northwest - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

INB National Bank, Northwest in Lafayette, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches