Imperial Capital Bank in La Jolla, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 18, 2009

  • Imperial Capital Bank in La Jolla, California (CA)
  • Show street view No street view available for this location

Imperial Capital Bank - Overview

  • General
  • FDIC Certificate #: 26348
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: City National Bank (#17281)
    Federal Reserve ID: 1349890
    Date Established: December 12, 1973
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 12 (Interstate: No)
    OTS Docket #: 12272
    FDIC's unique #: 32891
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 24, 1985
    Last Structure Change Effective Date: December 18, 2009
    Last Structure Change Process Date: December 22, 2009
    Last Data Update: December 22, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 888 Prospect Street, Suite 110, La Jolla, CA 92037
    County: San Diego
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Diego, CA (#7320)
    Core Based Statistical Area (CBSA): San Diego-Carlsbad-San Marcos, CA (#41740)
    CBSA Metro Statistical Area: San Diego-Carlsbad-San Marcos, CA (#41740)
  • Financial Summary
  • Total assets: $4,046.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 188Total employees (full-time equivalent)
  • $4,433,431Total assets
  • $29,252Cash and due from depository institutions
  • $5,952Interest-bearing balances
  • $1,474,728Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $2,753,850Net loans & leases
  • $50,409Loan loss allowance
  • $0Trading account assets
  • $6,652Bank premises and fixed assets
  • $37,031Other real estate owned
  • $3,895Goodwill and other intangibles
  • $0Life insurance assets
  • $128,023All other assets
  • $4,433,431Total liabilities and capital
  • $4,175,125Total liabilities
  • $2,953,016Total deposits
  • $2,923,487Interest-bearing deposits
  • $2,953,016Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $30,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,175,633Other borrowed funds
  • $0Subordinated debt
  • $16,476All other liabilities
  • $258,306Total equity capital
  • $258,306Total bank equity capital
  • $258,306Perpetual preferred stock
  • $0Common stock
  • $66,309Surplus
  • $86,769Undivided profits
  • Memoranda
  • $105,228Noncurrent loans and leases
  • $153,587Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $154,832Earning assets
  • $0Long-term assets (5+ years)
  • $21,265Average Assets, year-to-date
  • $4,234,530Average Assets, quarterly
  • $974,572Volatile liabilities
  • $3,937,585Insider loans
  • $4,265,454FHLB advances
  • $1,051,529Loans and leases held for sale
  • $0Unused loan commitments
  • $1,175,633Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,283Total risk weighted assets
  • $153,587Total unused commitments
  • $7,965Restructured Loans and leases
  • $39,769Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $254,720Total interest income
  • $152,920Total interest expense
  • $101,800Net interest income
  • $77,970Provision for loan and lease losses
  • -$5,730Total noninterest income
  • $0Fiduciary activities
  • $146Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$5,876Additional noninterest income
  • $50,368Total noninterest expense
  • $20,398Salaries and employee benefits
  • $7,319Premises and equipment expense
  • $22,651Additional noninterest expense
  • -$32,268Pre-tax net operating income
  • -$9,290Securities gains (losses)
  • -$17,427Applicable income taxes
  • -$24,131Income before extraordinary items
  • $0Extraordinary gains - net
  • -$24,131Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $75,175Sale, conversion, retirement of capital stock, net
  • $10,850Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.72%Yield on earning assets
  • 4.04%Cost of funding earning assets
  • 2.69%Net interest margin
  • -0.15%Noninterest income to earning assets
  • 1.33%Noninterest expense to earning assets
  • -0.46%Net operating income to assets
  • -0.61%Return on assets (ROA)
  • -1.06%Pretax return on assets
  • -8.38%Return on equity (ROE)
  • -12.15%Retained earnings to average equity (YTD only)
  • 2.51%Net charge-offs to loans
  • 103.72%Credit loss provision to net charge-offs
  • 0.61%Efficiency ratio
  • 52,428Assets per employee
  • 23.58%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -44.96%Loss allowance to loans
  • 1.80%Loss allowance to noncurrent loans
  • 32.56%Noncurrent assets plus other real estate owned to assets
  • 4.33%Noncurrent loans to loans
  • 5.52%Net loans and leases to deposits
  • 93.26%Net loans and leases to core deposits
  • 130.75%Equity capital to assets
  • 5.83%Core capital (leverage) ratio
  • 6.03%Tier 1 risk-based capital ratio
  • 8.02%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $3,937,585Average earning assets
  • $287,847Average equity
  • $3,788,416Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Imperial Capital Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents