Insight Bank in Columbus, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches


Insight Bank - Overview

  • General
  • FDIC Certificate #: 58215
    Status: Active
    Federal Reserve ID: 3441480
    Date Established: May 01, 2006
    WWW: http://www.insightbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 442540
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: May 01, 2006
    Last Structure Change Effective Date: June 01, 2009
    Last Structure Change Process Date: June 26, 2009
    Last Data Update: June 26, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 8760 Orion Place, First Floor, Columbus, OH 43240
    County: Franklin
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Columbus, OH (#1840)
    Combined Statistical Area (CSA): Columbus-Marion-Chillicothe, OH (#198)
    Core Based Statistical Area (CBSA): Columbus, OH (#18140)
    CBSA Metro Statistical Area: Columbus, OH (#18140)
  • Financial Summary
  • Total assets: $157.3 mil
    Equity capital: $21.4 mil
    Deposits held in domestic offices: $125.3 mil
    Return on assets (ROA): 1.12% ($1.8 mil)
    Quarterly return on assets: 0.87% ($1.4 mil)
    Return on Equity (ROE): 9.05% ($1.9 mil)
    Quarterly return on equity: 6.32% ($1.3 mil)
    Net income: $1.6 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.23% ($1,934.6 mil)
    Quarterly Pretax return on assets: 1.34% ($2,107.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $157,283Total assets
  • $25,154Cash and due from depository institutions
  • $23,467Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $127,526Net loans & leases
  • $2,013Loan loss allowance
  • $0Trading account assets
  • $2,295Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $157,283Life insurance assets
  • $2,308All other assets
  • $135,904Total liabilities and capital
  • $125,315Total liabilities
  • $105,405Total deposits
  • $125,315Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10,000Trading liabilities
  • $0Other borrowed funds
  • $589Subordinated debt
  • $21,379All other liabilities
  • $21,379Total equity capital
  • $21,379Total bank equity capital
  • $4,250Perpetual preferred stock
  • $1,630Common stock
  • $15,321Surplus
  • $178Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $2,529Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $933Income earned, not collected on loans
  • $0Earning assets
  • $412Long-term assets (5+ years)
  • $150,993Average Assets, year-to-date
  • $11,226Average Assets, quarterly
  • $145,212Volatile liabilities
  • $154,302Insider loans
  • $110,041FHLB advances
  • $156,893Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $21,379Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $16,423Restructured Loans and leases
  • $9,023Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,070Total interest income
  • $1,478Total interest expense
  • $5,592Net interest income
  • $433Provision for loan and lease losses
  • $1,818Total noninterest income
  • $0Fiduciary activities
  • $47Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,771Additional noninterest income
  • $5,192Total noninterest expense
  • $3,634Salaries and employee benefits
  • $317Premises and equipment expense
  • $1,241Additional noninterest expense
  • $1,785Pre-tax net operating income
  • $0Securities gains (losses)
  • $160Applicable income taxes
  • $1,625Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,625Net income attributable to bank
  • $0Net charge-offs
  • $1,625Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $19Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.08%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 4.02%Net interest margin
  • 1.31%Noninterest income to earning assets
  • 3.73%Noninterest expense to earning assets
  • 1.12%Net operating income to assets
  • 1.12%Return on assets (ROA)
  • 1.23%Pretax return on assets
  • 9.05%Return on equity (ROE)
  • 8.95%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 70,067Assets per employee
  • 3.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 1.17%Loss allowance to loans
  • 1.55%Loss allowance to noncurrent loans
  • 215.76%Noncurrent assets plus other real estate owned to assets
  • 0.59%Noncurrent loans to loans
  • 0.72%Net loans and leases to deposits
  • 101.76%Net loans and leases to core deposits
  • 128.51%Equity capital to assets
  • 13.59%Core capital (leverage) ratio
  • 13.63%Tier 1 risk-based capital ratio
  • 19.43%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $145,212Average earning assets
  • $17,952Average equity
  • $139,181Average loans

List of branches

  • 1 Ohio Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0442540Insight Bank8760 Orion Place, First Floor, Columbus, OH 43240May 01, 2006Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Insight Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents