Integra Bank/North in Sharon, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 26, 1995

  • Integra Bank/North in Sharon, Pennsylvania (PA)
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Integra Bank/North - Overview

  • General
  • FDIC Certificate #: 7965
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National City Bank of Pennsylvania (#7948)
    Federal Reserve ID: 120823
    Date Established: May 01, 1868
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 77 (Interstate: No)
    OTS Docket #: 9526
    FDIC's unique #: 5086
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 26, 1995
    Last Structure Change Process Date: June 29, 1995
    Last Data Update: June 29, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: East State And Chesnut Streets, Sharon, PA 16146
    County: Mercer
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Sharon, PA (#7610)
    Combined Statistical Area (CSA): Youngstown-Warren-East Liverpool, OH-PA (#566)
    Core Based Statistical Area (CBSA): Youngstown-Warren-Boardman, OH-PA (#49660)
    CBSA Metro Statistical Area: Youngstown-Warren-Boardman, OH-PA (#49660)
  • Financial Summary
  • Total assets: $3,215.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $868Total assets
  • $3,318,652Cash and due from depository institutions
  • $102,178Interest-bearing balances
  • $457Securities
  • $1,064,603Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $2,051,402Loan loss allowance
  • $39,860Trading account assets
  • $0Bank premises and fixed assets
  • $45,383Other real estate owned
  • $2,587Goodwill and other intangibles
  • $49,929Life insurance assets
  • $2,570All other assets
  • $0Total liabilities and capital
  • $3,318,652Total liabilities
  • $3,110,211Total deposits
  • $2,350,984Interest-bearing deposits
  • $2,030,788Deposits held in domestic offices
  • 2350984.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $441,500Trading liabilities
  • $0Other borrowed funds
  • $291,887Subordinated debt
  • $0All other liabilities
  • $25,840Total equity capital
  • $25,840Total bank equity capital
  • $208,441Perpetual preferred stock
  • $0Common stock
  • $2,575Surplus
  • $144,157Undivided profits
  • Memoranda
  • $61,709Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $19,893Income earned, not collected on loans
  • $13,032Earning assets
  • $3,116,462Long-term assets (5+ years)
  • $1,075,868Average Assets, year-to-date
  • $3,353,019Average Assets, quarterly
  • $3,328,437Volatile liabilities
  • $758,630Insider loans
  • $34,793FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $464,584Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $224,678Total risk weighted assets
  • $2,098,225Total unused commitments
  • $0Restructured Loans and leases
  • $100,000Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $237,369Total interest expense
  • $105,908Net interest income
  • $131,461Provision for loan and lease losses
  • $3,600Total noninterest income
  • $21,167Fiduciary activities
  • $0Service charges on deposit accounts
  • $8,252Trading account gains & fees
  • $0Additional noninterest income
  • $12,915Total noninterest expense
  • $90,513Salaries and employee benefits
  • $26,468Premises and equipment expense
  • $11,008Additional noninterest expense
  • $53,037Pre-tax net operating income
  • $58,515Securities gains (losses)
  • $1,054Applicable income taxes
  • $18,260Income before extraordinary items
  • $41,309Extraordinary gains - net
  • $0Net income attributable to bank
  • $41,309Net charge-offs
  • $2,613Cash dividends
  • $30,100Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.52%Cost of funding earning assets
  • 3.36%Net interest margin
  • 4.17%Noninterest income to earning assets
  • 0.67%Noninterest expense to earning assets
  • 2.87%Net operating income to assets
  • 1.21%Return on assets (ROA)
  • 1.23%Pretax return on assets
  • 1.78%Return on equity (ROE)
  • 18.65%Retained earnings to average equity (YTD only)
  • 5.06%Net charge-offs to loans
  • 0.13%Credit loss provision to net charge-offs
  • 137.77%Efficiency ratio
  • 58,732Assets per employee
  • 3.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 72.87%Loss allowance to loans
  • 1.91%Loss allowance to noncurrent loans
  • 200.37%Noncurrent assets plus other real estate owned to assets
  • 0.68%Noncurrent loans to loans
  • 0.95%Net loans and leases to deposits
  • 87.26%Net loans and leases to core deposits
  • 92.29%Equity capital to assets
  • 6.28%Core capital (leverage) ratio
  • 6.75%Tier 1 risk-based capital ratio
  • 10.71%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $3,353,019Average earning assets
  • $221,504Average equity
  • $3,154,983Average loans

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