International Savings and Loan Association LTD - Overview
General
FDIC Certificate #: 29528 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:City Bank (#18035) Federal Reserve ID: 570277 Date Established: January 01, 1925 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 3600 FDIC's unique #: 42362 Numeric code: 35 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: Yes Date of Deposit Insurance: October 27, 1936 Last Structure Change Effective Date: July 01, 2000 Last Structure Change Process Date: November 01, 2000 Last Data Update: November 01, 2000 Data Source Date: April 05, 2012
Location
Address: 1111 Bishop Street, Honolulu, HI 96813 County: Honolulu Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: San Francisco Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Honolulu, HI (#3320) Core Based Statistical Area (CBSA): Honolulu, HI (#26180) CBSA Metro Statistical Area: Honolulu, HI (#26180)
Financial Summary
Total assets: $807.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
171Total employees (full-time equivalent)
$740,871Total assets
$10,352Cash and due from depository institutions
$1,056Interest-bearing balances
$170,890Securities
$0Federal funds sold & reverse repurchase agreements
$514,079Net loans & leases
$2,607Loan loss allowance
$0Trading account assets
$3,334Bank premises and fixed assets
$5,714Other real estate owned
$2,894Goodwill and other intangibles
$0Life insurance assets
$33,608All other assets
$740,871Total liabilities and capital
$696,054Total liabilities
$429,701Total deposits
$412,687Interest-bearing deposits
$429,701Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$258,855Other borrowed funds
$0Subordinated debt
$7,498All other liabilities
$44,817Total equity capital
$44,817Total bank equity capital
$44,817Perpetual preferred stock
$0Common stock
$747Surplus
$52,037Undivided profits
Memoranda
$-7,967Noncurrent loans and leases
$9,536Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$8,334Earning assets
$0Long-term assets (5+ years)
$5,202Average Assets, year-to-date
$686,025Average Assets, quarterly
$0Volatile liabilities
$682,514Insider loans
$729,824FHLB advances
$370,231Loans and leases held for sale
$2,376Unused loan commitments
$257,125Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$9,536Total unused commitments
$17,424Restructured Loans and leases
$2,607Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$47,800Total interest income
$27,128Total interest expense
$20,672Net interest income
$2,050Provision for loan and lease losses
$3,899Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$3,899Additional noninterest income
$27,418Total noninterest expense
$7,716Salaries and employee benefits
$4,504Premises and equipment expense
$15,198Additional noninterest expense
-$4,897Pre-tax net operating income
$2,504Securities gains (losses)
$2,356Applicable income taxes
-$4,749Income before extraordinary items
$0Extraordinary gains - net
-$4,749Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$2,598Sale, conversion, retirement of capital stock, net
$9,439Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.68%Yield on earning assets
4.36%Cost of funding earning assets
3.32%Net interest margin
0.63%Noninterest income to earning assets
4.40%Noninterest expense to earning assets
-1.06%Net operating income to assets
-0.70%Return on assets (ROA)
-0.35%Pretax return on assets
-8.23%Return on equity (ROE)
-24.59%Retained earnings to average equity (YTD only)
0.53%Net charge-offs to loans
78.91%Credit loss provision to net charge-offs
-1.10%Efficiency ratio
76,077Assets per employee
4.33%Cash dividends to net income (YTD only)
Condition Ratios (%)
-198.76%Loss allowance to loans
0.50%Loss allowance to noncurrent loans
31.28%Noncurrent assets plus other real estate owned to assets
1.90%Noncurrent loans to loans
1.61%Net loans and leases to deposits
119.64%Net loans and leases to core deposits
161.50%Equity capital to assets
6.05%Core capital (leverage) ratio
6.60%Tier 1 risk-based capital ratio
13.06%Total risk-based capital ratio
Memoranda
$14Average assets
$682,514Average earning assets
$57,692Average equity
$622,717Average loans
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