InvestorsBank in Waukesha, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

InvestorsBank - Overview

  • General
  • FDIC Certificate #: 34347
    Status: Active
    Federal Reserve ID: 2517182
    Bank Holding Company (Regulatory Top Holder): Investorsbancorp, Inc. (RSSDID: 2571166, Location: Waukesha, WI)
    Date Established: September 08, 1997
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 57106
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: September 08, 1997
    Last Structure Change Effective Date: September 01, 2010
    Last Structure Change Process Date: September 08, 2010
    Last Data Update: September 08, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: W239 N1700 Busse Road, Waukesha, WI 53188
    County: Waukesha
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
    CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
  • Financial Summary
  • Total assets: $243.2 mil
    Equity capital: $29.0 mil
    Deposits held in domestic offices: $194.6 mil
    Return on assets (ROA): -1.21% (-$2.9 mil)
    Quarterly return on assets: -0.58% (-$1.4 mil)
    Return on Equity (ROE): -10.07% (-$2.9 mil)
    Quarterly return on equity: -4.89% (-$1.4 mil)
    Net income: -$3.0 mil
    Quarterly Net income: -$0.4 mil
    Pretax return on assets: -1.21% (-$2,942.5 mil)
    Quarterly Pretax return on assets: -0.58% (-$1,410.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $243,180Total assets
  • $2,681Cash and due from depository institutions
  • $560Interest-bearing balances
  • $12,343Securities
  • $2,112Federal funds sold & reverse repurchase agreements
  • $212,721Net loans & leases
  • $4,663Loan loss allowance
  • $0Trading account assets
  • $3,449Bank premises and fixed assets
  • $5,014Other real estate owned
  • $0Goodwill and other intangibles
  • $243,179Life insurance assets
  • $4,860All other assets
  • $214,138Total liabilities and capital
  • $194,628Total liabilities
  • $175,397Total deposits
  • $194,628Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $18,464Trading liabilities
  • $0Other borrowed funds
  • $1,046Subordinated debt
  • $29,041All other liabilities
  • $29,041Total equity capital
  • $29,041Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $16,200Surplus
  • $12,741Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $13,768Income earned, not collected on loans
  • $0Earning assets
  • $810Long-term assets (5+ years)
  • $227,736Average Assets, year-to-date
  • $18,926Average Assets, quarterly
  • $248,052Volatile liabilities
  • $246,483Insider loans
  • $214,810FHLB advances
  • $245,539Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $28,890Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $25,681Restructured Loans and leases
  • $941Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $10,611Total interest income
  • $3,542Total interest expense
  • $7,069Net interest income
  • $5,041Provision for loan and lease losses
  • $18Total noninterest income
  • $0Fiduciary activities
  • $197Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$179Additional noninterest income
  • $5,040Total noninterest expense
  • $1,926Salaries and employee benefits
  • $143Premises and equipment expense
  • $2,971Additional noninterest expense
  • -$2,994Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$2,994Income before extraordinary items
  • $0Extraordinary gains - net
  • -$2,994Net income attributable to bank
  • $0Net charge-offs
  • -$2,994Cash dividends
  • $6,258Sale, conversion, retirement of capital stock, net
  • $375Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.56%Yield on earning assets
  • 1.52%Cost of funding earning assets
  • 3.03%Net interest margin
  • 0.01%Noninterest income to earning assets
  • 2.16%Noninterest expense to earning assets
  • -1.21%Net operating income to assets
  • -1.21%Return on assets (ROA)
  • -1.21%Pretax return on assets
  • -10.07%Return on equity (ROE)
  • -11.33%Retained earnings to average equity (YTD only)
  • 2.80%Net charge-offs to loans
  • 80.55%Credit loss provision to net charge-offs
  • 0.33%Efficiency ratio
  • 71,116Assets per employee
  • 10.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -12.53%Loss allowance to loans
  • 2.15%Loss allowance to noncurrent loans
  • 33.87%Noncurrent assets plus other real estate owned to assets
  • 7.72%Noncurrent loans to loans
  • 6.33%Net loans and leases to deposits
  • 109.30%Net loans and leases to core deposits
  • 168.10%Equity capital to assets
  • 11.94%Core capital (leverage) ratio
  • 11.77%Tier 1 risk-based capital ratio
  • 13.45%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $248,052Average earning assets
  • $29,744Average equity
  • $232,932Average loans

List of branches

  • 1 Wisconsin Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    057106InvestorsbankW239 N1700 Busse Road, Waukesha, WI 53188September 08, 1997Full Service Brick and Mortar

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