Jackson County Federal Bank, A Federal Savings Bank in Medford, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1993

  • Jackson County Federal Bank, A Federal Savings Bank in Medford, Oregon (OR)
  • Show street view No street view available for this location

Jackson County Federal Bank, A Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 28323
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: KeyBank National Association (#9477)
    Federal Reserve ID: 265779
    Date Established: January 01, 1909
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1371
    FDIC's unique #: 41157
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: July 08, 1937
    Last Structure Change Effective Date: December 31, 1993
    Last Structure Change Process Date: Febuary 10, 1994
    Last Data Update: March 10, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 2 East Main Street, Medford, OR 97501
    County: Jackson
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Medford-Ashland, OR (#4890)
    Core Based Statistical Area (CBSA): Medford, OR (#32780)
    CBSA Metro Statistical Area: Medford, OR (#32780)
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $353.3 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $132Total assets
  • $351,184Cash and due from depository institutions
  • $10,178Interest-bearing balances
  • $4,642Securities
  • $123,127Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $199,385Loan loss allowance
  • $1,395Trading account assets
  • $0Bank premises and fixed assets
  • $8,594Other real estate owned
  • $214Goodwill and other intangibles
  • $6,745Life insurance assets
  • $2,941All other assets
  • $0Total liabilities and capital
  • $351,184Total liabilities
  • $327,042Total deposits
  • $324,717Interest-bearing deposits
  • $315,537Deposits held in domestic offices
  • 324717.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $388All other liabilities
  • $1,937Total equity capital
  • $1,937Total bank equity capital
  • $24,142Perpetual preferred stock
  • $1,315Common stock
  • $1,409Surplus
  • $7,217Undivided profits
  • Memoranda
  • $14,201Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $762Income earned, not collected on loans
  • $1,230Earning assets
  • $327,154Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $341,151Average Assets, quarterly
  • $348,322Volatile liabilities
  • $48,526Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $16,956Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $23,570Total risk weighted assets
  • $157,390Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $26,801Total interest expense
  • $15,108Net interest income
  • $11,693Provision for loan and lease losses
  • -$900Total noninterest income
  • $3,754Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $3,754Total noninterest expense
  • $7,807Salaries and employee benefits
  • $3,806Premises and equipment expense
  • $1,114Additional noninterest expense
  • $2,887Pre-tax net operating income
  • $8,540Securities gains (losses)
  • $718Applicable income taxes
  • $1,632Income before extraordinary items
  • $7,626Extraordinary gains - net
  • $1,632Net income attributable to bank
  • $9,258Net charge-offs
  • -$58Cash dividends
  • $710Sale, conversion, retirement of capital stock, net
  • $25Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.45%Cost of funding earning assets
  • 4.76%Net interest margin
  • 3.69%Noninterest income to earning assets
  • 1.18%Noninterest expense to earning assets
  • 2.46%Net operating income to assets
  • 2.06%Return on assets (ROA)
  • 2.71%Pretax return on assets
  • 3.19%Return on equity (ROE)
  • 47.80%Retained earnings to average equity (YTD only)
  • 44.13%Net charge-offs to loans
  • -0.03%Credit loss provision to net charge-offs
  • 1551.72%Efficiency ratio
  • 48,624Assets per employee
  • 2.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 7.67%Loss allowance to loans
  • 0.69%Loss allowance to noncurrent loans
  • 183.07%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.38%Net loans and leases to deposits
  • 61.40%Net loans and leases to core deposits
  • 72.19%Equity capital to assets
  • 6.87%Core capital (leverage) ratio
  • 6.74%Tier 1 risk-based capital ratio
  • 14.98%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $341,151Average earning assets
  • $19,368Average equity
  • $317,230Average loans

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