Jefferson Bank in Haverford, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 1999

  • Jefferson Bank in Haverford, Pennsylvania (PA)
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Jefferson Bank - Overview

  • General
  • FDIC Certificate #: 21800
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Hudson United Bank (#12256)
    Federal Reserve ID: 535913
    Date Established: October 26, 1974
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 27 (Interstate: No)
    OTS Docket #: 10964
    FDIC's unique #: 15100
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 26, 1974
    Last Structure Change Effective Date: December 01, 1999
    Last Structure Change Process Date: Febuary 11, 2000
    Last Data Update: Febuary 11, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 551 West Lancaster Avenue, Haverford, PA 19041
    County: Montgomery
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $1,704.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 503Total employees (full-time equivalent)
  • $1,534,345Total assets
  • $50,802Cash and due from depository institutions
  • $3,617Interest-bearing balances
  • $288,817Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,136,019Net loans & leases
  • $11,880Loan loss allowance
  • $0Trading account assets
  • $21,434Bank premises and fixed assets
  • $3,114Other real estate owned
  • $8,044Goodwill and other intangibles
  • $0Life insurance assets
  • $26,115All other assets
  • $1,534,345Total liabilities and capital
  • $1,412,779Total liabilities
  • $1,166,727Total deposits
  • $988,653Interest-bearing deposits
  • $1,166,727Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $58,550Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $134,471Other borrowed funds
  • $29,000Subordinated debt
  • $24,031All other liabilities
  • $121,566Total equity capital
  • $121,566Total bank equity capital
  • $121,566Perpetual preferred stock
  • $0Common stock
  • $7,992Surplus
  • $71,845Undivided profits
  • Memoranda
  • $41,729Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $19,138Earning assets
  • $0Long-term assets (5+ years)
  • $12,153Average Assets, year-to-date
  • $1,428,453Average Assets, quarterly
  • $477,819Volatile liabilities
  • $1,524,667Insider loans
  • $1,570,261FHLB advances
  • $256,861Loans and leases held for sale
  • $12,427Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $14,600Total risk weighted assets
  • $367,515Total unused commitments
  • $0Restructured Loans and leases
  • $1,172,902Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $115,832Total interest income
  • $60,560Total interest expense
  • $55,272Net interest income
  • $5,625Provision for loan and lease losses
  • $11,336Total noninterest income
  • $0Fiduciary activities
  • $2,989Service charges on deposit accounts
  • $0Trading account gains & fees
  • $8,347Additional noninterest income
  • $47,843Total noninterest expense
  • $19,625Salaries and employee benefits
  • $6,500Premises and equipment expense
  • $21,718Additional noninterest expense
  • $13,140Pre-tax net operating income
  • $1,136Securities gains (losses)
  • $3,435Applicable income taxes
  • $10,841Income before extraordinary items
  • $0Extraordinary gains - net
  • $10,841Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $7,437Sale, conversion, retirement of capital stock, net
  • $4,545Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.14%Yield on earning assets
  • 4.26%Cost of funding earning assets
  • 3.88%Net interest margin
  • 0.80%Noninterest income to earning assets
  • 3.36%Noninterest expense to earning assets
  • 0.65%Net operating income to assets
  • 0.71%Return on assets (ROA)
  • 0.94%Pretax return on assets
  • 9.21%Return on equity (ROE)
  • 5.35%Retained earnings to average equity (YTD only)
  • 0.72%Net charge-offs to loans
  • 75.64%Credit loss provision to net charge-offs
  • 2.52%Efficiency ratio
  • 70,137Assets per employee
  • 3.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 41.92%Loss allowance to loans
  • 1.03%Loss allowance to noncurrent loans
  • 62.08%Noncurrent assets plus other real estate owned to assets
  • 1.45%Noncurrent loans to loans
  • 1.67%Net loans and leases to deposits
  • 97.37%Net loans and leases to core deposits
  • 108.33%Equity capital to assets
  • 7.92%Core capital (leverage) ratio
  • 7.53%Tier 1 risk-based capital ratio
  • 9.70%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,524,667Average earning assets
  • $117,687Average equity
  • $1,423,108Average loans

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