Jefferson Bank in city_name, state_name - Detailed Financial Reports, Location

Jefferson Bank in Gretna, Louisiana (LA)
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Jefferson Bank - Overview

General
FDIC Certificate #: 30661
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Iberiabank (#28100)
Federal Reserve ID: 53079
Date Established: January 01, 1953
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 8 (Interstate: No)
OTS Docket #: 5704
FDIC's unique #: 43495
Numeric code: 41
Regulator: FDIC
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: Yes
Date of Deposit Insurance: January 26, 1954
Last Structure Change Effective Date: September 15, 1997
Last Structure Change Process Date: September 30, 1997
Last Data Update: September 30, 1997
Data Source Date: April 05, 2012
Location
Address: 1011 Fourth Street, Gretna, LA 70053
County: Jefferson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): New Orleans, LA (#5560)
Combined Statistical Area (CSA): New Orleans-Metairie-Bogalusa, LA (#406)
Core Based Statistical Area (CBSA): New Orleans-Metairie-Kenner, LA (#35380)
CBSA Metro Statistical Area: New Orleans-Metairie-Kenner, LA (#35380)
Financial Summary
Total assets: $260.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$92Total assets
$260,509Cash and due from depository institutions
$15,241Interest-bearing balances
$12,978Securities
$160,977Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$62,729Loan loss allowance
$575Trading account assets
$0Bank premises and fixed assets
$3,177Other real estate owned
$24Goodwill and other intangibles
$3,650Life insurance assets
$14,711All other assets
$0Total liabilities and capital
$260,509Total liabilities
$227,669Total deposits
$226,252Interest-bearing deposits
$224,046Deposits held in domestic offices
226252.00%% insured (estimated)
$99Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$1,417Total equity capital
$1,417Total bank equity capital
$32,840Perpetual preferred stock
$0Common stock
$0Surplus
$32,661Undivided profits
Memoranda
$179Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$355Income earned, not collected on loans
$384Earning assets
$236,684Long-term assets (5+ years)
$56,856Average Assets, year-to-date
$258,730Average Assets, quarterly
$258,511Volatile liabilities
$7,476Insider loans
$70FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$18,158Total risk weighted assets
$76,043Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$3,187Total interest expense
$1,779Net interest income
$1,408Provision for loan and lease losses
-$2Total noninterest income
$223Fiduciary activities
$0Service charges on deposit accounts
$170Trading account gains & fees
$0Additional noninterest income
$53Total noninterest expense
$1,185Salaries and employee benefits
$447Premises and equipment expense
$135Additional noninterest expense
$603Pre-tax net operating income
$448Securities gains (losses)
$0Applicable income taxes
$240Income before extraordinary items
$208Extraordinary gains - net
$0Net income attributable to bank
$208Net charge-offs
-$5Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
1.29%Cost of funding earning assets
0.72%Net interest margin
0.57%Noninterest income to earning assets
0.09%Noninterest expense to earning assets
0.48%Net operating income to assets
0.08%Return on assets (ROA)
0.08%Pretax return on assets
0.17%Return on equity (ROE)
0.71%Retained earnings to average equity (YTD only)
0.71%Net charge-offs to loans
-0.01%Credit loss provision to net charge-offs
40.00%Efficiency ratio
58,553Assets per employee
2.83%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.91%Loss allowance to noncurrent loans
161.97%Noncurrent assets plus other real estate owned to assets
0.15%Noncurrent loans to loans
0.56%Net loans and leases to deposits
27.73%Net loans and leases to core deposits
28.67%Equity capital to assets
12.61%Core capital (leverage) ratio
7.39%Tier 1 risk-based capital ratio
23.88%Total risk-based capital ratio
Memoranda
$25Average assets
$258,730Average earning assets
$29,482Average equity
$246,377Average loans

Jefferson Bank in Gretna, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Jefferson Bank - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Jefferson Bank in Gretna, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

Jefferson Bank - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Jefferson Bank in Gretna, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches