Jefferson Bank in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 29, 2011

  • Jefferson Bank in Dallas, Texas (TX)
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Jefferson Bank - Overview

  • General
  • FDIC Certificate #: 34196
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Bank & Trust Company (#14778)
    Federal Reserve ID: 2480790
    Date Established: July 08, 1996
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    FDIC's unique #: 56854
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 08, 1996
    Last Structure Change Effective Date: July 29, 2011
    Last Structure Change Process Date: August 03, 2011
    Last Data Update: August 03, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 18333 Preston Road, Suite 100, Dallas, TX 75252
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $205.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 43Total employees (full-time equivalent)
  • $204,922Total assets
  • $31,754Cash and due from depository institutions
  • $28,354Interest-bearing balances
  • $48,801Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $103,634Net loans & leases
  • $3,482Loan loss allowance
  • $0Trading account assets
  • $2,402Bank premises and fixed assets
  • $11,698Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $6,633All other assets
  • $204,922Total liabilities and capital
  • $192,983Total liabilities
  • $152,201Total deposits
  • $134,168Interest-bearing deposits
  • $152,201Deposits held in domestic offices
  • 96.38%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $40,000Other borrowed funds
  • $0Subordinated debt
  • $782All other liabilities
  • $11,939Total equity capital
  • $11,939Total bank equity capital
  • $11,939Perpetual preferred stock
  • $0Common stock
  • $1,650Surplus
  • $31,557Undivided profits
  • Memoranda
  • $-21,268Noncurrent loans and leases
  • $10,857Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,483Earning assets
  • $0Long-term assets (5+ years)
  • $675Average Assets, year-to-date
  • $180,789Average Assets, quarterly
  • $42,107Volatile liabilities
  • $265,531Insider loans
  • $219,614FHLB advances
  • $67,206Loans and leases held for sale
  • $3,471Unused loan commitments
  • $40,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $10,857Total unused commitments
  • $5,952Restructured Loans and leases
  • $1,599Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $11,218Total interest income
  • $5,310Total interest expense
  • $5,908Net interest income
  • $830Provision for loan and lease losses
  • -$828Total noninterest income
  • $0Fiduciary activities
  • $308Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$1,136Additional noninterest income
  • $8,848Total noninterest expense
  • $3,019Salaries and employee benefits
  • $1,407Premises and equipment expense
  • $4,422Additional noninterest expense
  • -$4,598Pre-tax net operating income
  • $2,141Securities gains (losses)
  • $0Applicable income taxes
  • -$2,457Income before extraordinary items
  • $0Extraordinary gains - net
  • -$2,457Net income attributable to bank
  • $0Net charge-offs
  • -$2,457Cash dividends
  • $4,926Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.69%Yield on earning assets
  • 2.22%Cost of funding earning assets
  • 2.47%Net interest margin
  • -0.35%Noninterest income to earning assets
  • 3.70%Noninterest expense to earning assets
  • -1.73%Net operating income to assets
  • -0.93%Return on assets (ROA)
  • -0.93%Pretax return on assets
  • -17.16%Return on equity (ROE)
  • -17.16%Retained earnings to average equity (YTD only)
  • 3.24%Net charge-offs to loans
  • 16.85%Credit loss provision to net charge-offs
  • -0.76%Efficiency ratio
  • 174,173Assets per employee
  • 4.77%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.25%Loss allowance to noncurrent loans
  • 77.67%Noncurrent assets plus other real estate owned to assets
  • 7.90%Noncurrent loans to loans
  • 4.19%Net loans and leases to deposits
  • 68.09%Net loans and leases to core deposits
  • 121.93%Equity capital to assets
  • 5.83%Core capital (leverage) ratio
  • 5.53%Tier 1 risk-based capital ratio
  • 9.97%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $265,531Average earning assets
  • $14,320Average equity
  • $239,119Average loans

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