Pavillion Bank in Richardson, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Pavillion Bank in Richardson, Texas (TX)
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Pavillion Bank - Overview

  • General
  • FDIC Certificate #: 24303
    Status: Active
    Federal Reserve ID: 500658
    Bank Holding Company (Regulatory Top Holder): Amtex Bancshares, Inc. (RSSDID: 1131899, Location: Orange, TX)
    Date Established: January 17, 1983
    WWW: http://www.pavillionbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 16905
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 17, 1983
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1200 W Campbell Road, Richardson, TX 75080
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $87.1 mil
    Equity capital: $9.6 mil
    Deposits held in domestic offices: $73.2 mil
    Return on assets (ROA): -0.03% (-$0.0 mil)
    Quarterly return on assets: 0.06% ($0.1 mil)
    Return on Equity (ROE): -0.26% (-$0.0 mil)
    Quarterly return on equity: 0.50% ($0.1 mil)
    Net income: -$0.0 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: -0.06% (-$52.3 mil)
    Quarterly Pretax return on assets: 0.03% ($26.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $87,096Total assets
  • $27,554Cash and due from depository institutions
  • $24,058Interest-bearing balances
  • $3,113Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $49,160Net loans & leases
  • $900Loan loss allowance
  • $0Trading account assets
  • $2,285Bank premises and fixed assets
  • $3,448Other real estate owned
  • $0Goodwill and other intangibles
  • $87,096Life insurance assets
  • $1,536All other assets
  • $77,463Total liabilities and capital
  • $73,173Total liabilities
  • $58,384Total deposits
  • $73,173Interest-bearing deposits
  • $63Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,090Trading liabilities
  • $0Other borrowed funds
  • $200Subordinated debt
  • $9,633All other liabilities
  • $9,633Total equity capital
  • $9,633Total bank equity capital
  • $0Perpetual preferred stock
  • $1,387Common stock
  • $4,013Surplus
  • $4,233Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,202Income earned, not collected on loans
  • $0Earning assets
  • $261Long-term assets (5+ years)
  • $76,331Average Assets, year-to-date
  • $7,387Average Assets, quarterly
  • $84,147Volatile liabilities
  • $84,616Insider loans
  • $50,898FHLB advances
  • $88,262Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,610Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,559Restructured Loans and leases
  • $921Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,346Total interest income
  • $670Total interest expense
  • $2,676Net interest income
  • $385Provision for loan and lease losses
  • $414Total noninterest income
  • $0Fiduciary activities
  • $131Service charges on deposit accounts
  • $0Trading account gains & fees
  • $283Additional noninterest income
  • $2,754Total noninterest expense
  • $1,036Salaries and employee benefits
  • $344Premises and equipment expense
  • $1,374Additional noninterest expense
  • -$49Pre-tax net operating income
  • $0Securities gains (losses)
  • -$24Applicable income taxes
  • -$25Income before extraordinary items
  • $0Extraordinary gains - net
  • -$25Net income attributable to bank
  • $0Net charge-offs
  • -$25Cash dividends
  • $319Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.56%Yield on earning assets
  • 0.91%Cost of funding earning assets
  • 3.65%Net interest margin
  • 0.56%Noninterest income to earning assets
  • 3.76%Noninterest expense to earning assets
  • -0.03%Net operating income to assets
  • -0.03%Return on assets (ROA)
  • -0.06%Pretax return on assets
  • -0.26%Return on equity (ROE)
  • -0.26%Retained earnings to average equity (YTD only)
  • 0.59%Net charge-offs to loans
  • 120.69%Credit loss provision to net charge-offs
  • 1.05%Efficiency ratio
  • 89,126Assets per employee
  • 4.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.80%Loss allowance to noncurrent loans
  • 40.87%Noncurrent assets plus other real estate owned to assets
  • 6.49%Noncurrent loans to loans
  • 4.40%Net loans and leases to deposits
  • 67.18%Net loans and leases to core deposits
  • 72.89%Equity capital to assets
  • 11.06%Core capital (leverage) ratio
  • 10.89%Tier 1 risk-based capital ratio
  • 18.88%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $84,147Average earning assets
  • $9,640Average equity
  • $73,315Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016905Pavillion Bank1200 W Campbell Road, Richardson, TX 75080January 17, 1983Full Service Brick and Mortar

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